Georgia Housing Data · ZIP Scorecard

Albany, GA (31701) housing scorecard.

As of 2026-09-24, the typical home in Albany, GA (31701) is worth $81,183, up about 2.7% a year over five years; the Momentum Market Score is 74/100 (priced low against incomes with real negotiating room). Data from Zillow, Realtor.com and the U.S. Census; score by Momentum Realty.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 31701, free.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-09-24
74/ 100
Momentum Market Score
Strong buyer value
Albany, GA (31701) is priced low against incomes with real negotiating room.

The typical home runs about 2.47 times the local median income, which is roughly 37.4% cheaper than the Georgia norm. Gross rent yield is around 11.46%. Values are up roughly 2.7% a year over the last five years. Owning the typical home at today's 6.95% 30-year rate takes about 15.7% of a median income in principal and interest, the affordability squeeze in one number. About 19.5% of listings have cut their price.

$81,183
Home value
1yr -2.7%
2.7%
5yr growth/yr
ZHVI CAGR
$775
Median rent
monthly (ZORI)
11.46%
Cap rate
gross yield
2.47x
Price to income
value vs incomes
-37.4%
Over/undervalued
vs FL norm
15.7%
Affordability
income to own/yr
59
Days on market
median (Realtor)
19.5%
Price cuts
share of listings
$32,902
Median income
household (Census)
16,333
Population
Census ACS
28
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income94
Price-cut leverage8
Inventory growth79
Affordability94
Rent yield96

Each bar ranks this ZIP against every other Georgia ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Albany, GA (31701) a buyer's or seller's market?

By the Momentum Market Score, Albany, GA (31701) reads strong buyer value (74 out of 100), meaning it is priced low against incomes with real negotiating room. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Albany?

About $81,183 (Zillow Home Value Index, 2026-09-24), up roughly 2.7% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

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