Estimate your real year-1 property tax at purchase for any Florida county, then see how much you would save under the $250,000 homestead exemption amendment that passed the Legislature on June 2, 2026 and goes to voters in November. The statewide average is about 17 mills, but your county and city set the real number.
Florida's property tax is set locally, so the rate swings widely from one county to the next. These pages cover the state's largest metro markets with a worked example bill and the Amendment 3 savings for each. The calculator behind them covers all 67 counties.
Florida has no state income tax, but every county, school district, city and special district levies property tax, and it is the largest tax most Florida homeowners pay. Rates are set locally as millage, meaning dollars per $1,000 of taxable value. Across the 67 counties the median total millage is about 15.83 mills ($15.83 of tax per $1,000 of taxable value), ranging from roughly 8.82 mills in Monroe County to 22.85 mills in St. Lucie County. A newly purchased $400,000 homesteaded home in a median county pays about $5,702 in year one after the standard $50,000 homestead exemption; the county cards below show the same worked bill for every county, and the calculator runs your exact price.
Amendment 3 (CS/HJR 1F) goes to Florida voters on November 3, 2026 and needs 60% to pass. If approved, the non-school homestead exemption rises to $150,000 for 2027 and $250,000 for 2028, the assessment cap on non-homestead property drops from 10% to 5%, and a five-year residency rule applies to homesteads established on or after January 1, 2027. School taxes are not affected. The measure grew out of a property-tax relief push first championed by Gov. Ron DeSantis; the version on the ballot differs from his original proposal. Our amendment tracker follows the lawsuit and the vote, and the Amendment 3 calculator shows your bill today, in 2027 and in 2028 for any county.
Property appraisers mail TRIM notices (proposed taxes) in August; tax collectors mail bills on or about November 1. Paying early earns a discount of 4% in November, 3% in December, 2% in January and 1% in February; taxes are due by March 31 and become delinquent April 1. For homesteaded owners the Save Our Homes cap limits assessed-value growth to 3% a year or the change in CPI, whichever is lower, and up to $500,000 of that accumulated savings can be ported to a new Florida homestead. Non-homestead property is capped at 10% a year for non-school taxes. The standard homestead exemption is $50,000: the first $25,000 applies to all taxes, the second $25,000 (on value between $50,000 and $75,000) to non-school taxes only. The assessed value resets to market value when a home sells, which is why a buyer’s first bill is usually higher than the seller’s last one.
Your bill is your assessed value times the local millage rate, minus exemptions. For a new buyer the assessed value resets to your purchase price at closing, which is why your first bill rarely matches the seller's. A homesteaded primary residence gets a $50,000 exemption and the Save Our Homes 3% annual cap on assessment growth. The calculator applies all of this and then projects ten years forward.
Northeast Florida rates here are verified against county property appraisers. Statewide figures use Florida TaxWatch county average millage, so treat non-Northeast-Florida numbers as close estimates. Your exact rate depends on your city, your school district, and any CDD or special district serving your address.
Pick your county and enter your purchase price to see your year-1 bill, the 10-year projection, and your estimated Amendment 3 savings. Open the Florida property tax calculator for all 67 counties, or see your 2027 and 2028 bill under the November amendment in the amendment savings calculator.
A property tax page for each of Florida’s 67 counties, with the 2025 millage, a worked year-1 bill, and the Amendment 3 exemption savings. Northeast Florida counties are verified against county budgets; the rest use Florida TaxWatch 2025 averages.