Levy County real estate, your questions answered.
Short answer: as of 2026-06-09, Levy County scores 42/100 (seller-favored) on our buyer-value scale, the typical home is worth $287,640, the market looks about 10% overvalued, and average insurance runs about $1,385 a year.
Answers update from live data (2026-06-09). For the full numbers, see the Levy County housing scorecard.
Is now a good time to buy a house in Levy County?
As of 2026-06-09, our Momentum Market Score for Levy County is 42 out of 100, which reads seller-favored, meaning the market is pricey against incomes with thin buyer leverage. Prices are falling (-2.6% over the past year) and the area looks about 10% overvalued versus local incomes. A higher score means more buyer value and negotiating leverage; see the full Levy County scorecard for the breakdown.
Is Levy County a buyer's or seller's market?
Levy County currently reads seller-favored on our 0 to 100 score (42/100), so it is pricey against incomes with thin buyer leverage. The score blends home value versus local incomes, price cuts, inventory trend, affordability and rent yield.
Are home prices going up or down in Levy County?
The typical home in Levy County is worth $287,640 (Zillow, 2026-06-09). Prices are falling over the last year (-2.6%) and have moved about 6.6% a year over five years.
Is Levy County housing overvalued?
On price versus the area's own long-run relationship with local income, Levy County looks about 10% overvalued, with a price-to-income ratio of 5.35x. This compares the current typical value to its historical norm, not to other markets.
How much does a house cost in Levy County?
The typical Levy County home is worth about $287,640 as of 2026-06-09, against a county median household income near $53,805.
How much is homeowners insurance in Levy County?
The average Citizens Property Insurance premium in Levy County is about $1,385 a year. Citizens is Florida's insurer of last resort, so that is a realistic floor; private quotes vary by roof age, elevation and flood zone. In Florida, insurance is now one of the largest line items in a housing budget.
Is Levy County a good place to invest in rental property?
The gross rent yield (cap-rate proxy) in Levy County is about 6.74%, with typical rent near $1,617 a month on a $287,640 home. Run the full numbers, including taxes and insurance, in our Florida investment property calculator.
Are people moving to or from Levy County?
In the latest IRS migration data, Levy County is net gaining about 499 households a year.
Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED, IRS migration, Citizens Property Insurance. Scores by Momentum Realty. Informational only, not investment, legal or insurance advice. Levy County scorecard · all county Q&A · all scorecards.