Housing distress & ownership in ZIP 32433

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress

1.99%

3 of 151 listings · short sale 2, reo 1

Months of supply

7.7

buyer’s market · active inventory ÷ sales pace (trailing 12 mo)

Out-of-state owners

15.7%

mailing address outside FL

Non-homestead

75.1%

not owner-occupied (investor/2nd-home proxy)

Median just value

$46,750

16,483 parcels

Median owner tenure

1 yrs

years since the home last sold (county tax roll)

Owners at 2× their price

4.7%

today’s just value is at least double the last sale price

Median closed sale price — $209,248 · ▼ 9.4% yr (12-mo rolling)

Distress share trend — 1.99% now (2026-08-10 → 2026-08-14)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.