Taylor County real estate, your questions answered.
Short answer: as of 2026-07-06, Taylor County scores 70/100 (strong buyer value) on our buyer-value scale, the typical home is worth $197,489, the market looks about 11% undervalued, and average insurance runs about $1,649 a year.
Answers update from live data (2026-07-06). For the full numbers, see the Taylor County housing scorecard.
| Momentum Market Score | 70/100 (strong buyer value) |
|---|---|
| Typical home value | $197,489 |
| 1-year price change | 3.1% |
| Overvaluation vs local income | about 11% undervalued |
| Avg insurance / year | $1,649 |
Is now a good time to buy a house in Taylor County?
As of 2026-07-06, our Momentum Market Score for Taylor County is 70 out of 100, which reads strong buyer value, meaning the market is priced low against incomes with real negotiating room. Prices are rising (3.1% over the past year) and the area looks about 11% undervalued versus local incomes. A higher score means more buyer value and negotiating leverage; see the full Taylor County scorecard for the breakdown.
Is Taylor County a buyer's or seller's market?
Taylor County currently reads strong buyer value on our 0 to 100 score (70/100), so it is priced low against incomes with real negotiating room. The score blends home value versus local incomes, price cuts, inventory trend, affordability and rent yield.
Are home prices going up or down in Taylor County?
The typical home in Taylor County is worth $197,489 (Zillow, 2026-07-06). Prices are rising over the last year (3.1%) and have moved about 5.2% a year over five years.
Is Taylor County housing overvalued?
On price versus the area's own long-run relationship with local income, Taylor County looks about 11% undervalued, with a price-to-income ratio of 4.39x. This compares the current typical value to its historical norm, not to other markets.
How much does a house cost in Taylor County?
The typical Taylor County home is worth about $197,489 as of 2026-07-06, against a county median household income near $44,985.
How much is homeowners insurance in Taylor County?
The average Citizens Property Insurance premium in Taylor County is about $1,649 a year. Citizens is Florida's insurer of last resort, so that is a realistic floor; private quotes vary by roof age, elevation and flood zone. In Florida, insurance is now one of the largest line items in a housing budget.
Are people moving to or from Taylor County?
In the latest IRS migration data, Taylor County is net gaining about 111 households a year.
Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED, IRS migration, Citizens Property Insurance. Scores by Momentum Realty. Informational only, not investment, legal or insurance advice. Taylor County scorecard · all county Q&A · all scorecards.