Palm Beach County real estate, your questions answered.
Short answer: as of 2026-06-09, Palm Beach County scores 27/100 (frothy) on our buyer-value scale, the typical home is worth $467,365, the market looks about 18% overvalued, and average insurance runs about $1,753 a year.
Answers update from live data (2026-06-09). For the full numbers, see the Palm Beach County housing scorecard.
Is now a good time to buy a house in Palm Beach County?
As of 2026-06-09, our Momentum Market Score for Palm Beach County is 27 out of 100, which reads frothy, meaning the market is expensive against incomes and tight for buyers. Prices are falling (-2.8% over the past year) and the area looks about 18% overvalued versus local incomes. A higher score means more buyer value and negotiating leverage; see the full Palm Beach County scorecard for the breakdown.
Is Palm Beach County a buyer's or seller's market?
Palm Beach County currently reads frothy on our 0 to 100 score (27/100), so it is expensive against incomes and tight for buyers. The score blends home value versus local incomes, price cuts, inventory trend, affordability and rent yield.
Are home prices going up or down in Palm Beach County?
The typical home in Palm Beach County is worth $467,365 (Zillow, 2026-06-09). Prices are falling over the last year (-2.8%) and have moved about 6.5% a year over five years.
Is Palm Beach County housing overvalued?
On price versus the area's own long-run relationship with local income, Palm Beach County looks about 18% overvalued, with a price-to-income ratio of 5.76x. This compares the current typical value to its historical norm, not to other markets.
How much does a house cost in Palm Beach County?
The typical Palm Beach County home is worth about $467,365 as of 2026-06-09, against a county median household income near $81,115.
How much is homeowners insurance in Palm Beach County?
The average Citizens Property Insurance premium in Palm Beach County is about $1,753 a year. Citizens is Florida's insurer of last resort, so that is a realistic floor; private quotes vary by roof age, elevation and flood zone. In Florida, insurance is now one of the largest line items in a housing budget.
Is Palm Beach County a good place to invest in rental property?
The gross rent yield (cap-rate proxy) in Palm Beach County is about 6.79%, with typical rent near $2,643 a month on a $467,365 home. Run the full numbers, including taxes and insurance, in our Florida investment property calculator.
Are people moving to or from Palm Beach County?
In the latest IRS migration data, Palm Beach County is net losing about 1,358 households a year, with the largest out-of-state flows to NY and TX.
Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED, IRS migration, Citizens Property Insurance. Scores by Momentum Realty. Informational only, not investment, legal or insurance advice. Palm Beach County scorecard · all county Q&A · all scorecards.