Georgia Housing Data · ZIP Scorecard

Savannah, GA (31401) housing scorecard.

45 homes for sale in 31401 right now, median $990,000 · all 101 homes for sale in Savannah

As of 2026-09-24, the typical home in Savannah, GA (31401) is worth $556,330, up about 2.0% a year over five years; the Momentum Market Score is 19/100 (expensive against incomes and tight for buyers). Data from Zillow, Realtor.com and the U.S. Census; score by Momentum Realty.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 31401, free.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-09-24
19/ 100
Momentum Market Score
Frothy
Savannah, GA (31401) is expensive against incomes and tight for buyers.

The typical home costs about 11.09 times the local median income, about 181.1% richer than the Georgia norm, so value is stretched here. Gross rent yield is around 4.49%. Values are up roughly 2.0% a year over the last five years. Owning the typical home at today's 6.95% 30-year rate takes about 70.4% of a median income in principal and interest, the affordability squeeze in one number. About 21.3% of listings have cut their price.

$556,330
Home value
1yr -3.3%
2.0%
5yr growth/yr
ZHVI CAGR
$2,080
Median rent
monthly (ZORI)
4.49%
Cap rate
gross yield
11.09x
Price to income
value vs incomes
+181.1%
Over/undervalued
vs FL norm
70.4%
Affordability
income to own/yr
107
Days on market
median (Realtor)
21.3%
Price cuts
share of listings
$50,182
Median income
household (Census)
20,562
Population
Census ACS
32
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income0
Price-cut leverage13
Inventory growth73
Affordability0
Rent yield12

Each bar ranks this ZIP against every other Georgia ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Savannah, GA (31401) a buyer's or seller's market?

By the Momentum Market Score, Savannah, GA (31401) reads frothy (19 out of 100), meaning it is expensive against incomes and tight for buyers. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Savannah?

About $556,330 (Zillow Home Value Index, 2026-09-24), up roughly 2.0% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Looking in Savannah?

A ZIP-level score is the lay of the land. We know the streets. Talk to the founders.

Talk to the founders