Cook County real estate, your questions answered.
Short answer: as of 2026-09-24, Cook County scores 45/100 (balanced) on our buyer-value scale, the typical home is worth $169,399, the market looks about 11% undervalued.
Answers update from live data (2026-09-24). For the full numbers, see the Cook County housing scorecard.
| Momentum Market Score | 45/100 (balanced) |
|---|---|
| Typical home value | $169,399 |
| 1-year price change | 6.2% |
| Overvaluation vs local income | about 11% undervalued |
Is now a good time to buy a house in Cook County?
As of 2026-09-24, our Momentum Market Score for Cook County is 45 out of 100, which reads balanced, meaning the market is neither side has a clear edge right now. Prices are rising (6.2% over the past year) and the area looks about 11% undervalued versus local incomes. A higher score means more buyer value and negotiating leverage; see the full Cook County scorecard for the breakdown.
Is Cook County a buyer's or seller's market?
Cook County currently reads balanced on our 0 to 100 score (45/100), so it is neither side has a clear edge right now. The score blends home value versus local incomes, price cuts, inventory trend, affordability and rent yield.
Are home prices going up or down in Cook County?
The typical home in Cook County is worth $169,399 (Zillow, 2026-09-24). Prices are rising over the last year (6.2%) and have moved about 4.3% a year over five years.
Is Cook County housing overvalued?
On price versus the area's own long-run relationship with local income, Cook County looks about 11% undervalued, with a price-to-income ratio of 3.38x. This compares the current typical value to its historical norm, not to other markets.
How much does a house cost in Cook County?
The typical Cook County home is worth about $169,399 as of 2026-09-24, against a county median household income near $50,133.
Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED, IRS migration, Citizens Property Insurance. Scores by Momentum Realty. Informational only, not investment, legal or insurance advice. Cook County scorecard · all county Q&A · all scorecards.