Pending Single Family Residence
$645,000

646 BOUNDARY BOULEVARD, ROTONDA WEST, FL 33947

Single Family Residence in ROTONDA WEST BROADMOOR · No CDD · FEMA Zone X
ROTONDA WEST BROADMOOR · ROTONDA WEST, FL 33947 · Charlotte
Listing data updated July 9, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
2,530Sq Ft
1999Year Built
$255Per Sq Ft
WaterfrontPrivate pool4-car garageNo CDDFEMA Zone X
Highlights
  • No CDD assessment on record
  • FEMA Zone X — flood insurance generally not federally required
  • Built 1999 · 27 yrs
  • 2,530 sq ft of living area
  • 4-car garage
  • $255/sq ft — compared with the displayed median of $255 from recent nearby sales
  • 208 days on market
  • HOA ~$50/mo (estimate; confirm)

This listing is shown at $645,000, with 3 bedrooms and 2 bathrooms, and 2,530 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.

Momentum Snapshot

The whole picture, at a glance

Property

Bedrooms3
Bathrooms2
Living area2,530 sq ft
Year built1999
Property typeSingle Family Residence

Financial

Est. monthly payment$4,270
Est. taxes / yr~$6,772
Est. insurance / yr~$3,495
HOA$50/mo
CDDNone on record
Price / sq ft$255

Risk

Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~20 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$3,495/yr

Market

Days on market208
Neighborhood median DOM63
Active listings (area)2952
Comparable-sales median$645,000

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Visual snapshot

The numbers, at a glance

Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$3,495/yr
Estimated homeowners premium; get a real quote.

Estimated monthly payment

$4,270/mo
  • Principal & interest $3,364/mo 79%
  • Taxes $564/mo 13%
  • Insurance $291/mo 7%
  • HOA $50/mo 1%

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Momentum Scores

Momentum Property Score

57/100
Strongest on: Flood safety (95), Insurance cost (68)

A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.

How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.

Price vs area50
This home $255/sq ft vs area median $255/sq ft from recent nearby sales.
Affordability50
List price $645,000 vs area median $645,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost68
From FEMA Zone X and a 1999 build. Obtain a property-specific quote.
Market liquidity50
Area median 63 days on market.
Renovation upside30
From a 1999 build and $255/sq ft vs area $255/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Listing facts & disclosures
$645,000
List price
As listed in the MLS
3 / 2
Bed / bath
Per the listing
2,530
Living area
Sq ft (approx.)
$255
Price / sq ft
List ÷ living area

The home

Year built1999
Per public record.
Property typeSingle Family Residence
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$6,772/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormLow
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

Listing courtesy of PARADISE EXCLUSIVE INC · Listing agent: Terri Hesse · 941-698-0303Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate: $566,720 – $723,580

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$566,720the mess$723,580

Actual list price: $645,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
  • The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
  • Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
  • Views & orientation — golf, water, or preserve views aren't in the square footage.
  • Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
  • Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
  • Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
  • Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
  • School zoning & micro-location — one street over can mean a different school, and a different price.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 208 days on market vs. a ~63-day neighborhood median
  • 2952 active listings competing in ROTONDA WEST BROADMOOR
  • 762 under contract now
  • 21% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
  • 631 new-construction homes competing

For reference, this home is listed at $645,000 ($255/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,530 sq ft × $224–$286/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 9, 2026.

Property timeline

This home’s history

  • 1999BuiltPer public record
  • NowUnder contractCurrently pending

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,956 – $4,300/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,399 – −$189At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check

Every number, sourced

We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$645,000
Bed / bath3 / 2
Living area2,530 sq ft
Year built1999
Property typeSingle Family Residence
MLS #D6144742
Listing statusPending
Days on market208

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
CountyCharlotte
Estimated first-year tax~$6,772/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$255
Estimated monthly payment$4,270
Estimated insurance~$3,495/yr
Messtimate rangeNot available on this page
Comparable-sales median$645,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing

Estimate a monthly payment

A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.

Estimated monthly payment
$4,270
Principal & interest$3,364
Property tax$564
Insurance$291
CDD assessment$0
HOA$50
PMI$0

Down payment $129,000 · Loan $516,000. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.

Estimated ownership costs

Estimated costs & disclosures

Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.

Property tax reset
~$6,772/yr

The seller likely pays less due to the homestead cap. At a $645,000 purchase, expect your first full-year Charlotte bill near $6,772 before exemptions.

CDD assessment
None

No CDD assessment on record for this community.

Insurance
~$3,495/yr

Estimate for a 1999 build in Charlotte. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Market data · public records

Recent sales activity in ROTONDA WEST BROADMOOR

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the ROTONDA WEST BROADMOOR neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Median sale price (set)
$645,000

Median closed price of the comparable set. Reference only.

Median $/sq ft (set)
$255

Median $/sq ft of the comparable set. Reference only.

This home $/sq ft
$255

List price divided by living area. Provided as data, not a value judgment.

Explore Charlotte County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Charlotte County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Vineland ElementaryAssigned elementary school · Charlotte County School District
L.A. Ainger MiddleAssigned middle school · Charlotte County School District
Lemon Bay HighAssigned high school · Charlotte County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

Keep looking

Similar homes for sale near ROTONDA WEST BROADMOOR

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Listing description

About this home

Virtually Staged. When heading down a new path, the journey becomes infinitely more pleasurable when your destination is this spacious and welcoming home. Rich in curb appeal, with beautiful, updated tropical landscaping, and nourished by a zoned irrigation system, the property surrounds a distinctive circular driveway that marries practicality with aesthetic beauty, providing a timeless and elegant greeting for all who arrive. Situated on a highly desirable double-waterfront estate lot in an X-flood zone, this home prioritizes bringing nature inside via seamless indoor-outdoor connections. The front entry provides a clear sightline to the lanai, featuring its sparkling pool, attractive paver patio, and panoramic pool screen (2023), which effectively showcases a wide, tranquil canal view. The home's thoughtfully designed spaces evolve visually and blend seamlessly with a neutral color palette that promotes calm, resulting in a clean, uncluttered look. Throughout the home, expansive sliders gracefully integrate indoor and outdoor living areas, effectively capturing the essence of Florida living. At the same time, the oversized lanai offers an all-season style conducive to al fresco living. This gathering spot provides privacy and a serene view of the canal. At the heart of the home is the kitchen, where a light, airy feel prevails, with abundant cabinetry paired with a prep island, upgraded stainless-steel appliances (including a double oven), and a Bosch dishwasher. A large laundry room is conveniently located nearby and offers built-in cabinetry, a washer/dryer, and a laundry sink. After a fun-filled day at Englewood Beach, relaxation is encouraged in the Primary suite, which opens to the pool via sliding doors. Its ensuite bathroom is spa-inspired. Highlights include a generous walk-in shower, a soaking tub, and dual vanities. Guest privacy is ensured, with two additional bedrooms and a shared bath outfitted with a tub/shower combination. There are TWO BONUS ROOMS, perfect for use as a home office and/or fitness room. Resident hobbyists, car enthusiasts, or contractors will appreciate the SPACIOUS 1125 SQ.FT. GARAGE with illuminated attic storage and ample room to house multiple cars, a boat, or a home workshop--the choice is yours! OTHER NOTABLE UPDATES INCLUDE a standing seam metal roof with dry-in underlayment designed for long-term durability and insurance favorability (2023), a 50 amp Level 2 EV charging outlet, a professionally installed transfer switch for easy generator hook-up, Hansgrohe faucets, Schonbek chandeliers in the dining room and foyer, a new water heater (2026) and for additional peace of mind, there is a security system comprised of Lorex, Ring cameras, and ADT w/wireless back-up, whole-house hurricane protection, dual AC units, and reinforced garage doors. This distinctive home is situated on a double-estate lot in the heart of the highly desirable Rotonda West community. It is within a short drive to the pristine Gulf beaches of Boca Grande and Englewood. There are world-class fishing and boating opportunities, as well as various delectable dining establishments, farmer's markets, and eclectic shopping venues, nearby. Additionally, Rotonda West is a golfer's paradise with five courses within the community. If this sounds intriguing, call today to schedule a private showing and prepare to be captivated by this vibrant community, where every day feels like a vacation. SELLER FINANCING AVAILABLE AT 4.25% FOR QUALIFIED BUYERS.

Description provided by PARADISE EXCLUSIVE INC and reproduced from the MLS; not independently verified.

The full spec sheet

Property details & features

Interior

  • Bedrooms3
  • Bathrooms2
  • Living area2,530 sq ft

Exterior & lot

  • TypeSingle Family Residence

Systems

  • Year built1999
  • Age27 yrs

Listing

  • MLS #D6144742
  • StatusPending
  • Days on market208
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

City
ROTONDA WEST

Groceries, dining, and parks for this city — see the city guide.

County
Charlotte

Schools, taxes, and services are county-administered — see the county guide.

View →
Community
ROTONDA WEST BROADMOOR

Amenities and HOA/CDD detail on the neighborhood guide.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Transparency

Price & listing history

Listed for $645,000Momentum Realty · on market 208 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 646 BOUNDARY BOULEVARD in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.