Flagler County real estate, your questions answered.
Short answer: as of 2026-07-06, Flagler County scores 52/100 (balanced) on our buyer-value scale, the typical home is worth $349,999, the market looks fairly valued, and average insurance runs about $1,626 a year.
Answers update from live data (2026-07-06). For the full numbers, see the Flagler County housing scorecard.
| Momentum Market Score | 52/100 (balanced) |
|---|---|
| Typical home value | $349,999 |
| 1-year price change | -2.9% |
| Overvaluation vs local income | fairly valued |
| Cap rate (rent yield) | 6.61% |
| Avg insurance / year | $1,626 |
Is now a good time to buy a house in Flagler County?
As of 2026-07-06, our Momentum Market Score for Flagler County is 52 out of 100, which reads balanced, meaning the market is neither side has a clear edge right now. Prices are falling (-2.9% over the past year) and the area looks fairly valued versus local incomes. A higher score means more buyer value and negotiating leverage; see the full Flagler County scorecard for the breakdown.
Is Flagler County a buyer's or seller's market?
Flagler County currently reads balanced on our 0 to 100 score (52/100), so it is neither side has a clear edge right now. The score blends home value versus local incomes, price cuts, inventory trend, affordability and rent yield.
Are home prices going up or down in Flagler County?
The typical home in Flagler County is worth $349,999 (Zillow, 2026-07-06). Prices are falling over the last year (-2.9%) and have moved about 3.4% a year over five years.
Is Flagler County housing overvalued?
On price versus the area's own long-run relationship with local income, Flagler County looks fairly valued, with a price-to-income ratio of 4.8x. This compares the current typical value to its historical norm, not to other markets.
How much does a house cost in Flagler County?
The typical Flagler County home is worth about $349,999 as of 2026-07-06, against a county median household income near $72,923.
How much is homeowners insurance in Flagler County?
The average Citizens Property Insurance premium in Flagler County is about $1,626 a year. Citizens is Florida's insurer of last resort, so that is a realistic floor; private quotes vary by roof age, elevation and flood zone. In Florida, insurance is now one of the largest line items in a housing budget.
Is Flagler County a good place to invest in rental property?
The gross rent yield (cap-rate proxy) in Flagler County is about 6.61%, with typical rent near $1,929 a month on a $349,999 home. Run the full numbers, including taxes and insurance, in our Florida investment property calculator.
Are people moving to or from Flagler County?
In the latest IRS migration data, Flagler County is net gaining about 2,095 households a year, drawing the most out-of-state arrivals from NY and NJ.
Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED, IRS migration, Citizens Property Insurance. Scores by Momentum Realty. Informational only, not investment, legal or insurance advice. Flagler County scorecard · all county Q&A · all scorecards.