Georgia Housing Data · ZIP Scorecard

Ludowici, GA (31316) housing scorecard.

As of 2026-09-24, the typical home in Ludowici, GA (31316) is worth $289,704, up about 6.4% a year over five years; the Momentum Market Score is 50/100 (neither side has a clear edge right now). Data from Zillow, Realtor.com and the U.S. Census; score by Momentum Realty.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 31316, free.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-09-24
50/ 100
Momentum Market Score
Balanced
Ludowici, GA (31316) is neither side has a clear edge right now.

The typical home costs about 4.26 times the local median income, about 8.0% richer than the Georgia norm, so value is stretched here. Gross rent yield is around 8.39%. Values are up roughly 6.4% a year over the last five years. Owning the typical home at today's 6.95% 30-year rate takes about 27.1% of a median income in principal and interest, the affordability squeeze in one number. About 17.9% of listings have cut their price.

$289,704
Home value
1yr +2.4%
6.4%
5yr growth/yr
ZHVI CAGR
$2,027
Median rent
monthly (ZORI)
8.39%
Cap rate
gross yield
4.26x
Price to income
value vs incomes
+8.0%
Over/undervalued
vs FL norm
27.1%
Affordability
income to own/yr
96
Days on market
median (Realtor)
17.9%
Price cuts
share of listings
$68,006
Median income
household (Census)
13,421
Population
Census ACS
32
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income39
Price-cut leverage4
Inventory growth95
Affordability39
Rent yield83

Each bar ranks this ZIP against every other Georgia ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Ludowici, GA (31316) a buyer's or seller's market?

By the Momentum Market Score, Ludowici, GA (31316) reads balanced (50 out of 100), meaning it is neither side has a clear edge right now. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Ludowici?

About $289,704 (Zillow Home Value Index, 2026-09-24), up roughly 6.4% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

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