Georgia Housing Data · ZIP Scorecard

Cataula, GA (31804) housing scorecard.

As of 2026-09-24, the typical home in Cataula, GA (31804) is worth $383,004, up about 5.4% a year over five years; the Momentum Market Score is 40/100 (pricey against incomes with thin buyer leverage). Data from Zillow, Realtor.com and the U.S. Census; score by Momentum Realty.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 31804, free.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-09-24
40/ 100
Momentum Market Score
Seller-favored
Cataula, GA (31804) is pricey against incomes with thin buyer leverage.

At about 3.8 times the local median income, prices sit close to the Georgia norm. Values are up roughly 5.4% a year over the last five years. Owning the typical home at today's 6.95% 30-year rate takes about 24.2% of a median income in principal and interest, the affordability squeeze in one number. About 24.6% of listings have cut their price.

$383,004
Home value
1yr +4.4%
5.4%
5yr growth/yr
ZHVI CAGR
n/a
Median rent
monthly (ZORI)
n/a
Cap rate
gross yield
3.8x
Price to income
value vs incomes
-3.7%
Over/undervalued
vs FL norm
24.2%
Affordability
income to own/yr
38
Days on market
median (Realtor)
24.6%
Price cuts
share of listings
$100,761
Median income
household (Census)
5,814
Population
Census ACS
16
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income57
Price-cut leverage26
Inventory growth16
Affordability56

Each bar ranks this ZIP against every other Georgia ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Cataula, GA (31804) a buyer's or seller's market?

By the Momentum Market Score, Cataula, GA (31804) reads seller-favored (40 out of 100), meaning it is pricey against incomes with thin buyer leverage. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Cataula?

About $383,004 (Zillow Home Value Index, 2026-09-24), up roughly 5.4% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

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