Horne Memory
Homes for Sale in Panama City, FL

Horne Memory sits in Panama City within Bay County, and the current MLS picture is built from a small number of closings, so the market here should be read as a narrow, fast-moving snapshot rather than a broad trend.

CPAR sales records identify 5 homes in Horne Memory that have changed hands since 2019, built between 1950 and 1984 (median 1984), with a median living area of about 1,985 sq ft and a typical 3-bedroom, 3-bath layout; 60% are townhomes. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Horne Memory is too small for its own price trend, so here is the market around it.

In ZIP 32401, 145 homes are on the market and 15% are under contract — a slower corner of Panama City.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

In ZIP 32401 (Panama City), 337 homes closed in the last 12 months at a median of $307K, up 0.5% year over year, with a median 62 days on market. Right now 166 active and 29 pending listings — a buyer's market. See the live ZIP 32401 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Horne Memory specifically. Momentum Research analysis of MLS records.

Three closings is not a statistically deep base, and that matters for how you use the median. A single well-updated home or a single fixer can swing the number materially in either direction. Anyone pricing a listing or evaluating an offer here should look at the specific comparable, not just the headline figure.

The 16-day median days-on-market is the more telling data point. It suggests that when something comes up in this community, it moves. No community amenities are identified in current listings, so whatever is drawing buyer interest is coming from the home itself, its condition, or its location within Panama City rather than shared community features.

In a market this thin, the comparable sales that exist matter more than usual, and so does knowing which of the recent closings are genuinely similar to your home versus which ones skew the number. We pull the underlying sales, not just the median, before we talk pricing strategy with you.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.