Dunns Crossing

Dream Finders · Northside · ZIP 32218

Dunns Crossing is the Dunn Avenue master community with a quietly useful twist: the HOA dues include high-speed internet. Dream Finders is actively selling from the low $310s, earlier D.R. Horton phases supply the resale comps, and the airport and River City Marketplace sit about ten minutes out. Here is the honest local guide to Dunns Crossing.

LocationOff Dunn Avenue, NorthZIP 32218
CommunityD.R. Horton phases from about
HomesSingle-family
SizesDream Finders plans about 1
AmenitiesPool, fitness center, splash pad
HOAHOA includes high-speed internet
CountyDuval CountyFlorida
SchoolsDuval County Public Schoolsconfirm zoning by address
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Executive Summary

Dunns Crossing is a two-builder story: D.R. Horton built the earlier Express phases around 2021 to 2023, and Dream Finders Homes is now actively selling its Dream Series here, 8 plans from 1,711 to 3,533 square feet, from 310,990 dollars per dreamfindershomes.com in June 2026.

The HOA, managed by Priority Community Management, includes high-speed internet in the dues, which is an underrated line item when you run the real monthly cost against neighboring communities.

CDD status was not confirmed by third-party sources at publish time, so verify in writing; the resale comps from the D.R. Horton phases give buyers an honest read most new communities lack.

Quick Facts

CategoryDetail
LocationOff Dunn Avenue, North Jacksonville
CountyDuval County
ZIP code32218
HomesSingle-family; Dream Finders actively building, earlier D.R. Horton phases
BuiltD.R. Horton phases from about 2021 to 2023; Dream Finders actively selling
Home sizesDream Finders plans about 1,711 to 3,533 square feet
AmenitiesPool, fitness center, splash pad, playground
SchoolsDuval County Public Schools (confirm zoning by address)
Gate / HOAHOA includes high-speed internet; managed by Priority Community Management; confirm any CDD

Community Overview & History

Dunn Avenue joins the growth map

The Dunn Avenue corridor sat quiet while Pecan Park and Lem Turner boomed, and Dunns Crossing is the corridor catching up: a master community about ten minutes from both the airport and River City Marketplace, with two builders worth of housing stock and the I-295 loop close at hand.

How it feels on the ground today

Dunns Crossing reads as a community in its second act: the D.R. Horton streets from 2021 to 2023 are lived-in and landscaped, the amenity campus is finished, and Dream Finders model homes and fresh phases carry the new-construction energy.

Two Builders, One Community

Dunns Crossing gives you a choice most active communities cannot: new Dream Finders construction or recent D.R. Horton resale, inside the same gateless gates.

Dream Finders Dream Series

The active product: 8 plans from 1,711 to 3,533 square feet, from 310,990 dollars per dreamfindershomes.com in June 2026, with the larger plans stretching well past 3,000 square feet.

D.R. Horton resale phases

The roughly 2021 to 2023 Express-tier homes; Redfin recorded resales at 373,990 dollars in November 2023 and 386,000 dollars in February 2024, which anchors the comp base.

Lot and phase strategy

Pond and buffer lots carry premiums in the new phases; in the resale phases, condition and upgrades drive the spread.

Real Estate Market

Dream Finders pricing starts at 310,990 dollars per the builder site in June 2026, and the recorded D.R. Horton resales, 373,990 dollars in November 2023 and 386,000 dollars in February 2024 per Redfin, show the community holding value in the high 300s for the mid-size plans.

The buyer pool is first-time buyers, airport and logistics workers, and families who want more square footage than the Pecan Park corridor offers at the price.

New Dream Finders inventory and D.R. Horton resale compete head to head here, which keeps both sides honest on price.

Who Lives Here

Dunns Crossing draws first-time buyers stretching into larger plans, airport and River City Marketplace commuters, and families who like having both new construction and recent resale to choose from.

Schools

Dunns Crossing is served by Duval County Public Schools, with attendance zones by home address, plus private and charter options nearby. Confirm the exact zoning for a Dunns Crossing address before you buy. Aggregator school listings for this community are proximity-based, so run the exact address through the district locator before you buy.

Amenities & Lifestyle

The amenity campus covers the family basics, and the HOA internet inclusion is the sleeper benefit.

Pool

The community centerpiece.

Fitness center

On-site, included in the HOA.

Splash pad

The kid magnet alongside the pool.

Playground

The family anchor of the campus.

HOA, CDD & Costs

The HOA is managed by Priority Community Management and the dues include high-speed internet, which effectively rebates a real monthly bill; confirm the current fee amount in writing because it was not published consistently by aggregators at publish time.

CDD status was not confirmed by third-party sources at publish time; verify whether a CDD or special assessment applies before contract.

When you compare Dunns Crossing to neighboring communities, net the internet inclusion out of the dues so you are comparing real monthly costs.

Commute Analysis

DestinationTypical drive
River City MarketplaceAbout 10 minutes
Jacksonville International AirportAbout 10 minutes
Downtown JacksonvilleAbout 20 minutes
Mayport / naval basesAbout 30 minutes
Jacksonville beachesAbout 35 minutes

Dunns Crossing works off Dunn Avenue to the I-295 loop: the airport and River City Marketplace are both about ten minutes, and downtown is a straight run south.

Shopping & Dining

River City Marketplace handles big-box, dining, and the movie theater about ten minutes away, and the Dunn Avenue strip retail covers groceries and daily errands closer to home.

Pros and Cons

Pros

  • HOA dues include high-speed internet
  • Dream Finders plans up to 3,533 square feet, big for the corridor
  • Recent D.R. Horton resales anchor the comp base
  • About 10 minutes to both JIA and River City Marketplace
  • Pool, fitness, splash pad, and playground campus

Cons

  • CDD status needs written confirmation
  • New builder inventory competes with resale
  • Dunn Avenue retail is thinner than the Lem Turner corridor
  • Two builder product tiers means uneven finishes street to street
  • Schools need address-level verification

Dunns Crossing vs. Comparable Communities

CommunityHow it compares to Dunns Crossing
The ArborsThe D.R. Horton value play off I-295 at Lem Turner, lower entry price, smaller plans.
Cedar CreekThe Dream Finders sister community near River City Marketplace.
Yellow Bluff LandingThe established Northside master community comparison with a mature amenity base.

Hidden Things Buyers Should Know

The internet line item

High-speed internet inside the HOA dues quietly rebates 50 to 80 dollars of typical monthly spend; almost nobody nets that out when comparing fee stacks, and it changes the math.

The name collision

Dunns Crossing gets confused with Durbin Crossing in St. Johns County and Dunns Creek Plantation; they are different communities in different places, and the mix-up pollutes search results and comps.

The two-builder comp gift

Most active communities have no resale history; the 2021 to 2023 D.R. Horton phases here give buyers recorded sales, 373,990 and 386,000 dollars per Redfin, to negotiate against.

Momentum Expert Insight

Jon Brooks · Co-Founder, Momentum Realty

Dunns Crossing is the rare active community where you can cross-shop new construction against recent resale on the same streets, and the internet-included HOA is a genuinely useful wrinkle.

My advice is to price the Dream Finders inventory against the D.R. Horton resales, net the internet out of the dues, and get the CDD question answered in writing before contract.

Trying to decide between new Dream Finders construction and a D.R. Horton resale in Dunns Crossing? We run that exact comparison for buyers regularly. Reach out any time.

Selling a Home in Dunns Crossing

Resale here competes with active Dream Finders inventory, so the pitch is the lived-in advantages: window treatments, fencing, landscaping, and no construction traffic.

We price from the freshest in-community comparables and position honestly against the builder incentives.

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Flood Zones & Insurance

Jacksonville sees coastal, river, and creek flooding, and pockets near the St. Johns River tributaries can sit in higher-risk zones. Jacksonville participates in the FEMA Community Rating System at a class 6, which earns flood-insurance discounts of about 10 percent for homes outside a special flood hazard area and about 20 percent for homes inside one.

The reliable move is to pull the FEMA flood designation for the exact Dunns Crossing address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.

Do this: pull the FEMA flood zone for the specific Dunns Crossing address and get a real insurance quote during diligence.

Internet & Connectivity

The Jacksonville metro is served by Xfinity (Comcast) cable across nearly all addresses and by AT&T with DSL almost everywhere plus fiber to a growing share of homes. If working from home matters, confirm the options, and fiber in particular, at the specific Dunns Crossing address rather than assuming.

The Tax Reality

Duval County total millage runs roughly 17.9 to 18.5 mills depending on the taxing district. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.

The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.

What Your Budget Buys Here

The same budget buys very different homes across Dunns Crossing and the surrounding area, depending on age, size, lot, and condition. Rather than anchor on the asking price or the neighborhood average, price any specific home off the most recent comparable sales, and weigh what your money would buy in the nearby alternatives before you commit.

The Future of the Area

Duval County continues to grow, with new rooftops, retail, and road work reshaping parts of the area. That growth supports long-run demand, but it can also add competing inventory and construction traffic in the near term, so factor both the upside and the disruption into your timing and your pricing.

Resale Liquidity

How quickly a Dunns Crossing home resells comes down to presentation, condition, and pricing against the latest comparable sales rather than the neighborhood average. Homes that are priced correctly and shown well tend to move, while overpriced or dated homes sit. We track the active and sold comparable set so a Dunns Crossing home is priced to the real market.

The Dunns Crossing Playbook

If you are buying in Dunns Crossing, here is how we would approach it: pull the flood zone and a real insurance quote for the specific address, confirm the HOA dues and whether a CDD applies, compare what your budget would buy nearby, and price the home off the closest comparable sales rather than the asking price. If you are buying any new-construction home, bring your own agent before you register, since the on-site representative works for the builder, not for you.

Questions We Would Ask Before Buying Here

Ask the seller

  • What flood zone is this exact address in?
  • What are the HOA dues, and is there a CDD or special assessment?
  • What did the last few comparable homes actually sell for?
  • How old are the roof, HVAC, and water heater?
  • What is the true second-year tax estimate after reassessment?

Ask yourself

  • Does the commute to work, schools, and daily life actually work?
  • Do I need fiber internet, and is it at this address?
  • Am I pricing against the right comparable sales, not the average?
  • Does the lot and the condition fit my budget and my resale plan?

Mistakes to Avoid

The common ones around Dunns Crossing: trusting the seller current tax bill instead of the post-sale reset; skipping the address-specific flood check; assuming fiber is at every home; and pricing off the neighborhood average rather than the closest comparable sales. Each is avoidable with the right diligence, which is exactly where having your own agent pays off.

Frequently Asked Questions

Where is Dunns Crossing?
Off Dunn Avenue in North Jacksonville, ZIP 32218, about ten minutes from both the airport and River City Marketplace.
Is Dunns Crossing the same as Durbin Crossing?
No. Durbin Crossing is a separate master community in St. Johns County, and Dunns Creek Plantation is also different; Dunns Crossing is the Dunn Avenue community in Duval County.
Who builds in Dunns Crossing?
Dream Finders Homes is actively selling its Dream Series; D.R. Horton built the earlier phases around 2021 to 2023.
What do homes cost?
Dream Finders starts at 310,990 dollars per dreamfindershomes.com in June 2026; recent D.R. Horton resales recorded at 373,990 dollars in November 2023 and 386,000 dollars in February 2024 per Redfin.
How big are the homes?
Dream Finders offers 8 plans from about 1,711 to 3,533 square feet; the D.R. Horton phases run smaller.
What amenities are included?
A pool, fitness center, splash pad, and playground.
Does the HOA really include internet?
Yes, the dues include high-speed internet per the community management; confirm the current fee and inclusion in writing.
Who manages the HOA?
Priority Community Management.
Is there a CDD?
Not confirmed by third-party sources at publish time; verify before contract.
What schools serve it?
Duval County Public Schools; confirm zoning by exact address with the district.
How far is the airport?
About 10 minutes.
Is it gated?
No gate is advertised; confirm with the builder.
Should I buy new or resale here?
Run both: the Dream Finders inventory carries incentives, while the D.R. Horton resales carry fencing, blinds, and finished yards; we compare them line by line.
Is Dunns Crossing a good investment?
The airport-corridor demand, the internet-included dues, and the recorded resale history support the case; active builder competition is the near-term risk.
Who should I call about Dunns Crossing?
Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with the right agent.
Do I need my own agent to buy here?
Yes, even on builder homes. The on-site agent works for the builder. Your own agent represents only you.

If you are weighing Dunns Crossing against the rest of the Northside new-construction map, these guides are a good next step.

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