Georgia Housing Data · ZIP Scorecard

Mc Rae, GA (31055) housing scorecard.

As of 2026-09-24, the typical home in Mc Rae, GA (31055) is worth $117,403, up about 2.0% a year over five years; the Momentum Market Score is 62/100 (leaning to the buyer on price and leverage). Data from Zillow, Realtor.com and the U.S. Census; score by Momentum Realty.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 31055, free.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-09-24
62/ 100
Momentum Market Score
Buyer value
Mc Rae, GA (31055) is leaning to the buyer on price and leverage.

The typical home runs about 2.33 times the local median income, which is roughly 40.9% cheaper than the Georgia norm. Values are up roughly 2.0% a year over the last five years. Owning the typical home at today's 6.95% 30-year rate takes about 14.8% of a median income in principal and interest, the affordability squeeze in one number. About 12.9% of listings have cut their price.

$117,403
Home value
1yr +0.6%
2.0%
5yr growth/yr
ZHVI CAGR
n/a
Median rent
monthly (ZORI)
n/a
Cap rate
gross yield
2.33x
Price to income
value vs incomes
-40.9%
Over/undervalued
vs FL norm
14.8%
Affordability
income to own/yr
68
Days on market
median (Realtor)
12.9%
Price cuts
share of listings
$50,394
Median income
household (Census)
5,871
Population
Census ACS
4
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income95
Price-cut leverage1
Inventory growth48
Affordability95

Each bar ranks this ZIP against every other Georgia ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Mc Rae, GA (31055) a buyer's or seller's market?

By the Momentum Market Score, Mc Rae, GA (31055) reads buyer value (62 out of 100), meaning it is leaning to the buyer on price and leverage. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Mc Rae?

About $117,403 (Zillow Home Value Index, 2026-09-24), up roughly 2.0% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Looking in Mc Rae?

A ZIP-level score is the lay of the land. We know the streets. Talk to the founders.

Talk to the founders