Housing Market Analyst
Inventory sits at 4.1 months of supply — balanced by the 3-to-6-month balanced benchmark, and 31% of listed homes are already under contract. Prices are down 1.5% versus the prior year, but sellers are still collecting 94.3% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Explore the map — state to street
Colored by Momentum Score — green = strong seller's market, amber = buyer's opportunity, red = soft. Zoom in to move from counties to cities to ZIP codes; click any point for its live report.
The state of the state since 2012
Florida median sale price · 2012–2026 (2,730,797 recorded sales)
Florida median prices are up 210% since 2012, but have kept climbing since 2024.
Days on market by year
Homes now take about 4.0× longer to sell than at the 2022 low of 14 days.
Homes sold per year · tracked communities
Sales volume peaked in 2022; the last recorded year ran 24% below that peak.
Sale-to-ask ratio by year
Sellers captured 100% of asking at the 2022 peak; today it is 94% — negotiating room is back.
Sold price per square foot by year
A Florida square foot cost $85 in 2012 and $265 in the last recorded year — 3.1× in 14 years.
New-construction share of sales by year
New construction peaked at 22% of sales in 2025; it is 20% today — builder supply remains a major force.
Cash buyers · share of sales
Cash buyers took 32% of recent sales, down from a 39% peak — financed buyers face less all-cash competition than at the peak.
For-sale inventory · statewide, monthly (Zillow, 67 counties)
Statewide inventory is down 13% over this window — the supply cushion is thinning.
Listings with price cuts · statewide, monthly (Zillow)
Roughly 1 in 4 Florida listings has taken a price cut — every cut is a negotiation signal buyers can use.
Markets heating up — and cooling off
Strongest county markets
Seminole County$415K67Santa Rosa County$359K63St. Johns County$499K62Clay County$336K62Orange County$458K61Softest county markets
Gulf County$440K33Collier County$570K39Sarasota County$432K39Charlotte County$303K39Volusia County$350K44Communities gaining fastest
Boca Ceiga Park · Gulfport▲ 60%Fernandina Beach · Fernandina Beach▲ 59%Regent Park · Naples▲ 59%Shenandoah · Miami▲ 59%Keystone Park Colony Sub · Odessa▲ 59%Communities cooling fastest
Laguna Beach Estates · Panama City Beach▼ 55%Lakewood · Naples▼ 54%Lake Burden South Ph I · Windermere▼ 54%Eagle Crk Ph 01C-Vlg D · Orlando▼ 53%Holly Point · Fernandina Beach▼ 53%Ranked by Momentum Score (counties, min. 100 active listings), 1-yr median change, live inventory, and median days on market (communities). Community medians move on small sale counts — verify with a comp analysis.
What buyers and sellers should know
For buyers
Statewide, 31% of inventory is already under contract and supply sits at 4.1 months — well-priced homes still move, but the leverage picture varies enormously by county: the strongest markets above behave like 2021, while the softest give buyers real negotiating room. Check your specific city and ZIP report before writing an offer — the statewide number is the average of very different markets.
For sellers
Sellers statewide are collecting 94.3% of asking, with prices down 1.5% year over year. Price to the last 60 days of comps rather than the peak, invest in presentation, and treat the first two weekends as the whole game — the data shows buyers reward realistic pricing with speed and punish aspirational pricing with silence.
Where Florida goes from here
- Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 31% of inventory sits under contract.
Derived from current Florida data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
Florida's most active cities
County intelligence reports
Momentum agents pair this live intelligence with on-the-ground expertise across Florida. Talk through what today's market means for your move.
Statistics are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Deemed reliable but not guaranteed. Not an appraisal. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.
