Richmond American Homes in Jacksonville. The 2026 Guide

Richmond American Homes in Northeast Florida

Richmond American Homes is a value-focused national builder with a real presence in Northeast Florida, best known for two things: its attainable Seasons Collection floor plans and a complimentary design center where buyers personalize their home, which is unusual at this price tier. The brand has built more than 240,000 homes across the country since 1977, and since April 2024 it has been owned by Sekisui House, Japan’s largest homebuilder, which acquired its former parent M.D.C. Holdings and took it private.

In the Jacksonville metro, Richmond American builds in roughly a dozen communities, concentrated in St. Johns County. It builds Elm Creek at SilverLeaf, one of the SilverLeaf villages, and is one of the builders at TrailMark near St. Augustine, among others. Its niche is putting a new, personalized home within reach of a wide range of buyers, with ranch and two-story plans and a design experience that is usually reserved for higher tiers.

This guide covers where Richmond American builds, the Seasons Collection, the design center, the pricing, the fees, the schools, and the honest trade-offs of buying a Richmond American home, including why you bring your own agent before you ever visit a sales center.

Quick Facts

About Richmond American Homes

Richmond American Homes is the homebuilding brand that operated for decades under M.D.C. Holdings, founded in 1972, with the homebuilding side delivering more than 240,000 homes since 1977 and ranking among the largest builders in the country. In April 2024, Sekisui House, Japan’s largest homebuilder, acquired M.D.C. Holdings for about 4.9 billion dollars and took it private, folding Richmond American into the Sekisui House Group alongside brands like Woodside Homes and Chesmar Homes. Sekisui House is known internationally for build quality and technology, which is the backing Richmond American now operates under.

Its market position is value. The Seasons Collection, its signature line, was designed to put homeownership within reach for a wide range of buyers, with efficient ranch and two-story floor plans. What sets Richmond American apart at that price point is the complimentary design center experience: every buyer who builds from the ground up meets with a professional design consultant to choose colors, textures, finishes, and fixtures, a level of personalization usually reserved for higher tiers. Financing is offered through its affiliated HomeAmerican Mortgage.

Richmond American Communities in Northeast Florida

Richmond American builds in roughly a dozen Jacksonville-area communities, concentrated in St. Johns County. Below are the ones we cover in full guides, where Richmond American builds specific neighborhoods.

Elm Creek at SilverLeaf

Richmond American builds Elm Creek, one of the villages inside the SilverLeaf master plan in the St. Augustine 32092 area, with Seasons Collection ranch and two-story plans from three to six bedrooms and roughly 1,570 to 2,600 square feet. Elm Creek has its own resort-style amenities (a pool, parks, playgrounds, and a pickleball court) and sits near the Pavilion at Durbin Park shopping center, and like all of SilverLeaf it carries no CDD. See our full SilverLeaf guide.

TrailMark

Richmond American is one of the builders at TrailMark, the GreenPointe master plan near St. Augustine’s historic district, with ranch and two-story homes that have started from the $500s, three to five bedrooms and roughly 2,350 to 2,900 square feet. TrailMark offers resort-style amenities including a clubhouse, pool, trails, sports courts, and a kayak launch, and it carries a CDD. See our full TrailMark guide.

Across the metro

Beyond these, Richmond American builds in roughly a dozen Jacksonville-area communities at a given time, primarily across St. Johns County and the St. Augustine area, generally in the value-to-mid-market range. Because builder neighborhoods open and sell out continually, confirm Richmond American’s current communities and available homes for the area you want.

Richmond American Pricing & Value in Northeast Florida

Richmond American competes on value. The Seasons Collection is built to be attainable, and the company leans on quick move-in inventory and financing incentives, so its pricing sits among the more accessible new construction in the metro while still offering the personalized design experience.

Two levers matter. First, the included design experience: unlike many value builders that sell a fixed package, Richmond American includes the design-center consultation, so some personalization is built into the offering rather than billed purely as upgrades, though selections still add to the price. Second, incentives: through its affiliated HomeAmerican Mortgage, Richmond American frequently offers rate buydowns and closing-cost help on select quick move-in homes, often its strongest lever on the monthly payment, though those usually require financing through HomeAmerican.

For context, Momentum tracks the wider Jacksonville metro at a 97.98 percent sold-to-list ratio and 64 days on market for our agents, against a RealMLS market average closer to 96.73 percent and 72 days, year to date. On a Richmond American purchase the community, the CDD status, the homesite, the design selections, and the incentive drive your real cost, which is where an agent who knows the communities pays off.

Who Buys a Richmond American Home

Richmond American draws value and first-time buyers with its attainable Seasons Collection, plus move-up buyers in communities like TrailMark, and buyers who want some personalization without paying a luxury price thanks to the complimentary design center. The combination of accessible pricing and a design experience appeals to buyers who want a new home that feels somewhat their own without stretching into a higher tier.

Many are first-time buyers, relocating families targeting St. Johns County schools on a budget, and value-conscious move-up buyers. The buyer who wants an attainable new home in a good school zone, with a personalized finish and a strong financing incentive, is squarely Richmond American’s buyer.

Schools Near Richmond American Communities

Richmond American’s Northeast Florida communities are concentrated in the top-rated St. Johns County School District, the number one district in Florida, which is a major draw for the family buyers.

Elm Creek at SilverLeaf and TrailMark are both in St. Johns County, generally zoned to highly rated St. Johns campuses (SilverLeaf toward the Wards Creek, Pacetti Bay, and Tocoi Creek schools; TrailMark toward the Picolata Crossing and World Golf Village area schools). Because the metro is growing quickly and boundaries shift as new schools open, confirm the exact current zoned schools for any specific Richmond American address with the St. Johns County School District before relying on any assignment.

What Makes a Richmond American Home

A Richmond American home is built around attainable, efficient design. The Seasons Collection offers ranch and two-story floor plans sized for value, generally from the high-1,000s to the high-2,000s in square footage, with practical layouts rather than luxury finishes. Now under Sekisui House, the brand operates with the backing of a builder known internationally for quality and construction technology.

The differentiator at this price point is the design center. Every buyer building from the ground up meets with a professional design consultant to select colors, textures, finishes, and fixtures, a complimentary service that lets value buyers personalize a home in a way most production builders do not offer at this tier. It is not full semi-custom, the floor plans are set, but the finish-level personalization is a genuine step beyond a fixed-package value home.

CDD & HOA in Richmond American Communities

Fees vary by community and should be checked per community.

No CDD at SilverLeaf: Elm Creek sits inside SilverLeaf, which carries no Community Development District assessment, a meaningful fee advantage versus a comparable CDD community.

CDD at TrailMark: TrailMark is a CDD master plan, so a CDD assessment applies on the tax bill in addition to HOA dues.

HOA everywhere: Richmond American communities carry HOA dues for common areas and amenities, and villages inside master plans can carry both a community and a master association.

Model the all-in monthly: between mortgage, any CDD, HOA dues, and the post-first-year property-tax reset on a new build, the all-in monthly is what matters, and the no-CDD SilverLeaf location looks notably lighter than a comparable CDD community. A good agent will build the real number with you.

Where Richmond American Builds in Northeast Florida

Richmond American concentrates in St. Johns County and the St. Augustine area. Elm Creek at SilverLeaf sits in the St. Augustine 32092 corridor along St. Johns Parkway, near the Pavilion at Durbin Park, with quick access to I-95 and the top St. Johns schools. TrailMark sits near St. Augustine’s historic district in the World Golf Village area, also in St. Johns County.

This puts most Richmond American buyers in the fast-growing northern and western St. Johns corridors, with reasonable access to the Southside job centers via I-95 and to St. Augustine to the south. Because the communities are value-oriented and concentrated in St. Johns, the location offers top schools at a more accessible price than many of the county’s higher-end master plans. Confirm the current community lineup for the specific area you want.

The Seasons Collection & Design Center

Two things define the Richmond American offering and explain why value buyers choose it: the Seasons Collection and the complimentary design center.

The Seasons Collection

Richmond American’s signature line, the Seasons Collection was designed to put homeownership within reach, with efficient ranch and two-story floor plans across a range of sizes and bedroom counts. It is the value engine of the brand, aimed at first-time and budget-conscious move-up buyers who want a new home without a luxury price.

The complimentary design center

The standout feature. Every buyer who builds a Richmond American home from the ground up meets with a professional design consultant to choose colors, textures, finishes, and fixtures at no extra service cost. Most value builders sell a fixed package or bill every choice as an upgrade; Richmond American builds the consultation into the experience. The floor plans themselves are set, so this is finish-level personalization rather than full semi-custom, but at this price point it is a real differentiator.

Sekisui House backing

Since 2024, Richmond American has operated under Sekisui House, a Japanese homebuilder known for quality and construction technology. It is early to say how much that changes the homes on the ground, but the ownership brings a quality-focused parent to a value brand, which is worth noting as the integration continues.

Pros & Cons of Buying a Richmond American Home

Richmond American vs Other Northeast Florida Builders

Richmond American is a value builder with a design-center twist. Here is the honest shorthand against the other major builders here.

Hidden Things Richmond American Buyers Should Know

A few things that consistently come up once buyers get serious about a Richmond American home in Northeast Florida.

The design center is included, but selections still add up

The complimentary design consultation is a genuine perk, but the selections you make there still add to the price. Go in knowing your budget and which finishes matter, so you use the experience without overspending on choices that do not hold value.

Elm Creek at SilverLeaf is the no-CDD play

Among Richmond American’s local communities, Elm Creek sits in SilverLeaf, which has no CDD, while TrailMark does. On a similar home that is a meaningful monthly difference, so if fees matter to you, start with SilverLeaf.

The floor plans are set

Richmond American is value, not semi-custom. You personalize finishes, but the floor plans are fixed, so make sure a plan genuinely fits your life before you fall for the finishes. If you need structural flexibility, a semi-custom builder may suit you better.

Confirm the financing math

The best incentives usually attach to quick move-in homes and require financing through HomeAmerican Mortgage. The buydown can be a real deal, but compare the all-in cost against an outside lender before committing, which your agent can help you do.

Register with your agent before you visit

The Richmond American sales agent works for the builder. Like most builders, they will generally not let you add buyer representation if you register on your own first. Bring your agent in before your first sales-center visit so you are represented on price, incentives, homesite, design selections, and contract terms at no cost to you in most cases.

Momentum Expert Insight

Frequently Asked Questions

Related Reading

Explore the communities where Richmond American builds that we cover in full, plus our other builder guides.