Moving to Orlando, Florida: The 2026 Data Guide

By Jon Brooks, Co-Founder, Momentum Realty · Updated September 27, 2026

As of 2026-09-27, the median home sold in Orlando, Florida over the last 12 months went for $410,000 (6,690 closings across 2761 communities in Momentum’s MLS record), about $239 per square foot for a median 1,684-sq-ft home built around 1992. Homes currently listed have been on the market a median of 35 days, and with 3,133 active listings against that sales pace the city is carrying roughly 5.6 months of supply. Sellers have been getting about 96% of their original asking price. That is right in line with the median across Momentum’s Florida and Georgia coverage.

Orlando is the most varied city on this list: more than a thousand named communities, a median right on the statewide line, and neighborhoods that range from century-old bungalows near downtown to Lake Nona's master-planned districts. The market moves quickly, with homes going under contract in about five weeks, and inventory is closer to balanced than in Tampa or Jacksonville.

If you take one thing from the numbers, take this: the new-construction share is modest, so most of what you will shop here is resale, and condition and location drive price.

What your budget buys in Orlando

Three price points from 6,639 recent Orlando closings in our record, each showing what actually closed within 10% of that price:

• Around $268,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,200 sq ft, built around 1982 (616 sales).
• Around $410,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,678 sq ft, built around 1993 (1205 sales).
• Around $530,000: the typical sale in this band was a 4-bed, 2.5-bath home of about 2,136 sq ft, built around 2002 (749 sales).

At the lower band you are in the established neighborhoods east and south of downtown; the middle band spreads across the suburbs in every direction; and the upper band is Baldwin Park, the Lake Nona communities and the lakefront. The homes get modestly bigger up the ladder, but the bigger difference is age and setting, which is why two homes at the same price can feel like different cities.

The real monthly cost of owning in Orlando

Take the median $410,000 home with 20% down at today’s 7.03% 30-year rate: principal and interest run about $2,189/month. Orange County’s typical total millage is 16.67 mills, so after the $50,000 homestead exemption the property tax is roughly $6,003/year ($500/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Orange County is about $1,409/year; private-market quotes vary with roof age and wind mitigation. 57% of current Orlando listings carry an HOA, with a median of $250/month where one applies. All in, budget on the order of $3,056/month to own the median Orlando home including a typical HOA.

Orange County's millage is moderate, insurance is among the more manageable in the state because Orlando is inland, and the HOA line is split between older neighborhoods with none and newer communities with a meaningful fee and often a CDD. That combination makes the monthly cost to own one of the more predictable on these guides, with the tax reset at purchase the main surprise.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Orange County property tax guide and our home insurance by county map.

Where people are buying: Orlando’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

EverBe and Meridian Parks are the new-construction leaders in the southeast; Baldwin Park is the established planned community that still sets the benchmark for walkable Orlando; Wedgefield is the large-lot option to the east. The table is a fair cross-section, but the city's most distinctive neighborhoods near downtown sell in smaller numbers and sit below the cutoff.

Orlando by ZIP code

Sales and medians by ZIP over the same 12 months: 32825 (375 sales, median $388,000), 32828 (372 sales, median $468,500), 32806 (368 sales, median $475,000), 32832 (329 sales, median $511,000), 32835 (318 sales, median $287,500), 32819 (310 sales, median $547,450).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 71% were single-family homes, 10% townhomes or villas, and 18% condos. New construction accounted for 11% of closings, led by EverBe, Laureate Park at Lake Nona, Meridian Parks, Nona West, Tyson Ranch. The housing stock skews mixed: 13% of homes sold were built in 2015 or later and 30% before 1980.

Orlando is mostly single-family, with a meaningful share of townhomes near the newer employment centers and a condo market that is smaller than the coastal cities. Roughly a third of what sold was built before 1980, concentrated in the neighborhoods around downtown and Winter Park where the character is and where inspections matter most.

Getting around from Orlando

Measured from the center of Orlando’s recent sales: Lakeland is about 49 miles; Daytona Beach is about 52 miles; Melbourne is about 55 miles; Ocala is about 66 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Orlando's commute is I-4, and the honest advice is to test it at the hour you will actually drive. The airport is on the south side, which favors Lake Nona and the southeast for frequent travelers; downtown and the northern suburbs are a different orbit. The toll-road network makes cross-town trips workable in ways the interstate alone does not.

Schools, taxes, and insurance: where to verify

School assignments change; check the Orange County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Orange County’s typical millage of 16.67; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Orange County average of $1,409/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Orlando: the case for and against

Orlando is a resale market with a balanced inventory and manageable insurance, which makes it one of the more straightforward Florida cities to buy in. The work is in choosing the side of the city that matches your commute, because that decision shapes everything else.

Your Orlando relocation toolkit

• Homes for sale in Orlando right now
• Cost of living in Orlando
• Best neighborhoods in Orlando
• New construction in Orlando
• Find an agent in Orlando
• Orlando ZIP codes with prices
• Search every Orlando community

Common questions about moving to Orlando

Sales figures are Momentum Realty’s MLS record of closings in Orlando communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Orange County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.