Duval County real estate, your questions answered.
Short answer: as of 2026-06-09, Duval County scores 57/100 (buyer value) on our buyer-value scale, the typical home is worth $295,863, the market looks about 11% undervalued, and average insurance runs about $1,315 a year.
Answers update from live data (2026-06-09). For the full numbers, see the Duval County housing scorecard.
Is now a good time to buy a house in Duval County?
As of 2026-06-09, our Momentum Market Score for Duval County is 57 out of 100, which reads buyer value, meaning the market is leaning to the buyer on price and leverage. Prices are falling (-2.5% over the past year) and the area looks about 11% undervalued versus local incomes. A higher score means more buyer value and negotiating leverage; see the full Duval County scorecard for the breakdown.
Is Duval County a buyer's or seller's market?
Duval County currently reads buyer value on our 0 to 100 score (57/100), so it is leaning to the buyer on price and leverage. The score blends home value versus local incomes, price cuts, inventory trend, affordability and rent yield.
Are home prices going up or down in Duval County?
The typical home in Duval County is worth $295,863 (Zillow, 2026-06-09). Prices are falling over the last year (-2.5%) and have moved about 4.7% a year over five years.
Is Duval County housing overvalued?
On price versus the area's own long-run relationship with local income, Duval County looks about 11% undervalued, with a price-to-income ratio of 4.32x. This compares the current typical value to its historical norm, not to other markets.
How much does a house cost in Duval County?
The typical Duval County home is worth about $295,863 as of 2026-06-09, against a county median household income near $68,447.
How much is homeowners insurance in Duval County?
The average Citizens Property Insurance premium in Duval County is about $1,315 a year. Citizens is Florida's insurer of last resort, so that is a realistic floor; private quotes vary by roof age, elevation and flood zone. In Florida, insurance is now one of the largest line items in a housing budget.
Is Duval County a good place to invest in rental property?
The gross rent yield (cap-rate proxy) in Duval County is about 6.5%, with typical rent near $1,603 a month on a $295,863 home. Run the full numbers, including taxes and insurance, in our Florida investment property calculator.
Are people moving to or from Duval County?
In the latest IRS migration data, Duval County is net gaining about 2,132 households a year, drawing the most out-of-state arrivals from GA and CA.
Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED, IRS migration, Citizens Property Insurance. Scores by Momentum Realty. Informational only, not investment, legal or insurance advice. Duval County scorecard · all county Q&A · all scorecards.