Brevard County vs Pasco County: The Numbers, Side by Side

Deciding between Brevard County and Pasco County? Skip the anecdotes — here is every measurable difference between the two counties: home values and list prices, property taxes at each side’s verified millage, insurance, rents, growth, investor yield and migration — each figure from the named source that produced it.

The head-to-head table

MetricBrevard CountyPasco County
Typical home value (Zillow)$344,481$331,852
Median list price$375,000$354,348
1-yr value change-1.8%-2.8%
5-yr value change4.0%4.2%
Median days on market66 days66 days
Active listings3,6833,753
Listings with a price cut22.6%25.9%
Typical millage (property tax)15.60 mills16.15 mills
Avg Citizens insurance$2,348/yr$1,659/yr
Typical rent (ZORI)$1,914/mo$2,029/mo
Modeled monthly cost to own$2,120/mo$1,989/mo
Gross cap rate6.7%7.3%
Net migration (people/yr)+10298+18430
Residential permits (2025)4,6247,878

Bold marks the side a cost-or-yield metric favors. Values from Zillow research series, Realtor.com Economic Research, verified county millage, Citizens Property Insurance filings, Zillow Observed Rent Index, IRS SOI migration and Census permits; all change over time.

What the table actually says

On price, Pasco County is the cheaper market — typical values run about $12,629 lower than Brevard County.

On carrying costs, Brevard County has the lower typical millage and Pasco County the lower average Citizens premium; the own-versus-rent gap is narrower in Pasco County.

On momentum, Brevard County shows the stronger 1-year value change (-1.8% vs -2.8%); five-year growth favors Pasco County.

For rental investors, Pasco County carries the higher gross cap rate (7.3% vs 6.7%).

On demand, IRS migration data shows Pasco County gaining more net residents per year (18,430 vs 10,298).

The costs people forget to compare

Two Florida specifics matter more than the sticker gap. First, property tax RESETS to your purchase price when you buy — compare the two markets at YOUR price with the property tax calculator, not at the sellers’ current bills. Second, insurance varies more by home age, construction and distance-to-coast than by county average — quote the specific home. The buyer closing costs calculator builds both into a real cash-to-close for either market.

Dig deeper on Brevard County

Run the numbers in Brevard County

Dig deeper on Pasco County

Run the numbers in Pasco County

Common questions

Is Brevard County or Pasco County cheaper to buy a home?
Pasco County - typical values (Zillow) run about $12,629 lower. List prices and the tax-and-insurance stack are compared line by line in the table.
Which has lower property taxes, Brevard County or Pasco County?
Brevard County has the lower typical combined millage (15.60 vs 16.15 mills). Remember Florida resets assessed value to your purchase price in either market.
Which is better for rental investors?
By gross cap rate, Pasco County currently yields more (7.3% vs 6.7%) - before insurance and management differences, which the investor pages cover.

A factual comparison of market data only, from the sources named above as of 2026-06-16; figures change over time and are deemed reliable but not guaranteed. It describes markets, not people, and is not advice about where anyone should live. Equal Housing Opportunity.

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