Florida Housing Data · County Comparison

Miami-Dade County vs Palm Beach County.

On buyer-friendly measures, Palm Beach County edges it (9 of 10 categories), but the right pick depends on what you weigh: price, taxes, insurance or upside. The full breakdown is below. Every figure is live: home value, buyer-value score, cap rate, taxes, insurance and migration, side by side.

Metric Miami-Dade Palm Beach
Momentum buyer-value score2027
Typical home value$520,887$467,365
5-year growth/yr7.5%6.5%
Price to income7.58x5.76x
Over/undervalued+55.5%+18.2%
Cap rate6.61%6.79%
Affordability burden45.9%34.9%
Median income$68,694$81,115
Citizens policies (insurance stress)56,35718,387
Avg Citizens premium$1,891$1,753
New homes permitted16,5354,228
Net household migration-21,399-1,358

Highlighted cell = the more buyer-friendly value. Open the full Miami-Dade scorecard or Palm Beach scorecard, or run the numbers in the True Cost calculator.

Common questions

Is Miami-Dade County or Palm Beach County better to buy in?

On buyer-friendly measures, Palm Beach County edges it (9 of 10 categories), but the right pick depends on what you weigh: price, taxes, insurance or upside. The full breakdown is below.

Where does this comparison data come from?

Home values and rent from Zillow, days on market and listings from Realtor.com, income and population from the U.S. Census, insurance from Citizens, permits from the Census Building Permits Survey, and migration from the IRS. Updated regularly.

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