The Complete Windemere Guide. (2026)

Executive Summary

Windemere solves a problem Ponte Vedra Beach barely addresses: oceanfront living without stairs. It is one of only two oceanfront condo buildings in the zip code with elevator access, set behind the gates of Sawgrass Beach Club.

The residences run large single-level plans on the dune line, which makes the building the default answer for affluent buyers planning to age in place at the beach without giving up the 32082 address.

For pricing context, residences have traded from about $900K past $2.5M, third-party and dated. Price a specific residence off recent comparable sales and confirm the club access categories.

Quick Facts

Community Overview & History

The elevator scarcity of the Ponte Vedra oceanfront

Ponte Vedra Beach zoned its oceanfront for estates and low-rise villas, which left almost no elevator-served condo product. Windemere holds one of the only such positions, inside a gated club community, and that single fact drives its market.

How it feels on the ground today

Windemere reads as quiet club-coast living: the Sawgrass gates, the building above the dune, the pool below, and owners who chose it precisely because it asks nothing of their knees.

The Community and What You Are Buying

Windemere is about the floor, the view line, and the renovation.

Direct-ocean residences

Front-line units with full Atlantic views carry the premiums.

Single-level plans

Large flats served by elevators, the core product.

Renovated versus original

Established interiors trade widely by renovation depth.

Real Estate Market

Windemere appeals to affluent second-home and retirement buyers who need oceanfront plus elevator plus low maintenance.

Residences have traded roughly $900K to $2.5M+, dated. Price off the closest comparable sales.

With almost no competing product, the elevator-oceanfront niche holds value.

Who Lives Here

Windemere draws retirees and second-home buyers who want the dune line without stairs, plus Sawgrass members consolidating from villas and homes.

Schools

Windemere is served by the top-rated St. Johns County School District, with attendance zones by home address. Confirm the exact zoning for a Windemere address before you buy.

Amenities & Lifestyle

The building keeps it simple; the club setting provides the rest.

Elevators

Elevator-served single-level living, nearly unique on the PVB oceanfront.

Oceanfront position

The building sits on the dune line.

Pool

A community pool below the building.

Sawgrass setting

The gated Sawgrass Beach Club community, with Sawgrass CC membership categories optional.

HOA, CDD & Costs

Confirm the current condo fee, inclusions, reserves, and master insurance, plus the milestone inspection status for an established oceanfront building.

Sawgrass club memberships, golf, tennis, beach club, are optional and separate; confirm categories and availability.

Confirm the rental rules; quote wind and flood insurance early.

Commute Analysis

Windemere sits behind the Sawgrass gates on the oceanfront, with the shops, the clubhouse, and the Mayo corridor all on the standard Ponte Vedra clock.

Shopping & Dining

Sawgrass Village sits outside the north gate, with the A1A corridor and Jax Beach dining minutes away.

Pros and Cons

Windemere vs. Comparable Communities

Hidden Things Buyers Should Know

The knee test

Buyers shop PVB oceanfront for years before realizing almost none of it has elevators; Windemere is the list.

Club math optional

Unlike equity communities, Sawgrass membership is a choice; model the lifestyle you will use.

Tower diligence

Established oceanfront buildings live on their inspection and reserve records; read them first.

Momentum Expert Insight

Selling a Home in Windemere

Selling in Windemere is about presenting the elevator-oceanfront scarcity, the view line, and the renovation, and pricing correctly off the closest comparable sales.

We price from the most recent comparable residences and market the aging-in-place niche to the affluent coastal pool.

Flood Zones & Insurance

St. Johns County flooding concentrates near the Intracoastal, the coast, and the creeks and marshes, while many inland master-planned communities sit in lower-risk zones.

The reliable move is to pull the FEMA flood designation for the exact Windemere address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.

Internet & Connectivity

St. Johns County is well served by AT&T (fiber in most newer communities) and Xfinity (Comcast), though fiber availability still varies by street. If working from home matters, confirm the options, and fiber in particular, at the specific Windemere address rather than assuming.

The Tax Reality

St. Johns County total millage varies by district, and CDD assessments are common in the master-planned communities, which adds to the all-in cost on top of the millage. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.

The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.

What Your Budget Buys Here

The same budget buys very different homes across Windemere and the surrounding area, depending on age, size, lot, and condition. Rather than anchor on the asking price or the neighborhood average, price any specific home off the most recent comparable sales, and weigh what your money would buy in the nearby alternatives before you commit.

The Future of the Area

St. Johns County continues to grow, with new rooftops, retail, and road work reshaping parts of the area. That growth supports long-run demand, but it can also add competing inventory and construction traffic in the near term, so factor both the upside and the disruption into your timing and your pricing.

Resale Liquidity

How quickly a Windemere home resells comes down to presentation, condition, and pricing against the latest comparable sales rather than the neighborhood average. Homes that are priced correctly and shown well tend to move, while overpriced or dated homes sit. We track the active and sold comparable set so a Windemere home is priced to the real market.

The Windemere Playbook

If you are buying in Windemere, here is how we would approach it: pull the flood zone and a real insurance quote for the specific address, confirm the HOA dues and whether a CDD applies, compare what your budget would buy nearby, and price the home off the closest comparable sales rather than the asking price. If you are buying any new-construction home, bring your own agent before you register, since the on-site representative works for the builder, not for you.

Questions We Would Ask Before Buying Here

Mistakes to Avoid

The common ones around Windemere: trusting the seller current tax bill instead of the post-sale reset; skipping the address-specific flood check; assuming fiber is at every home; and pricing off the neighborhood average rather than the closest comparable sales. Each is avoidable with the right diligence, which is exactly where having your own agent pays off.

Frequently Asked Questions

Where is Windemere?

Inside the gated Sawgrass Beach Club on the Ponte Vedra Beach oceanfront, east of A1A.

What makes Windemere unique?

It is one of the only oceanfront condo buildings in Ponte Vedra Beach with elevator access.

What do Windemere residences cost?

Roughly $900K past $2.5M in recent trades, dated. Price off comparable sales.

Does buying in Windemere include Sawgrass membership?

No, club memberships are optional and separate; confirm categories and availability.

What amenities does Windemere have?

Elevators, the oceanfront position, a pool, and the gated club setting.

Is Windemere gated?

Yes, it sits behind the Sawgrass Beach Club gates.

Can I rent out a Windemere residence?

Confirm the current association rental rules before buying for income.

What schools serve Windemere?

The top-rated Ponte Vedra zone of the St. Johns district; confirm zoning.

Is Windemere in a flood zone?

It is oceanfront; review designation, elevation, and insurance carefully.

Why do buyers choose Windemere over villas?

Single-level elevator living; most Sawgrass villas are walk-ups or multi-story.

How is Windemere different from The Hallmark?

Both are elevator oceanfront; The Hallmark is a 12-unit boutique, Windemere offers more inventory depth.

How far is Mayo Clinic?

About fifteen minutes.

Is Windemere a good investment?

The elevator-oceanfront niche is structurally scarce in PVB; underwrite the association honestly.

How often do residences list?

Rarely; motivated buyers watch the building for years.

Who should I call about buying in Windemere?

Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with a Ponte Vedra oceanfront specialist.

Do I need my own agent to buy in Windemere?

Yes. The listing agent works for the seller. Your own agent represents only you, vets the building, pulls the true comparable sales, and structures an offer that protects you.

Related Reading

If you are weighing Windemere against other oceanfront options, these guides are a good next step.