731 CORTEZ AVENUE, THE VILLAGES, FL 32159
Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
- No CDD assessment on record
- Built 1990 · 36 yrs
- 1,336 sq ft of living area
- Listed at $265,000 — recent neighborhood median sale price ~$299,801 (nearby sales; deemed reliable, not an appraisal)
- 103 days on market
- HOA ~$50/mo (estimate; confirm)
Pricing & the The Villages/Fruitland Park market
How this home is priced against recent nearby sales, and where The Villages/Fruitland Park has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 1990BuiltPer public record
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $1,343/mo 76%
- Taxes $232/mo 13%
- Insurance $136/mo 8%
- HOA $50/mo 3%
$1,761/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
72/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 4.2 months of supply in the surrounding market and 103 days on market for this home, against a 52-day area median.Days on market:this home 103Area median: 52 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. As of July 15, 2026.
🟡 Asking $198 per square foot, about 9% below the community’s $218 median. The Villages/Fruitland Park’s 12-month median sold price per square foot is $218. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated July 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Enjoy the ease of Florida living in this FANTASTIC, FURNISHED (with some exceptions) 2/2 Palm Bay with ENCLOSED LANAI, REAR PATIO, and SPACIOUS BACKYARD with PRIVACY WALL in the highly sought after Village of El Cortez! JUST MINUTES to CR 466 and Hwy 441/27 as well as Spanish Springs Town Square with shopping, dining, and live nightly entertainment! NO BOND or BOND MAINTENANCE!
NEW ROOF (2023). A DECORATIVELY PAINTED driveway, MATURE landscaping with CURBED STONED beds, and a LEADED GLASS front door welcome you into the entry of this INCREDIBLE home boasting a CONVENIENT ENTRY CLOSET. Gorgeous LIGHT WOOD LAMINATE flooring graces the living, dining, and kitchen offering both beauty and EASY MAINTENANCE living.
The HIGH VAULTED ceilings and an OPEN CONCEPT layout create a SPACIOUS main area framed by an ABUNDANCE of WINDOWS and a SOLAR TUBE that bathe it in natural light. The MODERN kitchen is a CULINARY HAVEN featuring WHITE SHAKER cabinetry, NEUTRAL countertops, TILE backsplash, STAINLESS appliances, PANTRY closet, moveable CENTER ISLAND, and a French door leading to the FABULOUS ENCLOSED LANAI - an INCREDIBLE 240sf of additional living space designed for year-round enjoyment. This inviting room overlooks a SPACIOUS backyard with mature landscaping and a rear PRIVACY WALL, creating a peaceful retreat perfect for relaxing with a book, savoring your morning coffee, or unwinding with an evening drink.
There’s also an adjacent REAR PATIO, the perfect spot for grilling and soaking up the beautiful Florida sunshine! Back inside, the primary bedroom boasts LIGHT-WOOD LAMINATE floors, TWO built-in closets, and three windows. Its en-suite bathroom features WHITE cabinetry and countertops, DUAL sinks, and a WALK-IN shower.
Bedroom two also offers LIGHT-WOOD LAMINATE floors, a LARGE window, and a built-in closet. The second bathroom features a WOOD vanity with WHITE top, tub and shower combination, and a hallway LINEN closet. For added practicality and convenience, there’s also a 12’x14’ STORAGE room with INTERIOR LAUNDRY AREA and shelving.
A SPACIOUS CARPORT lies between this room and the main home and provides PLENTY of room for your vehicle and golf cart — the perfect setup for your active Village lifestyle! DON’T MISS YOUR OPPORTUNITY to own this AMAZING HOME! The Village of El Cortez is conveniently located JUST MINUTES to Spanish Springs Town Square with shopping, dining, and live nightly entertainment!
Also close to Lake Sumter Landing; Tierra Del Sol Country Club and Championship Golf Course; Mira Mesa Executive Golf Course; Hacienda Regional Recreation Center; Chula Vista Recreation Center; multiple pools, golf, and pickleball; The Villages Regional Hospital; and CR 466 and Hwy 441/27 with a plethora of shopping, restaurants, banks, medical, and more! PLEASE WATCH OUR WALKTHROUGH VIDEO of this FABULOUS HOME in a FANTASTIC LOCATION and call today to schedule your Private Showing or Virtual Tour!
Description provided by RE/MAX PREMIER REALTY and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $265,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 61% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- 49 active listings competing, 17 under contract
- 140 closed here in the last 12 months
For reference, this home is listed at $265,000 ($198/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,336 sq ft × $149–$240/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 25, 2026.
Similar homes for sale near THE VILLAGES
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS. Run --online for a live reading.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
Recent sales activity in THE VILLAGES
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the THE VILLAGES neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on THE VILLAGES
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Lake County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the THE VILLAGES guide → · Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $218/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
- Confirm roof age and condition during inspection.
- Confirm HVAC age and condition during inspection.
- Request current HOA documents before relying on dues or restrictions.
- Obtain an insurance quote for this specific property.
- Confirm school zoning directly with the district.
- Order a survey to confirm lot boundaries.
- Review permit history with the county.
- Confirm whether flood insurance is required for this parcel.
- Confirm square footage and room dimensions independently.
- Ask the county how property taxes may change after a sale.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | realMLS, refreshed twice daily (last: July 25, 2026) |
| Community market stats | realMLS closed sales, as of July 15, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 731 CORTEZ AVENUE in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.