Jefferson County real estate, your questions answered.
Short answer: as of 2026-09-24, Jefferson County scores 70/100 (strong buyer value) on our buyer-value scale, the typical home is worth $117,179, the market looks about 34% undervalued.
Answers update from live data (2026-09-24). For the full numbers, see the Jefferson County housing scorecard.
| Momentum Market Score | 70/100 (strong buyer value) |
|---|---|
| Typical home value | $117,179 |
| 1-year price change | -3.7% |
| Overvaluation vs local income | about 34% undervalued |
Is now a good time to buy a house in Jefferson County?
As of 2026-09-24, our Momentum Market Score for Jefferson County is 70 out of 100, which reads strong buyer value, meaning the market is priced low against incomes with real negotiating room. Prices are falling (-3.7% over the past year) and the area looks about 34% undervalued versus local incomes. A higher score means more buyer value and negotiating leverage; see the full Jefferson County scorecard for the breakdown.
Is Jefferson County a buyer's or seller's market?
Jefferson County currently reads strong buyer value on our 0 to 100 score (70/100), so it is priced low against incomes with real negotiating room. The score blends home value versus local incomes, price cuts, inventory trend, affordability and rent yield.
Are home prices going up or down in Jefferson County?
The typical home in Jefferson County is worth $117,179 (Zillow, 2026-09-24). Prices are falling over the last year (-3.7%) and have moved about -1.2% a year over five years.
Is Jefferson County housing overvalued?
On price versus the area's own long-run relationship with local income, Jefferson County looks about 34% undervalued, with a price-to-income ratio of 2.52x. This compares the current typical value to its historical norm, not to other markets.
How much does a house cost in Jefferson County?
The typical Jefferson County home is worth about $117,179 as of 2026-09-24, against a county median household income near $46,561.
Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED, IRS migration, Citizens Property Insurance. Scores by Momentum Realty. Informational only, not investment, legal or insurance advice. Jefferson County scorecard · all county Q&A · all scorecards.