What's in this guide
- Executive Summary
- Quick Facts
- Community Overview & History
- Neighborhoods & Areas
- Real Estate Market
- Who Lives Here
- Schools
- Amenities & Lifestyle
- HOA, CDD & Costs
- Commute Analysis
- Shopping & Dining
- Pros & Cons
- Neighborhood Comparisons
- Hidden Things to Know
- Momentum Expert Insight
- Flood Zones & Insurance
- Internet & Connectivity
- The Tax Reality
- What Your Budget Buys
- The Future of the Area
- Resale Liquidity
- The Buyer Playbook
- Questions to Ask
- Mistakes to Avoid
- Frequently Asked Questions
Executive Summary
The Gables is a small, established community of cozy villa-style homes near the CR-210 corridor in north St. Johns County, next to the St. Johns Golf and Country Club area. Built about 2005 to 2006, most homes run roughly 1,222 to 1,497 square feet.
A community pool with a cabana and a central lake anchor the neighborhood. The compact plans and lots keep maintenance light, and the St. Johns school district does the rest of the selling.
For pricing context, The Gables trades as some of the most reasonably priced single-family product in the corridor. A specific home should be priced off recent comparable sales.
Quick Facts
| Category | Detail |
|---|---|
| Location | Near the CR-210 corridor and St. Johns Golf and Country Club, north St. Johns County |
| County | St. Johns County |
| ZIP code | 32092 |
| Homes | Cozy villa-style single-family homes |
| Built | Established, built about 2005 to 2006 |
| Home sizes | Roughly 1,222 to 1,497 square feet |
| Amenities | Community pool, cabana, lake |
| Schools | St. Johns County School District (top-rated; confirm zoning by address) |
| Gate / HOA | HOA |
Community Overview & History
The compact, attainable corner of the CR-210 corridor
The CR-210 corridor is one of the most in-demand family markets in Florida, and most of it is priced accordingly. The Gables is the compact exception: villa-scale homes that put first-time buyers, downsizers, and investors inside the St. Johns school district at an attainable number.
How it feels on the ground today
The Gables reads as a quiet, tidy pocket: short streets, compact homes, the pool and cabana by the lake, and the corridor conveniences minutes away. It is the kind of neighborhood people land in for the schools and stay for the simplicity.
The Community and What You Are Buying
The Gables is a compact community, so the choice comes down to the plan, the lot, and the condition.
Villa-scale plans
Most homes run roughly 1,222 to 1,497 square feet, efficient single-story living.
Lake lots
Homes around the central lake carry a modest premium.
Updated versus original
Mid-2000s homes trade as both updated and original, so condition drives price.
Real Estate Market
The Gables appeals to first-time buyers, downsizers, and investors who want the St. Johns school district at one of its lowest single-family entries.
The community trades as cozy, reasonably priced homes. Price a specific home off the closest comparable sales.
The schools and the corridor location keep demand steady at this price band, and turnover is naturally thin in a small community.
Who Lives Here
The Gables draws first-time buyers and downsizers who want a low-maintenance home in the St. Johns school district, plus investors who like the corridor demand.
Schools
The Gables is served by the top-rated St. Johns County School District, with attendance zones by home address. Confirm the exact zoning for a The Gables address before you buy.
Amenities & Lifestyle
The amenity set is simple, which keeps the dues light.
Community pool
A pool with a cabana anchors the neighborhood.
Lake
A central lake adds views and green space.
Corridor conveniences
CR-210 shopping and Durbin Park are minutes away.
St. Johns schools
The district is the headline amenity for many buyers.
HOA, CDD & Costs
The Gables has an HOA that funds the pool and common areas. Confirm the current dues, inclusions, and any villa-style maintenance provisions for a specific home.
Confirm any rental rules if you are buying as an investor.
Pull the flood designation for the specific address and a current insurance quote, since lake lots can vary.
Commute Analysis
| Destination | Typical drive |
|---|---|
| CR-210 shopping and dining | About 5 minutes |
| Durbin Park | About 10 to 15 minutes |
| I-95 | About 10 minutes |
| Jacksonville Southside (9B) | About 20 to 25 minutes |
| Historic St. Augustine | About 25 to 30 minutes |
The Gables sits just off the CR-210 corridor, so commuters get the same Southside access as the big master plans nearby, at a lower entry price and with lighter maintenance.
Shopping & Dining
Everyday shopping runs along CR-210 and at Durbin Park, with St. Augustine about half an hour south for weekends.
Pros and Cons
Pros
- One of the lowest single-family entries into the St. Johns school district
- Compact, low-maintenance villa-scale homes
- Community pool, cabana, and lake
- Minutes from CR-210, Durbin Park, and I-95
- Quiet, small-community feel
Cons
- Compact plans, growing families may outgrow them
- Mid-2000s vintage, confirm roofs and HVAC
- Thin inventory in a small community
- Limited amenity set beyond the pool
- Lake lots vary on flood, confirm per address
The Gables vs. Comparable Communities
| Community | How it compares to The Gables |
|---|---|
| St. Johns Golf and Country Club | The golf neighbor, a comparison for buyers weighing amenities and price. |
| Stonehurst Plantation | The larger no-CDD neighbor, a comparison for buyers weighing size and dues. |
| South Hampton | The golf-course community on CR-210, a comparison for buyers weighing lifestyle. |
Hidden Things Buyers Should Know
The district at a discount
The Gables is one of the cheapest single-family doors into the St. Johns school district, which quietly drives its demand.
Right-sizing play
Compact plans make it a natural downsizer landing spot in a county short on small homes.
Verify the details
Public data on this small community is thin, so confirm dues, rules, and zoning specifics directly before you write.
Momentum Expert Insight
The Gables is the quiet value door into the CR-210 corridor: villa-scale homes, a simple amenity set, and the schools that make the county famous, at an entry the master plans cannot match.
My advice is to move quickly when inventory appears, confirm the HOA details directly since public data is thin, and price off the closest comparable sales.
Selling a Home in The Gables
Selling in The Gables is about presenting the schools, the simplicity, and the corridor location, and pricing correctly off the closest comparable sales.
We price from the most recent comparable homes, account for condition and lot, and market to the first-time, downsizer, and investor pools who shop the corridor.
Get a no-obligation home value for your The Gables home, based on real comparable sales in the community rather than an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
Whether you are buying, selling, or just gathering information about The Gables, drop your details below. Every inquiry comes straight to us, and we will personally help you and connect you with the right agent. No obligation, no spam.
Flood Zones & Insurance
St. Johns County flooding concentrates near the Intracoastal, the coast, and the creeks and marshes, while many inland master-planned communities sit in lower-risk zones.
The reliable move is to pull the FEMA flood designation for the exact The Gables address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.
Internet & Connectivity
St. Johns County is well served by AT&T (fiber in most newer communities) and Xfinity (Comcast), though fiber availability still varies by street. If working from home matters, confirm the options, and fiber in particular, at the specific The Gables address rather than assuming.
The Tax Reality
St. Johns County total millage varies by district, and CDD assessments are common in the master-planned communities, which adds to the all-in cost on top of the millage. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.
The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.
What Your Budget Buys Here
The same budget buys very different homes across The Gables and the surrounding area, depending on age, size, lot, and condition. Rather than anchor on the asking price or the neighborhood average, price any specific home off the most recent comparable sales, and weigh what your money would buy in the nearby alternatives before you commit.The Future of the Area
St. Johns County continues to grow, with new rooftops, retail, and road work reshaping parts of the area. That growth supports long-run demand, but it can also add competing inventory and construction traffic in the near term, so factor both the upside and the disruption into your timing and your pricing.Resale Liquidity
How quickly a The Gables home resells comes down to presentation, condition, and pricing against the latest comparable sales rather than the neighborhood average. Homes that are priced correctly and shown well tend to move, while overpriced or dated homes sit. We track the active and sold comparable set so a The Gables home is priced to the real market.The The Gables Playbook
If you are buying in The Gables, here is how we would approach it: pull the flood zone and a real insurance quote for the specific address, confirm the HOA dues and whether a CDD applies, compare what your budget would buy nearby, and price the home off the closest comparable sales rather than the asking price. If you are buying any new-construction home, bring your own agent before you register, since the on-site representative works for the builder, not for you.
Questions We Would Ask Before Buying Here
Ask the seller
- What flood zone is this exact address in?
- What are the HOA dues, and is there a CDD or special assessment?
- What did the last few comparable homes actually sell for?
- How old are the roof, HVAC, and water heater?
- What is the true second-year tax estimate after reassessment?
Ask yourself
- Does the commute to work, schools, and daily life actually work?
- Do I need fiber internet, and is it at this address?
- Am I pricing against the right comparable sales, not the average?
- Does the lot and the condition fit my budget and my resale plan?
Mistakes to Avoid
The common ones around The Gables: trusting the seller current tax bill instead of the post-sale reset; skipping the address-specific flood check; assuming fiber is at every home; and pricing off the neighborhood average rather than the closest comparable sales. Each is avoidable with the right diligence, which is exactly where having your own agent pays off.
Frequently Asked Questions
Where is The Gables?
What kind of homes are in The Gables?
What do homes in The Gables cost?
What amenities does The Gables have?
What schools serve The Gables?
Is The Gables gated?
Is The Gables good for downsizers?
Is The Gables good for first-time buyers?
How far is The Gables from Jacksonville?
How far is The Gables from St. Augustine?
Are homes in The Gables updated?
Can I rent out a home in The Gables?
Is The Gables in a flood zone?
What are the HOA dues in The Gables?
Who should I call about buying in The Gables?
Do I need my own agent to buy in The Gables?
Related Reading
If you are weighing The Gables against other CR-210 corridor communities, these guides are a good next step.