The Complete Cedar Ridge Guide. (2026)

Executive Summary

Cedar Ridge is an established single-family and patio-home community near St. Augustine Beach, dating to 1998. It offers a settled, low-maintenance feel with mature landscaping, in a location minutes from the beach, Anastasia Island, and historic downtown St. Augustine.

Homes run roughly 1,188 to 1,972 square feet, a cozy and competitively priced range that suits first-time buyers, downsizers, and second-home owners who want to be near the beach without a large home to maintain. The community carries an HOA around 148 dollars per month.

For pricing context, single-family homes have generally listed in the roughly 480,000 to 549,000 dollar range according to listing data, with the figure depending on the floor plan, the lot, and the updates. Those numbers are third-party market context and not NEFAR statistics, so a specific home should be priced off recent comparable sales.

Quick Facts

Community Overview & History

Established, low-maintenance living near St. Augustine Beach

The St. Augustine Beach and Anastasia Island area is one of the most desirable parts of St. Johns County, prized for its beaches, its proximity to historic downtown, and its top-rated schools. Cedar Ridge is one of its established communities, offering single-family and patio homes with a settled, low-maintenance feel.

How it feels on the ground today

Cedar Ridge reads as a settled, mature community where the proximity to the beach, the low-maintenance homes, and the competitive pricing are the headline draws. The cozy floor plans appeal to first-time buyers, downsizers, and second-home owners who want to be near the coast without a large home to maintain.

The Community and What You Are Buying

Cedar Ridge is a single-family and patio-home community, so the choice comes down to the floor plan, the lot, and the level of updating.

Floor plan

Cozy single-family and patio-home plans from roughly 1,188 to 1,972 square feet suit a range of buyers.

Lot and position

Lot size and position within the community affect privacy, light, and resale.

Updated versus original

Homes trade as both updated and largely original, so condition is a major factor in price.

Real Estate Market

Cedar Ridge appeals to first-time buyers, downsizers, and second-home owners who want established, low-maintenance living near St. Augustine Beach.

Single-family homes have generally listed in the roughly 480,000 to 549,000 dollar range per listing data, with the figure set by the plan, the lot, and the updates. Because plans and conditions vary, a specific home should be priced from the closest comparable sales.

The proximity to the beach, the established setting, and the top-rated schools keep demand steady from buyers who want the St. Augustine Beach lifestyle at a competitive price.

Who Lives Here

Cedar Ridge draws first-time buyers, downsizers, and second-home owners who want established, low-maintenance single-family or patio-home living near St. Augustine Beach and Anastasia Island, with top-rated St. Johns schools and the beach and historic downtown minutes away.

Schools

Cedar Ridge is served by the St. Johns County School District, consistently one of the highest-rated districts in Florida. Attendance zones are assigned by home address, so confirm the exact zoning for a particular Cedar Ridge address with the district before you buy.

Amenities & Lifestyle

Cedar Ridge pairs an established, low-maintenance setting with its location near the beach.

Mature landscaping

Established trees and landscaping give the community a settled feel.

Low-maintenance living

Single-family and patio homes mean less upkeep than larger homes.

Near St. Augustine Beach

The beach, Anastasia Island, and historic downtown are minutes away.

Top-rated schools

Top-rated St. Johns County schools serve the community.

HOA, CDD & Costs

Cedar Ridge has an HOA, around 148 dollars per month, that funds the common areas and parts of the community maintenance. Confirm the current dues and exactly what they include for a specific home.

Confirm whether any patio-home sections carry additional maintenance coverage, and any rules on leasing and pets, before you write an offer.

Pull the flood designation for the specific address and a current insurance quote, since coastal and Anastasia Island locations carry different considerations than inland homes.

Commute Analysis

Cedar Ridge pairs an established setting near St. Augustine Beach with top-rated St. Johns schools, where the beach is minutes away and historic downtown and I-95 are a short drive, which keeps it connected while offering a low-maintenance, coastal-adjacent lifestyle.

Shopping & Dining

Everyday shopping and dining are minutes away along A1A and SR 312, with the beach, historic downtown St. Augustine, and the outlet malls a short drive. The location balances coastal living with the conveniences of the St. Augustine area.

Pros and Cons

Cedar Ridge vs. Comparable Communities

Hidden Things Buyers Should Know

Near the beach at a competitive price

Cedar Ridge is one of the more competitively priced ways to live near St. Augustine Beach, which is the main reason buyers shop here.

Confirm the HOA and patio coverage

Confirm the HOA dues and whether any patio-home maintenance coverage applies for the specific home.

Condition drives price

Homes trade as both updated and original, so condition is a major factor in value.

Momentum Expert Insight

Selling a Home in Cedar Ridge

Selling in Cedar Ridge is about presenting the updates and the near-the-beach lifestyle to downsizers and second-home buyers, and pricing correctly against the closest comparable sales in the community.

We price from the most recent comparable homes, account for the lot and the condition, and market the established setting, the low-maintenance homes, and the proximity to St. Augustine Beach to the buyers who shop this market.

Flood Zones & Insurance

St. Johns County flooding concentrates near the Intracoastal, the coast, and the creeks and marshes, while many inland master-planned communities sit in lower-risk zones.

The reliable move is to pull the FEMA flood designation for the exact Cedar Ridge address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.

Internet & Connectivity

St. Johns County is well served by AT&T (fiber in most newer communities) and Xfinity (Comcast), though fiber availability still varies by street. If working from home matters, confirm the options, and fiber in particular, at the specific Cedar Ridge address rather than assuming.

The Tax Reality

St. Johns County total millage varies by district, and CDD assessments are common in the master-planned communities, which adds to the all-in cost on top of the millage. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.

The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.

What Your Budget Buys Here

The same budget buys very different homes across Cedar Ridge and the surrounding area, depending on age, size, lot, and condition. Rather than anchor on the asking price or the neighborhood average, price any specific home off the most recent comparable sales, and weigh what your money would buy in the nearby alternatives before you commit.

The Future of the Area

St. Johns County continues to grow, with new rooftops, retail, and road work reshaping parts of the area. That growth supports long-run demand, but it can also add competing inventory and construction traffic in the near term, so factor both the upside and the disruption into your timing and your pricing.

Resale Liquidity

How quickly a Cedar Ridge home resells comes down to presentation, condition, and pricing against the latest comparable sales rather than the neighborhood average. Homes that are priced correctly and shown well tend to move, while overpriced or dated homes sit. We track the active and sold comparable set so a Cedar Ridge home is priced to the real market.

The Cedar Ridge Playbook

If you are buying in Cedar Ridge, here is how we would approach it: pull the flood zone and a real insurance quote for the specific address, confirm the HOA dues and whether a CDD applies, compare what your budget would buy nearby, and price the home off the closest comparable sales rather than the asking price. If you are buying any new-construction home, bring your own agent before you register, since the on-site representative works for the builder, not for you.

Questions We Would Ask Before Buying Here

Mistakes to Avoid

The common ones around Cedar Ridge: trusting the seller current tax bill instead of the post-sale reset; skipping the address-specific flood check; assuming fiber is at every home; and pricing off the neighborhood average rather than the closest comparable sales. Each is avoidable with the right diligence, which is exactly where having your own agent pays off.

Frequently Asked Questions

Where is Cedar Ridge?

Cedar Ridge is near St. Augustine Beach on Anastasia Island, in the 32080 area, minutes from the beach and historic downtown St. Augustine.

When was Cedar Ridge built?

Cedar Ridge is an established community dating to 1998, with single-family and patio homes.

What do homes in Cedar Ridge cost?

Single-family homes have generally listed in the roughly 480,000 to 549,000 dollar range per listing data. Those are third-party figures, not NEFAR statistics, so price a specific home off comparable sales.

What size are homes in Cedar Ridge?

Cedar Ridge homes run roughly 1,188 to 1,972 square feet, in cozy single-family and patio-home layouts.

What is the HOA at Cedar Ridge?

The HOA is around 148 dollars per month, which funds the common areas and parts of the community maintenance. Confirm the current dues and inclusions for a specific home.

What schools serve Cedar Ridge?

Cedar Ridge is served by the top-rated St. Johns County School District. Confirm the exact zoning for an address with the district.

Is Cedar Ridge a good value?

For buyers who want to live near St. Augustine Beach affordably, the competitively priced, low-maintenance homes make it a strong value, though the floor plans are cozy and condition varies.

How far is Cedar Ridge from the beach?

Cedar Ridge is about five minutes from St. Augustine Beach.

How far is Cedar Ridge from historic downtown St. Augustine?

Cedar Ridge is about ten to fifteen minutes from historic downtown St. Augustine.

Is Cedar Ridge in a flood zone?

As a coastal-adjacent community, the flood and insurance picture varies, so pull the designation and an insurance quote for the specific address before you buy.

Does Cedar Ridge have patio homes?

Yes. Cedar Ridge includes patio homes along with single-family homes, which appeal to buyers who want lower-maintenance living.

Is Cedar Ridge good for downsizers?

Its cozy, low-maintenance homes near the beach make it a strong option for downsizers and second-home owners.

Is Cedar Ridge a gated community?

Confirm the access with the HOA, since it can vary; the community is known more for its established setting and proximity to the beach.

How far is Cedar Ridge from downtown Jacksonville?

Cedar Ridge is roughly fifty minutes from downtown Jacksonville.

Who should I call about buying in Cedar Ridge?

Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with a St. Augustine specialist.

Do I need my own agent to buy in Cedar Ridge?

Yes. The listing agent works for the seller. Your own agent represents only you, confirms the HOA and any patio coverage, pulls the true comparable sales, and structures an offer that protects you.

Related Reading

If you are weighing Cedar Ridge against other St. Augustine and Anastasia Island options, these guides are a good next step.