Pending Single Family Residence
$579,000

1306 WESTOVER AVENUE, PARRISH, FL 34219

Single Family Residence in RIVERS REACH PH I-A, PARRISH · No CDD · FEMA Zone X
RIVERS REACH PH I-A · PARRISH, FL 34219 · Manatee
Listing data updated July 9, 2026 · refreshed twice daily
3Bedrooms
2.5Bathrooms
2,222Sq Ft
2016Year Built
$261Per Sq Ft
Private pool2-car garageNo CDDFEMA Zone X
Highlights
  • No CDD assessment on record
  • FEMA Zone X — flood insurance generally not federally required
  • Built 2016 · 10 yrs
  • 2,222 sq ft of living area
  • 2-car garage
  • $261/sq ft — compared with the displayed median of $261 from recent nearby sales
  • 8 days on market
  • HOA ~$50/mo (estimate; confirm)

This listing is shown at $579,000, with 3 bedrooms and 2.5 bathrooms, and 2,222 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.

Momentum Snapshot

The whole picture, at a glance

Property

Bedrooms3
Bathrooms2.5
Living area2,222 sq ft
Year built2016
Property typeSingle Family Residence

Financial

Est. monthly payment$3,769
Est. taxes / yr~$6,080
Est. insurance / yr~$2,310
HOA$50/mo
CDDNone on record
Price / sq ft$261

Risk

Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~20 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$2,310/yr

Market

Days on market8
Neighborhood median DOM55
Active listings (area)4025
Comparable-sales median$579,000

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Visual snapshot

The numbers, at a glance

Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$2,310/yr
Estimated homeowners premium; get a real quote.

Estimated monthly payment

$3,769/mo
  • Principal & interest $3,020/mo 80%
  • Taxes $507/mo 13%
  • Insurance $192/mo 5%
  • HOA $50/mo 1%

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Momentum Scores

Momentum Property Score

57/100
Strongest on: Flood safety (95), Insurance cost (80)

A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.

How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.

Price vs area50
This home $261/sq ft vs area median $261/sq ft from recent nearby sales.
Affordability50
List price $579,000 vs area median $579,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2016 build. Obtain a property-specific quote.
Market liquidity56
Area median 55 days on market.
Renovation upside10
From a 2016 build and $261/sq ft vs area $261/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Listing facts & disclosures
$579,000
List price
As listed in the MLS
3 / 2.5
Bed / bath
Per the listing
2,222
Living area
Sq ft (approx.)
$261
Price / sq ft
List ÷ living area

The home

Year built2016
Per public record.
Property typeSingle Family Residence
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$6,080/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormLow
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

Listing courtesy of PREFERRED SHORE REAL ESTATE · Listing agent: Steven Marshall · 941-999-1179Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate: $511,060 – $648,824

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$511,060the mess$648,824

Actual list price: $579,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
  • The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
  • Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
  • Views & orientation — golf, water, or preserve views aren't in the square footage.
  • Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
  • Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
  • Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
  • Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
  • School zoning & micro-location — one street over can mean a different school, and a different price.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 8 days on market vs. a ~55-day neighborhood median
  • 4025 active listings competing in RIVERS REACH PH I-A
  • 1342 under contract now
  • 25% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
  • 827 new-construction homes competing

For reference, this home is listed at $579,000 ($261/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,222 sq ft × $230–$292/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 9, 2026.

Property timeline

This home’s history

  • 2016BuiltPer public record
  • NowUnder contractCurrently pending

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,654 – $3,860/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,192 – −$106At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check

Every number, sourced

We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$579,000
Bed / bath3 / 2.5
Living area2,222 sq ft
Year built2016
Property typeSingle Family Residence
MLS #TB8511754
Listing statusPending
Days on market8

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
CountyManatee
Estimated first-year tax~$6,080/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$261
Estimated monthly payment$3,769
Estimated insurance~$2,310/yr
Messtimate rangeNot available on this page
Comparable-sales median$579,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing

Estimate a monthly payment

A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.

Estimated monthly payment
$3,769
Principal & interest$3,020
Property tax$507
Insurance$192
CDD assessment$0
HOA$50
PMI$0

Down payment $115,800 · Loan $463,200. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.

Estimated ownership costs

Estimated costs & disclosures

Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.

Property tax reset
~$6,080/yr

The seller likely pays less due to the homestead cap. At a $579,000 purchase, expect your first full-year Manatee bill near $6,080 before exemptions.

CDD assessment
None

No CDD assessment on record for this community.

Insurance
~$2,310/yr

Estimate for a 2016 build in Manatee. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Market data · public records

Recent sales activity in RIVERS REACH PH I-A

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the RIVERS REACH PH I-A neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Median sale price (set)
$579,000

Median closed price of the comparable set. Reference only.

Median $/sq ft (set)
$261

Median $/sq ft of the comparable set. Reference only.

This home $/sq ft
$261

List price divided by living area. Provided as data, not a value judgment.

Explore Manatee County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Manatee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Manatee County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

Keep looking

Similar homes for sale near RIVERS REACH PH I-A

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Listing description

About this home

Experience refined Florida living in this impeccably maintained Neal-built residence, ideally situated within the prestigious gated community of Rivers Reach. Positioned on an oversized corner homesite spanning more than a quarter acre, this exceptional 3-bedroom, 2.5-bath home with a private den offers the perfect blend of sophistication, comfort, and resort-style outdoor living. From the moment you arrive, the home’s inviting front porch and lush tropical landscaping create a striking first impression. Inside, more than 2,200 square feet of thoughtfully designed living space showcases designer finishes throughout, including expansive tile flooring in the main living areas, engineered hardwood in select rooms, taller baseboards, fresh interior paint, and upgraded lighting that enhances the home’s modern aesthetic. The spacious primary suite is privately positioned at the rear of the home, offering tranquil views of the pool and outdoor oasis. Designed with both functionality and entertaining in mind, the gourmet kitchen features premium new high-end appliances, abundant cabinetry, and seamless access to the formal dining area, where picturesque sunset views provide the perfect backdrop for evening gatherings. Expansive sliding glass doors fully open to create a true indoor-outdoor living experience, effortlessly connecting the interior to the beautifully curated lanai. The outdoor entertaining space is exceptional, complete with a custom outdoor kitchen featuring granite countertops, a sparkling pool with a brand-new heater, and lush palms that provide both privacy and an airy tropical ambiance. A charming gazebo with lighting and ceiling fan creates the ideal setting for morning coffee or year-round relaxation. Every detail of this home has been thoughtfully considered, including abundant storage solutions throughout. An oversized walk-in pantry with private kitchen access, additional closets, garage cabinetry, and overhead storage racks ensure both convenience and organization. Residents of Rivers Reach enjoy an unparalleled lifestyle surrounded by Old Florida beauty while still benefiting from an impressive array of resort-style amenities, including direct access to the Manatee River with kayak and canoe launch, scenic walking and biking trails, a heated community pool and spa, fitness center, and outdoor picnic and grilling areas. This extraordinary home offers the rare opportunity to enjoy luxury, privacy, and resort-inspired living in one of the area’s most sought-after gated communities.

Description provided by PREFERRED SHORE REAL ESTATE and reproduced from the MLS; not independently verified.

The full spec sheet

Property details & features

Interior

  • Bedrooms3
  • Bathrooms2.5
  • Living area2,222 sq ft

Exterior & lot

  • TypeSingle Family Residence

Systems

  • Year built2016
  • Age10 yrs

Listing

  • MLS #TB8511754
  • StatusPending
  • Days on market8
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

City
PARRISH

Groceries, dining, and parks for this city — see the city guide.

County
Manatee

Schools, taxes, and services are county-administered — see the county guide.

View →
Community
RIVERS REACH PH I-A

Amenities and HOA/CDD detail on the neighborhood guide.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Transparency

Price & listing history

Listed for $579,000Momentum Realty · on market 8 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1306 WESTOVER AVENUE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.