Data Library

Jacksonville Housing Market Charts.

Free for editorial use with attribution to Momentum Realty. Updated quarterly with NEFAR, FRED, Census, and Freddie Mac data. Built for journalists, agents, and operators who need accurate Jacksonville housing data.

Usage policy

All charts on this page are free to embed or download for editorial use (news articles, blog posts, social media, presentations) with attribution to Momentum Realty (movewithmomentum.com). PNG versions are 1600x900 pixels, suitable for stock photo platforms and high-resolution publishing. SVG versions are vector, suitable for web embedding at any size.

For commercial use beyond editorial (paid advertising, monetized course materials, white-label resale), contact jon@movewithmomentum.com.

To embed a chart, use the SVG URL: https://movewithmomentum.com/charts/svg/[chart-name].svg

For full data sources, derivation methods, and limitations, see our chart data methodology.

Bar chart showing the monthly principal-and-interest mortgage payment on the Jacksonville Florida median home from 2019 through April 2026, ranging from $974 in 2019 to a peak of $2,026 in 2023 and currently $1,848. Source: NEFAR and Freddie Mac PMMS.

The Payment Economy, 2019 – 2026

Median home prices barely moved from 2022 to 2026, but the monthly mortgage payment doubled. The 2023 peak of $2,026/month was 108% higher than the 2020 low of $999. The Jacksonville buyer didn't get a price decline — they got a payment shock.

SOURCE: NEFAR median price data, Freddie Mac PMMS 30-year fixed rate
Two-line chart showing the gap between income needed to afford the Jacksonville median home and Jacksonville median household income from 2019 through April 2026. Source: NEFAR, U.S. Census ACS, Freddie Mac.

The Jacksonville Affordability Gap, 2019 – 2026

In 2019, the Jacksonville median home was affordable to a Jacksonville median-income household. By April 2026, the same home requires $116,000 of household income to afford, but the city's median income is only $66,000. A $50,000 affordability gap that didn't exist seven years ago.

SOURCE: NEFAR median prices, U.S. Census ACS median household income, Freddie Mac PMMS
Bar chart showing Jacksonville Florida median home sale price from 2019 through April 2026, ranging from $235,000 in 2019 to a peak of $360,000 in 2022 and settling at $325,000 in April 2026, with year-over-year percentage changes. Source: NEFAR.

Jacksonville Median Home Price, 2019 – 2026

Annual median sold price in the Jacksonville MSA. Climbed 53% from $235K (2019) to a $360K peak in 2022. Now settled at $325K in April 2026, essentially flat year-over-year and -9.7% from the 2022 peak. The affordability ceiling has been reached.

SOURCE: Northeast Florida Association of Realtors (NEFAR)
Line chart showing Jacksonville Florida months of housing inventory from 2020 through April 2026, ranging between 3.38 and 4.5 months, with a 6-month balanced-market threshold marker. Source: NEFAR and Realtor.com.

Jacksonville Months of Inventory, 2020 – April 2026

6-year trend of housing supply measured in months of inventory. April 2026's 3.38 months sits well below the 6-month balanced-market threshold. Inventory has actually tightened over the past 12 months even as the national trend has loosened.

SOURCE: NEFAR, Realtor.com via FRED
Bar chart showing annual net migration to Florida from 2019 through 2025, peaking at +444,000 in 2021 and falling to +66,000 in 2025, an 85% decline from peak. Source: U.S. Census Bureau and Florida Demographic Estimating Conference.

Florida Net Migration: The 2021 Peak and the Slowdown

Annual net domestic and international migration to Florida. The 2021 peak of +444,000 was the largest single-year migration influx in Florida history. By 2025, that figure had fallen 85% to +66,000. The migration engine that drove the 2020-2022 housing boom has stalled.

SOURCE: U.S. Census Bureau, Florida Demographic Estimating Conference

About this data library

This is the start of a planned 500+ chart library covering Jacksonville and Northeast Florida housing market data. New charts are added regularly. Topics on the roadmap: rent vs buy break-even, insurance cost trends, sub-county price segmentation, new construction inventory by builder, days on market by price tier, mortgage rate buying power, and more.

Built and maintained by Jon Brooks, co-founder of Momentum Realty. For chart requests, custom data pulls, or commercial licensing, contact jon@movewithmomentum.com.