Cedar Creek

Executive Summary

Cedar Creek pairs Northside convenience with a real amenity package: about 200 Dream Finders single-family homes plus a townhome section, a clubhouse, pool, and playground, nine minutes from the airport.

Per Homes.com, updated June 4, 2026, single-family pricing runs roughly 325,000 to 400,000 dollars with recent closings between 362,990 and 429,542; the townhome section runs 322,990 to 394,990.

The trade against the corridor volume builders is simple: more amenity and bigger plans for a higher entry.

Quick Facts

Community Overview & History

Pecan Park grows up

The Pecan Park pocket between I-95 and the airport spent decades as pasture and RV parks; River City Marketplace changed the gravity, and Cedar Creek is the residential follow-through, with Dream Finders building the neighborhood the corridor was missing.

How it feels on the ground today

Cedar Creek reads as a mid-build family community: finished amenity core, single-family streets filling in, and the townhome rows adding the entry tier.

The Community and What You Are Buying

Two products, one amenity core: match the tier to the budget.

Single-family

About 1,622 to 2,500 square feet, 3 to 4 bedrooms, two and three car garages, on 40-foot-plus lots.

The townhome section

A separate Cedar Creek townhome sub-community, 322,990 to 394,990 dollars per Homes.com in June 2026.

Lot strategy

Pond and preserve edges carry premiums; the comp base is still forming, so negotiate them hard.

Real Estate Market

Per Homes.com, updated June 4, 2026, single-family runs roughly 325,000 to 400,000 dollars with closings to 429,542; townhomes 322,990 to 394,990.

The buyer pool skews families and airport-corridor professionals stepping up from the entry communities.

Resale will price against Dream Finders inventory until buildout; the amenity core is the differentiator to market.

Who Lives Here

Cedar Creek draws families wanting the clubhouse-and-pool life near the airport corridor, aviation and logistics professionals, and step-up buyers leaving the entry communities.

Schools

Cedar Creek is served by Duval County Public Schools, with attendance zones by home address, plus private and charter options nearby. Confirm the exact zoning for a Cedar Creek address before you buy. Homes.com lists Louis S. Sheffield Elementary, Oceanway School, and First Coast High as the nearby progression; these are proximity-based, so confirm actual zoning.

Amenities & Lifestyle

The amenity core is the reason to pay the step-up.

Clubhouse

The community anchor, unusual for the corridor.

Community pool

The centerpiece behind the entry.

Playground and ponds

The family and green-space layer.

Grounds maintenance in the HOA

Included per Homes.com; confirm scope.

HOA, CDD & Costs

The HOA includes grounds maintenance per Homes.com, but the fee amount was unpublished at publish time; get the current schedule in writing.

No CDD was mentioned in third-party sources; verify before contract.

Townhome and single-family fee schedules will differ; confirm the right one for your product.

Commute Analysis

Cedar Creek runs the I-95 north spine: the airport in single digits, River City Marketplace closer, and downtown inside twenty minutes.

Shopping & Dining

River City Marketplace is essentially the neighborhood retail: big-box, dining, and the theater seven minutes out.

Pros and Cons

Cedar Creek vs. Comparable Communities

Hidden Things Buyers Should Know

The flight-path question

Parts of the Pecan Park pocket sit under airport approaches; sound exposure varies block by block, so visit at different hours before you commit.

The townhome door

The townhome section gets you behind the same amenity core for less; for some buyers that is the smarter trade than a smaller single-family.

Comp-base timing

The community is young, so appraisals lean on builder closings; keep every upgrade receipt for your own exit.

Momentum Expert Insight

Selling a Home in Cedar Creek

Resale here markets the amenity core against the entry communities and prices against active Dream Finders inventory.

We price from the freshest closings in the right product tier and lead with the clubhouse.

Flood Zones & Insurance

Jacksonville sees coastal, river, and creek flooding, and pockets near the St. Johns River tributaries can sit in higher-risk zones. Jacksonville participates in the FEMA Community Rating System at a class 6, which earns flood-insurance discounts of about 10 percent for homes outside a special flood hazard area and about 20 percent for homes inside one.

The reliable move is to pull the FEMA flood designation for the exact Cedar Creek address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.

Internet & Connectivity

The Jacksonville metro is served by Xfinity (Comcast) cable across nearly all addresses and by AT&T with DSL almost everywhere plus fiber to a growing share of homes. If working from home matters, confirm the options, and fiber in particular, at the specific Cedar Creek address rather than assuming.

The Tax Reality

Duval County total millage runs roughly 17.9 to 18.5 mills depending on the taxing district. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.

The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.

What Your Budget Buys Here

The same budget buys very different homes across Cedar Creek and the surrounding area, depending on age, size, lot, and condition. Rather than anchor on the asking price or the neighborhood average, price any specific home off the most recent comparable sales, and weigh what your money would buy in the nearby alternatives before you commit.

The Future of the Area

Duval County continues to grow, with new rooftops, retail, and road work reshaping parts of the area. That growth supports long-run demand, but it can also add competing inventory and construction traffic in the near term, so factor both the upside and the disruption into your timing and your pricing.

Resale Liquidity

How quickly a Cedar Creek home resells comes down to presentation, condition, and pricing against the latest comparable sales rather than the neighborhood average. Homes that are priced correctly and shown well tend to move, while overpriced or dated homes sit. We track the active and sold comparable set so a Cedar Creek home is priced to the real market.

The Cedar Creek Playbook

If you are buying in Cedar Creek, here is how we would approach it: pull the flood zone and a real insurance quote for the specific address, confirm the HOA dues and whether a CDD applies, compare what your budget would buy nearby, and price the home off the closest comparable sales rather than the asking price. If you are buying any new-construction home, bring your own agent before you register, since the on-site representative works for the builder, not for you.

Questions We Would Ask Before Buying Here

Mistakes to Avoid

The common ones around Cedar Creek: trusting the seller current tax bill instead of the post-sale reset; skipping the address-specific flood check; assuming fiber is at every home; and pricing off the neighborhood average rather than the closest comparable sales. Each is avoidable with the right diligence, which is exactly where having your own agent pays off.

Frequently Asked Questions

Where is Cedar Creek?

In the Pecan Park area of north Jacksonville, ZIP 32218, about nine minutes from the airport.

Who builds Cedar Creek?

Dream Finders Homes, with about 200 single-family homes planned plus a townhome section.

What do homes cost?

Per Homes.com on June 4, 2026: single-family roughly 325,000 to 400,000 dollars with closings to 429,542; townhomes 322,990 to 394,990.

How big are the homes?

Single-family about 1,622 to 2,500 square feet, 3 to 4 bedrooms.

What amenities are included?

A clubhouse, community pool, playground, and ponds.

What is the HOA?

It includes grounds maintenance per Homes.com; the amount was unpublished, so confirm in writing.

Is there a CDD?

None was mentioned in third-party sources; verify before contract.

What schools serve it?

Duval County Public Schools; Homes.com lists Sheffield Elementary, Oceanway School, and First Coast High nearby, but confirm zoning by address.

How far is the airport?

About 9 minutes.

What about airplane noise?

Parts of the pocket sit under approach paths; exposure varies by block, so visit at different times.

Is it gated?

No gate is advertised; confirm with the builder.

Are quick move-ins available?

Yes, in both products; confirm current availability and incentives.

Is Cedar Creek a good investment?

The amenity core and airport-corridor demand are the case; builder competition and the unpublished fee schedule are the watch items.

Is this the same Cedar Creek as in Baker County?

No. This is the Dream Finders community in north Jacksonville; rural Cedar Creek plats elsewhere are unrelated.

Who should I call about Cedar Creek?

Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with the right agent.

Do I need my own agent to buy here?

Yes, even on builder homes. The on-site agent works for the builder. Your own agent represents only you.

Related Reading

If you are weighing Cedar Creek against the rest of the Northside corridor, these guides are a good next step.