The Complete Antigua Guide. (2026)

Executive Summary

Antigua is a Dream Finders community on Anastasia Island in St. Augustine, carved from the natural wetlands along the Matanzas River. It pairs single-family homes with maintenance-free townhomes, about two miles from the beach and minutes from historic St. Augustine, its dining, shopping, and medical facilities.

The community is built around a waterfront lifestyle: an amenity center with a covered entertainment area, a fire pit, and a swimming pool, plus a community boat dock where residents can launch a kayak, canoe, or paddleboard. A small number of homesites, about a dozen, sit directly on the Matanzas River with the ability to add a private dock. Built mostly in 2019 and 2020, Antigua carries an HOA but no CDD.

For pricing context, Antigua carried a median sale price near 497,000 dollars with closed sales roughly from the high 300,000s into the 600,000s according to neighborhoods.com, while the riverfront homes with docks have listed well over a million dollars. Those figures are third-party market context and not NEFAR statistics, so a specific home, especially riverfront, should be priced off recent comparable sales.

Quick Facts

Community Overview & History

Waterfront island living without a CDD

Anastasia Island is one of the most desirable places to live in St. Augustine, and Antigua is one of its newer communities, a Dream Finders neighborhood on the Matanzas River with single-family homes and maintenance-free townhomes. Its appeal is island and waterfront living, a real amenity package, and no CDD, all close to the beach and the historic city.

How it feels on the ground today

Antigua reads as a newer, tidy, water-oriented community where the boat dock, the pool, and the riverfront draw buyers who want the island lifestyle with low-maintenance options. The townhomes appeal to lock-and-leave and second-home buyers, while the single-family and riverfront homes draw move-up and primary buyers.

The Community and What You Are Buying

Antigua offers a few distinct products, so the choice comes down to home type, the lot, and proximity to the water.

Maintenance-free townhomes

Low-maintenance attached homes suit lock-and-leave owners, second-home buyers, and downsizers who want the island without the upkeep.

Single-family homes

Detached Dream Finders homes give families more space while sharing the amenity center and the island location.

Riverfront homesites

About a dozen homesites sit directly on the Matanzas River with the ability to add a private dock, the premium tier of the community.

Real Estate Market

Antigua appeals to buyers who want newer island living on Anastasia Island with a waterfront lifestyle, low-maintenance options, and no CDD, close to the beach and historic St. Augustine.

Antigua carried a median sale price near 497,000 dollars with closed sales roughly from the high 300,000s into the 600,000s per neighborhoods.com, while riverfront homes with docks have listed well over a million dollars. Because the products and water proximity vary sharply, a specific home should be priced from the closest comparable sales, especially for riverfront.

The island location, the boat dock, and the no-CDD structure keep demand steady from primary, second-home, and move-up buyers.

Who Lives Here

Antigua draws buyers who want Anastasia Island living with a waterfront lifestyle and low-maintenance options, including second-home owners and downsizers in the townhomes, families in the single-family homes, and boaters drawn to the dock and the riverfront homesites.

Schools

Antigua is served by the St. Johns County School District, consistently one of the highest-rated districts in Florida. Elementary, middle, and high attendance zones are assigned by home address, so confirm the exact zoning for a particular Antigua address with the district before you buy, since assignments can change.

Amenities & Lifestyle

Antigua is built around a waterfront amenity package, a key part of its appeal.

Amenity center and pool

A covered entertainment area, a fire pit, and a swimming pool anchor the community social life.

Community boat dock

A shared dock lets residents launch a kayak, canoe, or paddleboard on the Matanzas River.

Riverfront and private docks

About a dozen homesites sit on the river with the ability to add a private dock.

Maintenance-free options

The townhomes offer low-maintenance, lock-and-leave island living.

HOA, CDD & Costs

Antigua has an HOA that funds the amenity center, the dock, and the common areas, with the townhomes carrying additional maintenance coverage. Confirm the current dues and exactly what they include for a specific home, since they vary by product.

Antigua carries no CDD, which lowers the all-in cost versus comparable CDD communities, though you should still confirm for the exact home.

For riverfront homes, confirm the dock, any shoreline rules, the flood zone, and the insurance, and budget for the maintenance that comes with waterfront on a barrier island.

Commute Analysis

Antigua pairs an Anastasia Island, Matanzas River setting with quick access to St. Augustine Beach, Anastasia State Park, and the historic city, with I-95 and the wider region a manageable drive, which keeps it connected while retaining its island, waterfront character.

Shopping & Dining

Everyday shopping and dining are minutes away in St. Augustine Beach and along the A1A and US-1 corridors, with the restaurants, shops, and attractions of historic downtown St. Augustine a short drive across the island. The beach, Anastasia State Park, and the Intracoastal define the lifestyle.

Pros and Cons

Antigua vs. Comparable Communities

Hidden Things Buyers Should Know

Riverfront diligence is essential

For a Matanzas River home, confirm the dock, the shoreline rules, the flood zone, and the insurance before you write an offer.

Confirm the HOA by product

Townhome and single-family dues differ, so confirm exactly what the HOA covers for the specific home.

No CDD is a real advantage

Antigua carries no CDD, which lowers the annual cost relative to many newer communities, though you should still verify for the exact home.

Momentum Expert Insight

Selling a Home in Antigua

Selling in Antigua is about presenting the home and, for riverfront, the water, the dock, and the views, to the island and waterfront buyers who shop Anastasia Island. Strong presentation and accurate riverfront disclosure earn the premium here.

We price from the closest comparable sales for the specific home type, townhome, single-family, or riverfront, and market the island location, the amenity center and dock, and the no-CDD advantage to the buyers who shop Anastasia Island.

Flood Zones & Insurance

St. Johns County flooding concentrates near the Intracoastal, the coast, and the creeks and marshes, while many inland master-planned communities sit in lower-risk zones.

The reliable move is to pull the FEMA flood designation for the exact Antigua address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.

Internet & Connectivity

St. Johns County is well served by AT&T (fiber in most newer communities) and Xfinity (Comcast), though fiber availability still varies by street. If working from home matters, confirm the options, and fiber in particular, at the specific Antigua address rather than assuming.

The Tax Reality

St. Johns County total millage varies by district, and CDD assessments are common in the master-planned communities, which adds to the all-in cost on top of the millage. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.

The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.

What Your Budget Buys Here

The same budget buys very different homes across Antigua and the surrounding area, depending on age, size, lot, and condition. Rather than anchor on the asking price or the neighborhood average, price any specific home off the most recent comparable sales, and weigh what your money would buy in the nearby alternatives before you commit.

The Future of the Area

St. Johns County continues to grow, with new rooftops, retail, and road work reshaping parts of the area. That growth supports long-run demand, but it can also add competing inventory and construction traffic in the near term, so factor both the upside and the disruption into your timing and your pricing.

Resale Liquidity

How quickly a Antigua home resells comes down to presentation, condition, and pricing against the latest comparable sales rather than the neighborhood average. Homes that are priced correctly and shown well tend to move, while overpriced or dated homes sit. We track the active and sold comparable set so a Antigua home is priced to the real market.

The Antigua Playbook

If you are buying in Antigua, here is how we would approach it: pull the flood zone and a real insurance quote for the specific address, confirm the HOA dues and whether a CDD applies, compare what your budget would buy nearby, and price the home off the closest comparable sales rather than the asking price. If you are buying any new-construction home, bring your own agent before you register, since the on-site representative works for the builder, not for you.

Questions We Would Ask Before Buying Here

Mistakes to Avoid

The common ones around Antigua: trusting the seller current tax bill instead of the post-sale reset; skipping the address-specific flood check; assuming fiber is at every home; and pricing off the neighborhood average rather than the closest comparable sales. Each is avoidable with the right diligence, which is exactly where having your own agent pays off.

Frequently Asked Questions

Where is Antigua in St. Augustine?

Antigua is on Anastasia Island in St. Augustine, on Marina Cove Drive along the Matanzas River, in the 32080 area, about two miles from the beach.

Who built Antigua?

Antigua was built by Dream Finders Homes, mostly in 2019 and 2020, as a community of single-family homes and maintenance-free townhomes.

What do homes in Antigua cost?

Antigua carried a median sale price near 497,000 dollars with closed sales roughly from the high 300,000s into the 600,000s per neighborhoods.com, while riverfront homes with docks have listed well over a million dollars. Those are third-party figures, not NEFAR statistics, so price a specific home off comparable sales.

Does Antigua have a CDD?

No. Antigua carries an HOA but no CDD, which lowers the all-in cost relative to many newer communities. Confirm the HOA dues for the specific home.

What amenities does Antigua have?

Antigua has an amenity center with a covered entertainment area, a fire pit, and a swimming pool, plus a community boat dock for launching a kayak, canoe, or paddleboard on the Matanzas River.

Does Antigua have riverfront homes?

Yes. About a dozen homesites sit directly on the Matanzas River with the ability to add a private dock, the premium tier of the community.

What size are homes in Antigua?

Homes run roughly 1,388 to 2,500 square feet with 3 to 4 bedrooms, across single-family and townhome plans.

Does Antigua have townhomes?

Yes. Antigua includes maintenance-free townhomes that suit lock-and-leave owners, second-home buyers, and downsizers, alongside single-family homes.

What schools serve Antigua?

Antigua is served by the St. Johns County School District, one of the highest-rated in Florida. Confirm the exact zoning for an address with the district.

How far is Antigua from the beach?

Antigua is about two miles from St. Augustine Beach and roughly 10 minutes from Anastasia State Park.

How far is Antigua from historic St. Augustine?

Antigua is roughly 10 to 15 minutes from historic downtown St. Augustine.

Is Antigua in a flood zone?

Parts of any barrier-island community can fall in a flood zone, so pull the flood designation and an insurance quote for the specific Antigua address rather than assuming, especially for riverfront homes.

Is Antigua good for boaters?

Yes. The community boat dock and the riverfront homesites with private-dock potential make it appealing to kayakers, paddleboarders, and boaters on the Matanzas River.

Is Antigua good for a second home?

Its maintenance-free townhomes, island location, and amenity package make it a practical lock-and-leave second home, though confirm any rental rules with the HOA.

Who should I call about buying in Antigua?

Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with an Anastasia Island specialist.

Do I need my own agent to buy in Antigua?

Yes. The listing agent and any builder representative work for the seller. Your own agent represents only you, does the waterfront and flood diligence, confirms the HOA, pulls the true comparable sales, and structures an offer that protects you.

Related Reading

If you are weighing Antigua against other Anastasia Island and St. Augustine communities, these guides are a good next step.