Mobile Home in Ortega Farms, Jacksonville · No CDD · FEMA Zone X
Ortega Farms · Jacksonville, FL 32244 · Duval
Listing data updated July 3, 2026 · refreshed twice daily
5Bedrooms
3Bathrooms
2,424Sq Ft
1983Year Built
$82Per Sq Ft
2-car garageNo CDDFEMA Zone X5 bedrooms
Highlights
No CDD assessment on record
FEMA Zone X — flood insurance generally not federally required
Built 1983 · 43 yrs
2,424 sq ft of living area
2-car garage
$82/sq ft — compared with the displayed median of $231 from recent nearby sales
Listed at $199,900 — recent neighborhood median sale price ~$571,100 (nearby sales; deemed reliable, not an appraisal)
Active listing
HOA ~$50/mo (estimate; confirm)
This listing is shown at $199,900, with 5 bedrooms and 3 bathrooms, and 2,424 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.
Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms5
Bathrooms3
Living area2,424 sq ft
Year built1983
Property typeMobile Home
Financial
Est. monthly payment$1,391
Est. taxes / yr~$2,279
Est. insurance / yr~$1,301
HOA$50/mo
CDDNone on record
Price / sq ft$82
Risk
Flood zoneZone X
Ground elevation~20 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$1,301/yr
Market
Neighborhood median DOM58
Active listings (area)38
Months of supply3.3
Comparable-sales median$571,100
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Visual snapshot
The numbers, at a glance
Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$1,301/yr
Estimated homeowners premium; get a real quote.
Months of supply
3.3 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
42/100
Balanced market — from supply, under-contract share, and days on market.
Estimated monthly payment
$1,391/mo
Principal & interest $1,043/mo75%
Taxes $190/mo14%
Insurance $108/mo8%
HOA $50/mo4%
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
75/100
Strongest on: Price vs area (100), Affordability (100)
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
Price vs area100
This home $82/sq ft vs area median $231/sq ft from recent nearby sales.
Affordability100
List price $199,900 vs area median $571,100. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost57
From FEMA Zone X and a 1983 build. Obtain a property-specific quote.
Market liquidity57
Area median 58 days on market, ~3.3 months of supply.
Investment metrics43
Objective supply and demand metrics for the area - not investment advice.
Renovation upside70
From a 1983 build and $82/sq ft vs area $231/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$199,900
List price
As listed in the MLS
5 / 3
Bed / bath
Per the listing
2,424
Living area
Sq ft (approx.)
$82
Price / sq ft
List ÷ living area
The home
Year built1983
Per public record.
Property typeMobile Home
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$2,279/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
Recent sold prices in this community
The Messtimate™
The Messtimate: $492,072 – $627,816
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$492,072the mess$627,816
Actual list price: $199,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
38 active listings competing in Ortega Farms
13 under contract now
25% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈3.3 months of supply (one market-context metric; should not be used alone)
1 new-construction home competing
Median sale price is up 59% over the last 141 months
Homes here sell at about 94.4% of list price
139 closed here in the last 12 months
For reference, this home is listed at $199,900 ($82/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,424 sq ft × $203–$259/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 3, 2026.
Market analysis
Ortega Farms market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: realMLS (Northeast Florida Multiple Listing Service).
38Active listings
13Under contract
1New this month
3.3Months of supply
58Median days on market
25%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Median sale price
Median $/sq ft
Median days on market
Homes sold per month
Property timeline
This home’s history
1983BuiltPer public record
Jul 2, 2026First trackedObserved at $199,900
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$916 – $1,333/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.0%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$501 – −$126At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$199,900
Bed / bath5 / 3
Living area2,424 sq ft
Year built1983
Property typeMobile Home
MLS #2153584
Listing statusActive
Days on marketNot available on this page
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~20 ft
CountyDuval
Estimated first-year tax~$2,279/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$82
Estimated monthly payment$1,391
Estimated insurance~$1,301/yr
Messtimate rangeNot available on this page
Comparable-sales median$571,100
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$1,391
Principal & interest$1,043
Property tax$190
Insurance$108
CDD assessment$0
HOA$50
PMI$0
Down payment $39,980 · Loan $159,920. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$2,279/yr
The seller likely pays less due to the homestead cap. At a $199,900 purchase, expect your first full-year Duval bill near $2,279 before exemptions.
CDD assessment
None
No CDD assessment on record for this community.
Insurance
~$1,301/yr
Estimate for a 1983 build in Duval. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~20 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Ortega Farms
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Ortega Farms neighborhood guide for more.
Comparable sales found
2
Recent nearby closings in the data set.
Median sale price (set)
$571,100
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$231
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$82
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Ortega Farms
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Avondale Superette 6 min
Dining
Chipotle Mexican Grill 2 min
Shopping
Roosevelt Square 3 min
Parks
Stinson Park 2 min
In the area
Recent Ortega news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Schools
School Board to weigh surplus designation for Ortega Elementary
The Duval County School Board was set to vote on adding Ortega Elementary to the district surplus property list, a step toward selling the century old building. District officials say Ortega students would consolidate into a rebuilt Venetia Elementary planned to open in 2028 with 1,200 student stations. Some parents questioned the process and the size of the replacement school.
Why it matters: The proposed consolidation and rebuild could shift school capacity and attendance zoning in the area over the next few years.
Southern-cuisine restaurant Oxford Place set to open in Old Ortega
The Brown family, owners of Bold Birds in Murray Hill, bought the building at 2902 Corinthian Ave. in Old Ortega and are converting it into Oxford Place, a Southern-cuisine neighborhood restaurant and bar. They purchased the property for $925,000 and plan roughly $750,000 in interior work, with a January opening targeted and florist Gardner's continuing in a smaller space in the building.
Why it matters: A new sit-down dining option on a residential Old Ortega corner could add to the walkable amenities buyers in established historic neighborhoods often weigh.
Chicken Salad Chick opens at Ortega Park on Roosevelt Boulevard
Chicken Salad Chick opened June 10 in Units 306-307 at the Ortega Park shopping center, 4495 Roosevelt Blvd. The 64-seat, roughly 2,650-square-foot restaurant carried a build-out of about $350,000 and was the chain's fifth Northeast Florida location.
Why it matters: Continued tenanting along the Roosevelt corridor may strengthen the retail anchor serving the surrounding 32210 area.
The city issued a permit May 8 for tenant improvements to a 2,328-square-foot Panda Express in Units 401-402 at 4495 Roosevelt Blvd., at a project cost of about $869,519. The 52-seat restaurant faces Roosevelt Boulevard near Metro Diner and Chase Bank, part of the ongoing redevelopment of the former Roosevelt Square center.
Why it matters: Additional national tenants filling the Ortega Park pads could support steady foot traffic along the Roosevelt Boulevard retail corridor.
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Ortega Elementary SchoolPublic PreK-5 · Duval County School District
John Stockton Elementary School (Magnet)Public K-5 · Duval County School District
Lake Shore Middle SchoolPublic 6-8 · Duval County School District
Riverside High SchoolPublic 9-12 · Duval County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jun 2026
$850,000
4441 ORTEGA FARMS Circle, Jacksonville
4 / 3 bd/ba · 2,896 sq ft · $294/sq ft
Courtesy of JANIE BOYD & ASSOCIATES REAL ESTATE SERVICES LLC · View details →
Sold Jun 2026
$292,200
5400 E TEAKWOOD Lane, Jacksonville
4 / 2 bd/ba · 1,738 sq ft · $168/sq ft
Courtesy of FLORIDA HOMES REALTY & MTG LLC · View details →
Median of the set: $231/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Keep looking
Similar homes for sale near Ortega Farms
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Listing description
About this home
INVESTOR ALERT!!! ORTEGA FARMS!!!!! TREMENDOUS OPPORTUNITY WITH SEVERAL POSSIBLE EXIT STRATEGIES! TWO MOBILE HOMES AND DETACHED 2 CAR GARAGE ON BEAUTIFUL .56 Acre ( 176 X 135 ) LOT, IN THE HEART OF HIGHLY DESIRABLE ORTEGA FARMS!!! 6466 is a 1464 SF 3/2 currently vacant. 6456 is a 960 SF 2/1 with a detached 2+ car garage, currently rented at $1200 per month, and will be vacant at closing. Both share a common driveway, well, and septic, but have seperate electric meters. As a WEALTH BUILDING BUY/HOLD/RENTAL property, based upon current rents in the area, this one could be a CASH COW! Alternatively, surrounded by higher priced new builds, development opportunities may also exist. Corporate Seller requesting CASH or HARD MONEY ONLY. Property being sold As-Is, with Seller to make NO REPAIRS.
Description provided by AMERICAN REAL ESTATE SOLUTIONS LLC and reproduced from the MLS; not independently verified.
The full spec sheet
Property details & features
Interior
Bedrooms5
Bathrooms3
Living area2,424 sq ft
Exterior & lot
TypeMobile Home
Systems
Year built1983
Age43 yrs
Listing
MLS #2153584
StatusActive
Days on market0
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $199,900Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 6466 DOR MIL Court in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
