Orange County real estate, your questions answered.
Short answer: as of 2026-06-09, Orange County scores 38/100 (seller-favored) on our buyer-value scale, the typical home is worth $403,694, the market looks about 8% overvalued, and average insurance runs about $1,409 a year.
Answers update from live data (2026-06-09). For the full numbers, see the Orange County housing scorecard.
Is now a good time to buy a house in Orange County?
As of 2026-06-09, our Momentum Market Score for Orange County is 38 out of 100, which reads seller-favored, meaning the market is pricey against incomes with thin buyer leverage. Prices are falling (-3.0% over the past year) and the area looks about 8% overvalued versus local incomes. A higher score means more buyer value and negotiating leverage; see the full Orange County scorecard for the breakdown.
Is Orange County a buyer's or seller's market?
Orange County currently reads seller-favored on our 0 to 100 score (38/100), so it is pricey against incomes with thin buyer leverage. The score blends home value versus local incomes, price cuts, inventory trend, affordability and rent yield.
Are home prices going up or down in Orange County?
The typical home in Orange County is worth $403,694 (Zillow, 2026-06-09). Prices are falling over the last year (-3.0%) and have moved about 5.7% a year over five years.
Is Orange County housing overvalued?
On price versus the area's own long-run relationship with local income, Orange County looks about 8% overvalued, with a price-to-income ratio of 5.24x. This compares the current typical value to its historical norm, not to other markets.
How much does a house cost in Orange County?
The typical Orange County home is worth about $403,694 as of 2026-06-09, against a county median household income near $77,011.
How much is homeowners insurance in Orange County?
The average Citizens Property Insurance premium in Orange County is about $1,409 a year. Citizens is Florida's insurer of last resort, so that is a realistic floor; private quotes vary by roof age, elevation and flood zone. In Florida, insurance is now one of the largest line items in a housing budget.
Is Orange County a good place to invest in rental property?
The gross rent yield (cap-rate proxy) in Orange County is about 5.78%, with typical rent near $1,944 a month on a $403,694 home. Run the full numbers, including taxes and insurance, in our Florida investment property calculator.
Are people moving to or from Orange County?
In the latest IRS migration data, Orange County is net losing about 3,827 households a year, with the largest out-of-state flows to TX and GA.
Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED, IRS migration, Citizens Property Insurance. Scores by Momentum Realty. Informational only, not investment, legal or insurance advice. Orange County scorecard · all county Q&A · all scorecards.