Florida Housing Database
The data behind North & Central Florida real estate.
62 live trackers and reference databases across three Florida metros — inventory, price cuts, affordability, builder incentives, HOA fees, property tax, flood insurance, rent, and more. Updated quarterly. Real numbers throughout, estimates clearly labeled.
★ Jacksonville Metro · 14 pages
Jacksonville Metro
Northeast Florida's largest metro. Duval, St. Johns, Clay, and Nassau counties. 14 data pages updated quarterly.
Tracker
Inventory TrackerNEW
Months of supply by county and price band.
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Tracker
Price Reductions TrackerNEW
% of listings cutting prices, by how much, and how long they wait.
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Tracker
Affordability TrackerNEW
Income required to buy. Price-to-income ratio. Buy vs. rent math.
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Tracker
Rent TrackerNEW
Median rent by bedroom and submarket. Buy vs. rent comparison.
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Tracker
Builder Incentive TrackerNEW
What Jacksonville builders are actually offering in 2026.
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Tracker
New Construction Tracker
Active builder communities, absorbing inventory, and incentives.
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Tracker
Migration Trends
Where movers are coming from and going to.
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Database
HOA & CDD DatabaseNEW
Annual HOA dues and CDD bond payments for 47+ master-planned communities.
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Database
Property Tax MapNEW
Effective tax rates by county. Save Our Homes math.
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Database
Flood Insurance TrackerNEW
Premiums by zone. Risk Rating 2.0 impacts.
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Guide
Flood Zones Guide
FEMA flood zones, what AE/VE/X mean, and how zones affect buying.
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Guide
Property Tax Guide
How Florida property tax actually works.
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Overview
Housing Market Overview
Median sale prices, days on market, sold-to-list ratios.
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FAQ
Housing FAQ
Everything Jacksonville buyers and sellers ask.
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★ Gainesville Metro · 8 pages
Gainesville Metro
Alachua County and the University of Florida market. 8 data pages updated quarterly. New as of Q2 2026.
Tracker
Inventory TrackerNEW
Months of supply by submarket and price band.
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Tracker
Price Reductions TrackerNEW
% of listings cutting prices and by how much.
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Tracker
Affordability TrackerNEW
Income required to buy. Buy vs. rent in a college town.
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Tracker
Rent TrackerNEW
Median rent by bedroom and submarket. UF rental dynamics.
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Tracker
Builder Incentive TrackerNEW
What Gainesville builders are offering in 2026.
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Tracker
New Construction TrackerNEW
Active builder communities in Newberry, Jonesville, Alachua, NW Gainesville.
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Database
HOA DatabaseNEW
Annual HOA dues for major Gainesville communities.
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Database
Property Tax MapNEW
Effective tax rates across Alachua County.
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★ Ocala Metro · 8 pages
Ocala Metro
Marion County, the active-adult capital, and horse country. 8 data pages updated quarterly. New as of Q2 2026.
Tracker
Inventory TrackerNEW
Months of supply, including the active-adult resale segment.
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Tracker
Price Reductions TrackerNEW
Highest reduction rate of any Florida metro. By how much, and where.
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Tracker
Affordability TrackerNEW
Income vs. home price. The retiree relocation dynamic.
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Tracker
Rent TrackerNEW
Median rent by bedroom and submarket in Marion County.
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Tracker
Builder Incentive TrackerNEW
Most-aggressive builder incentives in any Florida metro.
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Tracker
New Construction TrackerNEW
Active-adult dominant: Del Webb, Trilogy, OTOW, JB Ranch.
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Database
HOA & CDD DatabaseNEW
Active-adult amenity packages vs. family community fees.
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Database
Property Tax MapNEW
Lowest property tax rates in North Florida.
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★ Orlando Metro · 8 pages
Orlando Metro
Central Florida — Orange, Seminole, Osceola, Lake counties. 8 data pages updated quarterly. New as of Q2 2026.
Tracker
Inventory TrackerNEW
Months of supply across Orange, Seminole, Osceola, Lake counties.
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Tracker
Price Reductions TrackerNEW
% of Orlando listings cutting prices, by how much, and where.
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Tracker
Affordability TrackerNEW
Price-to-income at 6.1x. The most affordability-pressured major FL metro.
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Tracker
Rent TrackerNEW
Median rent across Lake Nona, Winter Park, Dr. Phillips, and beyond.
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Tracker
Builder Incentive TrackerNEW
Most aggressive builder incentives in any FL metro Momentum tracks.
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Tracker
New Construction TrackerNEW
Active builders + 100+ active communities across Central Florida.
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Database
HOA & CDD DatabaseNEW
Densest master-planned community concentration in the country.
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Database
Property Tax MapNEW
Effective tax rates by county. The Save Our Homes reset trap.
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★ Ponte Vedra Metro · 8 pages
Ponte Vedra Metro
Coastal luxury — northern St. Johns County. Ponte Vedra Beach, Nocatee, Sawgrass, World Golf Village. 8 data pages updated quarterly. New as of Q2 2026.
Tracker
Inventory TrackerNEW
Months of supply across PV Beach, Nocatee, Sawgrass, World Golf Village.
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Tracker
Price Reductions TrackerNEW
Mid-market holds; luxury $2.5M+ corrections in detail.
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Tracker
Affordability TrackerNEW
Price-to-income 7.4x. The income required to actually buy here.
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Tracker
Rent TrackerNEW
Highest rents in NEFL. The vacation-rental supply constraint.
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Tracker
Builder Incentive TrackerNEW
What Crosswater, Nocatee, and World Golf Village builders are offering.
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Tracker
New Construction TrackerNEW
Crosswater, Coastal Oaks, Twenty Mile, Greenleaf — the active sections.
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Database
HOA & CDD DatabaseNEW
HOA + CDD + country club math. The most expensive in NEFL.
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Database
Property Tax MapNEW
St. Johns has NEFL's lowest effective rate — even at luxury prices.
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★ St. Augustine Metro · 8 pages
St. Augustine Metro
The historic Old City, Anastasia Island, and southern St. Johns County. The nation's oldest continuously-occupied European city plus its surrounding coastal and inland submarkets. 8 data pages updated quarterly. New as of Q2 2026.
Tracker
Inventory TrackerNEW
Months of supply across Old City, Anastasia Island, and SR-A1A.
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Tracker
Price Reductions TrackerNEW
Historic luxury vs. mid-market correction patterns.
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Tracker
Affordability TrackerNEW
Price-to-income at 5.8x. Buyable for $130K-$200K households.
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Tracker
Rent TrackerNEW
Tourism economy constrains supply. Old City + Anastasia premiums.
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Tracker
Builder Incentive TrackerNEW
What Beachwalk, Trailmark, Silverleaf builders are offering.
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Tracker
New Construction TrackerNEW
Historic preservation pushes builds to 32086 and 32092 zones.
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Database
HOA & CDD DatabaseNEW
Master-planned fees + Anastasia Island condo association reality.
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Database
Property Tax MapNEW
St. Johns County's NEFL-lowest millage. City vs. unincorporated.
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★ Palatka Metro · 8 pages
Palatka Metro
Putnam County, FL — the river town, value-priced North Florida alternative. The smallest North Florida market we track, and the most buyer-leveraged. 8 data pages updated quarterly. New as of Q2 2026.
Tracker
Inventory TrackerNEW
Highest months-of-supply in N. Florida. Real buyer leverage.
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Tracker
Price Reductions TrackerNEW
41% of listings cut prices — the most aggressive correction in N. Florida.
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Tracker
Affordability TrackerNEW
Price-to-income 4.5x. Genuinely buyable for $50K-$80K households.
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Tracker
Rent TrackerNEW
Smallest rental market in N. Florida. Thin supply, low rents.
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Tracker
Builder Incentive TrackerNEW
Limited tract builders, meaningful local custom + manufactured.
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Tracker
New Construction TrackerNEW
Local custom + on-your-lot + manufactured. Different from larger metros.
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Database
HOA DatabaseNEW
Most homes have no HOA. The hidden cost-of-living advantage.
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Database
Property Tax MapNEW
Putnam County millage rates and Save Our Homes math.
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Working with a Momentum agent.
Our agents close transactions in these markets every month. The data above is what we use to advise sellers on pricing, buyers on offer strategy, and investors on hold-vs-flip math. If you're navigating one of these decisions, talk to us.
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