Georgia Housing Data · ZIP Scorecard

Montezuma, GA (31063) housing scorecard.

As of 2026-09-24, the typical home in Montezuma, GA (31063) is worth $96,609, up about 2.3% a year over five years; the Momentum Market Score is 71/100 (priced low against incomes with real negotiating room). Data from Zillow, Realtor.com and the U.S. Census; score by Momentum Realty.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 31063, free.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-09-24
71/ 100
Momentum Market Score
Strong buyer value
Montezuma, GA (31063) is priced low against incomes with real negotiating room.

The typical home runs about 1.81 times the local median income, which is roughly 54.1% cheaper than the Georgia norm. Values are up roughly 2.3% a year over the last five years. Owning the typical home at today's 6.95% 30-year rate takes about 11.5% of a median income in principal and interest, the affordability squeeze in one number.

$96,609
Home value
1yr +0.3%
2.3%
5yr growth/yr
ZHVI CAGR
n/a
Median rent
monthly (ZORI)
n/a
Cap rate
gross yield
1.81x
Price to income
value vs incomes
-54.1%
Over/undervalued
vs FL norm
11.5%
Affordability
income to own/yr
92
Days on market
median (Realtor)
n/a
Price cuts
share of listings
$53,255
Median income
household (Census)
4,262
Population
Census ACS
4
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income100
Inventory growth8
Affordability100

Each bar ranks this ZIP against every other Georgia ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Montezuma, GA (31063) a buyer's or seller's market?

By the Momentum Market Score, Montezuma, GA (31063) reads strong buyer value (71 out of 100), meaning it is priced low against incomes with real negotiating room. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Montezuma?

About $96,609 (Zillow Home Value Index, 2026-09-24), up roughly 2.3% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Looking in Montezuma?

A ZIP-level score is the lay of the land. We know the streets. Talk to the founders.

Talk to the founders