Pasco County real estate, your questions answered.
Short answer: as of 2026-06-09, Pasco County scores 65/100 (buyer value) on our buyer-value scale, the typical home is worth $331,195, the market looks fairly valued, and average insurance runs about $1,659 a year.
Answers update from live data (2026-06-09). For the full numbers, see the Pasco County housing scorecard.
Is now a good time to buy a house in Pasco County?
As of 2026-06-09, our Momentum Market Score for Pasco County is 65 out of 100, which reads buyer value, meaning the market is leaning to the buyer on price and leverage. Prices are falling (-3.5% over the past year) and the area looks fairly valued versus local incomes. A higher score means more buyer value and negotiating leverage; see the full Pasco County scorecard for the breakdown.
Is Pasco County a buyer's or seller's market?
Pasco County currently reads buyer value on our 0 to 100 score (65/100), so it is leaning to the buyer on price and leverage. The score blends home value versus local incomes, price cuts, inventory trend, affordability and rent yield.
Are home prices going up or down in Pasco County?
The typical home in Pasco County is worth $331,195 (Zillow, 2026-06-09). Prices are falling over the last year (-3.5%) and have moved about 5.3% a year over five years.
Is Pasco County housing overvalued?
On price versus the area's own long-run relationship with local income, Pasco County looks fairly valued, with a price-to-income ratio of 4.92x. This compares the current typical value to its historical norm, not to other markets.
How much does a house cost in Pasco County?
The typical Pasco County home is worth about $331,195 as of 2026-06-09, against a county median household income near $67,384.
How much is homeowners insurance in Pasco County?
The average Citizens Property Insurance premium in Pasco County is about $1,659 a year. Citizens is Florida's insurer of last resort, so that is a realistic floor; private quotes vary by roof age, elevation and flood zone. In Florida, insurance is now one of the largest line items in a housing budget.
Is Pasco County a good place to invest in rental property?
The gross rent yield (cap-rate proxy) in Pasco County is about 7.23%, with typical rent near $1,996 a month on a $331,195 home. Run the full numbers, including taxes and insurance, in our Florida investment property calculator.
Are people moving to or from Pasco County?
In the latest IRS migration data, Pasco County is net gaining about 9,011 households a year, drawing the most out-of-state arrivals from NY and NJ.
Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED, IRS migration, Citizens Property Insurance. Scores by Momentum Realty. Informational only, not investment, legal or insurance advice. Pasco County scorecard · all county Q&A · all scorecards.