Union County real estate, your questions answered.
Short answer: as of 2026-06-09, Union County scores 89/100 (strong buyer value) on our buyer-value scale, the typical home is worth $269,922, the market looks about 15% undervalued, and average insurance runs about $1,392 a year.
Answers update from live data (2026-06-09). For the full numbers, see the Union County housing scorecard.
Is now a good time to buy a house in Union County?
As of 2026-06-09, our Momentum Market Score for Union County is 89 out of 100, which reads strong buyer value, meaning the market is priced low against incomes with real negotiating room. Prices are rising (2.9% over the past year) and the area looks about 15% undervalued versus local incomes. A higher score means more buyer value and negotiating leverage; see the full Union County scorecard for the breakdown.
Is Union County a buyer's or seller's market?
Union County currently reads strong buyer value on our 0 to 100 score (89/100), so it is priced low against incomes with real negotiating room. The score blends home value versus local incomes, price cuts, inventory trend, affordability and rent yield.
Are home prices going up or down in Union County?
The typical home in Union County is worth $269,922 (Zillow, 2026-06-09). Prices are rising over the last year (2.9%) and have moved about 8.9% a year over five years.
Is Union County housing overvalued?
On price versus the area's own long-run relationship with local income, Union County looks about 15% undervalued, with a price-to-income ratio of 4.16x. This compares the current typical value to its historical norm, not to other markets.
How much does a house cost in Union County?
The typical Union County home is worth about $269,922 as of 2026-06-09, against a county median household income near $64,922.
How much is homeowners insurance in Union County?
The average Citizens Property Insurance premium in Union County is about $1,392 a year. Citizens is Florida's insurer of last resort, so that is a realistic floor; private quotes vary by roof age, elevation and flood zone. In Florida, insurance is now one of the largest line items in a housing budget.
Are people moving to or from Union County?
In the latest IRS migration data, Union County is net gaining about 62 households a year.
Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED, IRS migration, Citizens Property Insurance. Scores by Momentum Realty. Informational only, not investment, legal or insurance advice. Union County scorecard · all county Q&A · all scorecards.