Calhoun County real estate, your questions answered.
Short answer: as of 2026-06-09, Calhoun County scores 61/100 (buyer value) on our buyer-value scale, the typical home is worth $173,141, the market looks about 24% undervalued, and average insurance runs about $1,669 a year.
Answers update from live data (2026-06-09). For the full numbers, see the Calhoun County housing scorecard.
Is now a good time to buy a house in Calhoun County?
As of 2026-06-09, our Momentum Market Score for Calhoun County is 61 out of 100, which reads buyer value, meaning the market is leaning to the buyer on price and leverage. Prices are roughly flat (-0.8% over the past year) and the area looks about 24% undervalued versus local incomes. A higher score means more buyer value and negotiating leverage; see the full Calhoun County scorecard for the breakdown.
Is Calhoun County a buyer's or seller's market?
Calhoun County currently reads buyer value on our 0 to 100 score (61/100), so it is leaning to the buyer on price and leverage. The score blends home value versus local incomes, price cuts, inventory trend, affordability and rent yield.
Are home prices going up or down in Calhoun County?
The typical home in Calhoun County is worth $173,141 (Zillow, 2026-06-09). Prices are roughly flat over the last year (-0.8%) and have moved about 3.2% a year over five years.
Is Calhoun County housing overvalued?
On price versus the area's own long-run relationship with local income, Calhoun County looks about 24% undervalued, with a price-to-income ratio of 3.69x. This compares the current typical value to its historical norm, not to other markets.
How much does a house cost in Calhoun County?
The typical Calhoun County home is worth about $173,141 as of 2026-06-09, against a county median household income near $46,901.
How much is homeowners insurance in Calhoun County?
The average Citizens Property Insurance premium in Calhoun County is about $1,669 a year. Citizens is Florida's insurer of last resort, so that is a realistic floor; private quotes vary by roof age, elevation and flood zone. In Florida, insurance is now one of the largest line items in a housing budget.
Are people moving to or from Calhoun County?
In the latest IRS migration data, Calhoun County is net losing about 22 households a year.
Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED, IRS migration, Citizens Property Insurance. Scores by Momentum Realty. Informational only, not investment, legal or insurance advice. Calhoun County scorecard · all county Q&A · all scorecards.