Georgia Housing Data · ZIP Scorecard

Ellijay, GA (30540) housing scorecard.

247 homes for sale in 30540 right now, median $499,999 · all 129 homes for sale in Ellijay

As of 2026-09-24, the typical home in Ellijay, GA (30540) is worth $392,106, up about 4.7% a year over five years; the Momentum Market Score is 32/100 (pricey against incomes with thin buyer leverage). Data from Zillow, Realtor.com and the U.S. Census; score by Momentum Realty.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 30540, free.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-09-24
32/ 100
Momentum Market Score
Seller-favored
Ellijay, GA (30540) is pricey against incomes with thin buyer leverage.

The typical home costs about 5.32 times the local median income, about 34.8% richer than the Georgia norm, so value is stretched here. Gross rent yield is around 5.32%. Values are up roughly 4.7% a year over the last five years. Owning the typical home at today's 6.95% 30-year rate takes about 33.8% of a median income in principal and interest, the affordability squeeze in one number. About 29.9% of listings have cut their price.

$392,106
Home value
1yr -0.5%
4.7%
5yr growth/yr
ZHVI CAGR
$1,738
Median rent
monthly (ZORI)
5.32%
Cap rate
gross yield
5.32x
Price to income
value vs incomes
+34.8%
Over/undervalued
vs FL norm
33.8%
Affordability
income to own/yr
82
Days on market
median (Realtor)
29.9%
Price cuts
share of listings
$73,771
Median income
household (Census)
20,145
Population
Census ACS
76
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income15
Price-cut leverage65
Inventory growth44
Affordability15
Rent yield23

Each bar ranks this ZIP against every other Georgia ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Ellijay, GA (30540) a buyer's or seller's market?

By the Momentum Market Score, Ellijay, GA (30540) reads seller-favored (32 out of 100), meaning it is pricey against incomes with thin buyer leverage. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Ellijay?

About $392,106 (Zillow Home Value Index, 2026-09-24), up roughly 4.7% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

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