Housing distress & ownership in ZIP 32531

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress

3.7%

1 of 27 listings · short sale 1

Months of supply

3.1

seller’s market · active inventory ÷ sales pace (trailing 12 mo)

Out-of-state owners

7.6%

mailing address outside FL

Non-homestead

60.1%

not owner-occupied (investor/2nd-home proxy)

Median just value

$129,441

4,794 parcels

Median owner tenure

1 yrs

years since the home last sold (county tax roll)

Owners at 2× their price

6.3%

today’s just value is at least double the last sale price

Median closed sale price — $319,950 · ▼ 4.3% yr (12-mo rolling)

Distress share trend — 3.7% now (2026-08-10 → 2026-08-14)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.