Washington County real estate, your questions answered.
Short answer: as of 2026-07-06, Washington County scores 66/100 (buyer value) on our buyer-value scale, the typical home is worth $225,216, the market looks about 13% undervalued, and average insurance runs about $1,599 a year.
Answers update from live data (2026-07-06). For the full numbers, see the Washington County housing scorecard.
| Momentum Market Score | 66/100 (buyer value) |
|---|---|
| Typical home value | $225,216 |
| 1-year price change | -1.3% |
| Overvaluation vs local income | about 13% undervalued |
| Avg insurance / year | $1,599 |
Is now a good time to buy a house in Washington County?
As of 2026-07-06, our Momentum Market Score for Washington County is 66 out of 100, which reads buyer value, meaning the market is leaning to the buyer on price and leverage. Prices are falling (-1.3% over the past year) and the area looks about 13% undervalued versus local incomes. A higher score means more buyer value and negotiating leverage; see the full Washington County scorecard for the breakdown.
Is Washington County a buyer's or seller's market?
Washington County currently reads buyer value on our 0 to 100 score (66/100), so it is leaning to the buyer on price and leverage. The score blends home value versus local incomes, price cuts, inventory trend, affordability and rent yield.
Are home prices going up or down in Washington County?
The typical home in Washington County is worth $225,216 (Zillow, 2026-07-06). Prices are falling over the last year (-1.3%) and have moved about 4.3% a year over five years.
Is Washington County housing overvalued?
On price versus the area's own long-run relationship with local income, Washington County looks about 13% undervalued, with a price-to-income ratio of 4.27x. This compares the current typical value to its historical norm, not to other markets.
How much does a house cost in Washington County?
The typical Washington County home is worth about $225,216 as of 2026-07-06, against a county median household income near $52,723.
How much is homeowners insurance in Washington County?
The average Citizens Property Insurance premium in Washington County is about $1,599 a year. Citizens is Florida's insurer of last resort, so that is a realistic floor; private quotes vary by roof age, elevation and flood zone. In Florida, insurance is now one of the largest line items in a housing budget.
Are people moving to or from Washington County?
In the latest IRS migration data, Washington County is net gaining about 117 households a year.
Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED, IRS migration, Citizens Property Insurance. Scores by Momentum Realty. Informational only, not investment, legal or insurance advice. Washington County scorecard · all county Q&A · all scorecards.