Cheapest Places to Live in Georgia
Ranked on live listing data, the top 10 are Macon ($175,000 median asking), Augusta ($179,000 median asking), Columbus ($184,500 median asking), Waycross ($214,000 median asking), Warner Robins ($227,500 median asking), Union City ($226,500 median asking), Thomaston ($250,000 median asking), Dublin ($259,000 median asking), Riverdale ($239,000 median asking), Lithonia ($239,000 median asking). 113 Georgia places qualified with at least 60 homes for sale; the score blends estimated cost to own (including the county's property tax), the share of homes under contract, and inventory depth, all printed in the table.
Georgia cities by estimated cost to own, lowest first
| Place | Score | Median asking | Est. cost to own / mo | Median DOM | Pending share | Homes for sale |
|---|---|---|---|---|---|---|
| 1. Macon Bibb | 58.4 | $175,000 | $1,190 | 32 | 11% | 516 |
| 2. Augusta Richmond | 57.6 | $179,000 | $1,219 | 39 | 14% | 61 |
| 3. Columbus Muscogee | 59.8 | $184,500 | $1,338 | 22 | 18% | 94 |
| 4. Waycross Ware | 57.8 | $214,000 | $1,429 | 75 | 15% | 99 |
| 5. Warner Robins Houston | 57.9 | $227,500 | $1,471 | 24 | 16% | 112 |
| 6. Union City Fulton | 62.5 | $226,500 | $1,509 | 29 | 27% | 69 |
| 7. Thomaston Upson | 56.5 | $250,000 | $1,622 | 29 | 15% | 84 |
| 8. Dublin Laurens | 61.0 | $259,000 | $1,648 | 27 | 22% | 73 |
| 9. Riverdale Clayton | 59.2 | $239,000 | $1,650 | 37 | 19% | 122 |
| 10. Lithonia DeKalb | 58.7 | $239,000 | $1,652 | 31 | 16% | 355 |
| 11. Morrow Clayton | 54.3 | $239,999 | $1,656 | 21 | 12% | 63 |
| 12. East Point Fulton | 53.1 | $254,900 | $1,680 | 49 | 11% | 99 |
| 13. Cedartown Polk | 57.9 | $264,950 | $1,709 | 46 | 18% | 60 |
| 14. Jonesboro Clayton | 60.0 | $255,000 | $1,750 | 31 | 20% | 231 |
| 15. Hartwell Hart | 49.4 | $298,000 | $1,812 | 48 | 6% | 117 |
| 16. Stone Mountain DeKalb | 58.3 | $269,900 | $1,846 | 41 | 18% | 253 |
| 17. Calhoun Gordon | 51.8 | $288,000 | $1,866 | 36 | 10% | 77 |
| 18. Rockmart Polk | 56.4 | $292,400 | $1,871 | 23 | 17% | 64 |
| 19. Ellenwood DeKalb | 59.8 | $276,500 | $1,887 | 45 | 21% | 100 |
| 20. South Fulton Fulton | 56.8 | $289,950 | $1,890 | 39 | 17% | 106 |
| 21. Cleveland White | 53.7 | $299,900 | $1,896 | 22 | 12% | 161 |
| 22. Toccoa Stephens | 52.8 | $299,900 | $1,929 | 28 | 12% | 103 |
| 23. Decatur DeKalb | 56.0 | $285,000 | $1,941 | 41 | 12% | 592 |
| 24. Austell Cobb | 52.6 | $299,900 | $1,962 | 35 | 12% | 87 |
| 25. Stockbridge Henry | 56.5 | $300,000 | $1,979 | 32 | 17% | 202 |
Georgia rows use live listing data only (our feeds do not carry recorded sales or income for most of Georgia yet): median asking price of current listings, an estimated cost to own (principal and interest on 80% of the asking median at 6.65%, county property tax at 40% assessment and the county’s typical millage, $150 a month insurance), median days on market of current listings, and the share of active-plus-pending homes under contract as the demand signal. Score = 50 + 10 × (0.5 affordability + 0.3 demand + 0.2 inventory depth), each as a capped z-score. Inputs are prices, costs and supply only; nothing about the people who live there. Data as of 2026-11-05; deemed reliable but not guaranteed.
The top 10, in detail
1. Macon, Bibb County
516 homes for sale at a $175,000 median asking price, 11% of active-plus-pending under contract, median 32 days on market; estimated cost to own about $1,190 a month at the county’s 24.2 mills.
2. Augusta, Richmond County
61 homes for sale at a $179,000 median asking price, 14% of active-plus-pending under contract, median 39 days on market; estimated cost to own about $1,219 a month at the county’s 25.0 mills.
3. Columbus, Muscogee County
94 homes for sale at a $184,500 median asking price, 18% of active-plus-pending under contract, median 21 days on market; estimated cost to own about $1,338 a month at the county’s 39.1 mills.
4. Waycross, Ware County
99 homes for sale at a $214,000 median asking price, 15% of active-plus-pending under contract, median 75 days on market; estimated cost to own about $1,429 a month at the county’s 25.2 mills.
5. Warner Robins, Houston County
112 homes for sale at a $227,500 median asking price, 16% of active-plus-pending under contract, median 24 days on market; estimated cost to own about $1,471 a month at the county’s 20.2 mills.
6. Union City, Fulton County
69 homes for sale at a $226,500 median asking price, 27% of active-plus-pending under contract, median 29 days on market; estimated cost to own about $1,509 a month at the county’s 25.9 mills.
7. Thomaston, Upson County
84 homes for sale at a $250,000 median asking price, 15% of active-plus-pending under contract, median 29 days on market; estimated cost to own about $1,622 a month at the county’s 22.6 mills.
8. Dublin, Laurens County
73 homes for sale at a $259,000 median asking price, 22% of active-plus-pending under contract, median 27 days on market; estimated cost to own about $1,648 a month at the county’s 19.5 mills.
9. Riverdale, Clayton County
122 homes for sale at a $239,000 median asking price, 19% of active-plus-pending under contract, median 37 days on market; estimated cost to own about $1,650 a month at the county’s 34.2 mills.
10. Lithonia, DeKalb County
355 homes for sale at a $239,000 median asking price, 16% of active-plus-pending under contract, median 31 days on market; estimated cost to own about $1,652 a month at the county’s 34.4 mills.
Questions people ask
What is the cheapest place to live in Georgia?
Why do Georgia property taxes differ so much by city?
Every ranking in this series
- Best places to live in Georgia
- Best big cities
- Cheapest and most affordable places
- Best suburbs of Atlanta
- Best small towns
- North Georgia
- Is Georgia a good place to live? Pros and cons
Homes for sale in Georgia by city and county
Rankings are computed from the published data sources and the formula stated on this page, with no editorial scoring; the inputs are prices, costs, incomes, growth and supply, and the rankings describe housing economics, not the character of any community. Figures are as of 2026-11-05 and change as new sales record. Momentum Realty LLC is a licensed Georgia real estate brokerage. Listing data deemed reliable but not guaranteed. Equal Housing Opportunity.