3 bedroom Single Family Residence at 4584 Windmill Road, Sunny Urban Meadows, The Acreage — photo 1Front elevation
3 bedroom Single Family Residence at 4584 Windmill Road, Sunny Urban Meadows, The Acreage — photo 2Living space
3 bedroom Single Family Residence at 4584 Windmill Road, Sunny Urban Meadows, The Acreage — photo 3Kitchen
3 bedroom Single Family Residence at 4584 Windmill Road, Sunny Urban Meadows, The Acreage — photo 4Owner's suite
3 bedroom Single Family Residence at 4584 Windmill Road, Sunny Urban Meadows, The Acreage — photo 5Exterior / yardView all 55 photos →
183 days on market Single Family Residence
$899,999
3-Bedroom Home in Sunny Urban Meadows

4584 Windmill Road, The Acreage, FL 33470

Single Family Residence in Sunny Urban Meadows, The Acreage · No CDD
Sunny Urban Meadows · The Acreage, FL 33470 · Palm Beach
Listing data updated July 23, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,882Sq Ft
1999Year Built
$478Per Sq Ft
2-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$478 here vs $478 median sold (12 mo)
Buyer leverage
Buyer advantage
183 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$4k–$7k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 1999 · 27 yrs
  • 1,882 sq ft of living area
  • 2-car garage
  • 183 days on market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 1999BuiltPer public record
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$5,804/mo
  • Principal & interest $4,560/mo 79%
  • Taxes $788/mo 14%
  • Insurance $406/mo 7%
  • HOA $50/mo 1%

$5,804/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

59/100
Strongest on: Flood safety (95), Insurance cost (68)
0 limited50100 exceptional

59/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $478/sq ft vs the community 12-month median $478/sq ft.
Affordability50
List price $899,999 vs the community median $899,999. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost68
From FEMA Zone X and a 1999 build. Obtain a property-specific quote.
Renovation upside30
From a 1999 build and $478/sq ft vs the community median $478/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $478 per square foot, about in line with the community’s $478 median. Sunny Urban Meadows’s 12-month median sold price per square foot is $478. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Five acres. No HOA. Private pond with dock.

Three storage sheds already in place. This Loxahatchee property delivers what Palm Beach County's gated communities cannot offer at any price—land you actually control. CBS home with 1,900 SF, wood floors in the master suite, volume ceilings, screened patio overlooking your acreage.

AR zoning permits horses, livestock, and agricultural uses without approval. Commercial-grade well and filtration system installed 2016. Fully fenced 91x756 lot places the home at front, leaving the majority of five acres open for barns, paddocks, guest house, or workshop.

Minutes from Wellington's equestrian facilities and shops. If you're done with 50-foot lots and HOA committees, this is the property you've been searching for. Your land, your decisions.

This 5-acre Loxahatchee property represents one of Palm Beach County's increasingly rare opportunities to own substantial acreage with no HOA restrictions, AR agricultural zoning, and a turnkey home already in place. This Sunny Urban Meadows homesite delivers the privacy, flexibility, and land ownership that buyers searching for acreage near Wellington simply cannot find in the region's master-planned communities.For buyers asking whether you can have horses in Loxahatchee, the answer is yes. Palm Beach County AR zoning permits horses, livestock, poultry, and agricultural uses without HOA approval or architectural review.

This is the zoning classification that attracts equestrians, hobby farmers, and buyers who simply want the freedom to use their property without restrictions. Purchasing acreage in Loxahatchee requires specific due diligencefrom well and septic inspections to fence line verification to understanding what AR zoning does and does not permit. Buyers unfamiliar with these considerations should work with representation experienced in western Palm Beach County's unique property characteristics.The property at 4584 Windmill Road sits on 5.21 acres in Sunny Urban Meadows, an unrecorded subdivision of similarly sized parcels west of Seminole Pratt Whitney Road.

The lot configuration91 feet of road frontage extending 756 feet deepplaces the existing home and three storage structures near the front of the property, leaving the majority of the acreage undeveloped and ready for the next owner's vision. The fully fenced perimeter provides immediate containment for horses or other animals, and the private pond with wooden dock at the back corner of the property adds both aesthetic value and potential agricultural utility.The existing CBS-constructed home was built in 1999 and provides 1,882 square feet of living space in a practical single-story layout. The interior features tile flooring throughout the main living areas with wood flooring in the master suitea configuration that balances durability in high-traffic spaces with the warmth buyers expect in the primary bedroom.

Volume ceilings and arched windows throughout the living room, dining room, and secondary bedrooms create an open feel despite the home's modest footprint. The kitchen features white raised-panel cabinetry, laminate countertops, and a pass-through window to the living area. While the finishes reflect the home's 1999 construction date, the structure is solid CBS construction and the layout is functional for buyers who prioritize land over interior upgrades.The master suite occupies a private wing of the home with sliding glass door access to the screened patio.

The master bathroom features dual vanities, a Roman soaking tub positioned beneath an arched window, a separate walk-in shower, and a private water closet. Two additional bedrooms share a full bathroom with tub-shower combination on the opposite side of the homea split floor plan that provides separation between the primary suite and secondary sleeping areas.The screened patio spans the rear of the home and overlooks the open acreage, providing covered outdoor living space with views of the property's mature trees and n…

Description provided by Keller Williams Realty - Welli and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$899,999
Bed / bath3 / 2
Living area1,882 sq ft
Year built1999
Property typeSingle Family Residence
Garage2-car
MLS #R11150473
Listing status183 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureLow
CountyPalm Beach
Estimated first-year tax~$9,450/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$478
Estimated monthly payment$5,804
Insurance (illustrative)$4k–$7k/yr
Comparable-sales median$899,999

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Keller Williams Realty - Welli · Listing agent: Brian C Wilder PA · 561-472-1236Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$792,322the mess$1,006,870

Actual list price: $899,999 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 8859 active listings competing, 2749 under contract

For reference, this home is listed at $899,999 ($478/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,882 sq ft × $421–$535/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 23, 2026.

Keep looking

Similar homes for sale near Sunny Urban Meadows

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $899,999Momentum Realty · on market 183 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$9,450/yr

A rough first-year estimate only, applying a typical Palm Beach rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$4k–$7k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in Sunny Urban Meadows

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Sunny Urban Meadows neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$899,999

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$478

Canonical 12-month median $/sq ft. Reference only.

Explore Palm Beach County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Palm Beach County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
FrontierAssigned elementary school · Palm Beach County School District · Grade A (Florida DOE 2025-26)
GRADEA
Osceola CreekAssigned middle school · Palm Beach County School District · Grade A (Florida DOE 2025-26)
GRADEB
Seminole RidgeAssigned high school · Palm Beach County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$4,125 – $6,000/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,807 – −$119At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

City
The Acreage

Groceries, dining, and parks for this city — see the city guide.

County
Palm Beach

Schools, taxes, and services are county-administered — see the county guide.

View →
Community
Sunny Urban Meadows

Amenities and HOA/CDD detail on the neighborhood guide.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 23, 2026)
Community market statsrealMLS closed sales, as of July 23, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 4584 Windmill Road in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.