Lumpkin County real estate, your questions answered.
Short answer: as of 2026-09-24, Lumpkin County scores 36/100 (seller-favored) on our buyer-value scale, the typical home is worth $391,466, the market looks about 42% overvalued.
Answers update from live data (2026-09-24). For the full numbers, see the Lumpkin County housing scorecard.
| Momentum Market Score | 36/100 (seller-favored) |
|---|---|
| Typical home value | $391,466 |
| 1-year price change | 1.3% |
| Overvaluation vs local income | about 42% overvalued |
| Cap rate (rent yield) | 4.96% |
Is now a good time to buy a house in Lumpkin County?
As of 2026-09-24, our Momentum Market Score for Lumpkin County is 36 out of 100, which reads seller-favored, meaning the market is pricey against incomes with thin buyer leverage. Prices are rising (1.3% over the past year) and the area looks about 42% overvalued versus local incomes. A higher score means more buyer value and negotiating leverage; see the full Lumpkin County scorecard for the breakdown.
Is Lumpkin County a buyer's or seller's market?
Lumpkin County currently reads seller-favored on our 0 to 100 score (36/100), so it is pricey against incomes with thin buyer leverage. The score blends home value versus local incomes, price cuts, inventory trend, affordability and rent yield.
Are home prices going up or down in Lumpkin County?
The typical home in Lumpkin County is worth $391,466 (Zillow, 2026-09-24). Prices are rising over the last year (1.3%) and have moved about 5.2% a year over five years.
Is Lumpkin County housing overvalued?
On price versus the area's own long-run relationship with local income, Lumpkin County looks about 42% overvalued, with a price-to-income ratio of 5.41x. This compares the current typical value to its historical norm, not to other markets.
How much does a house cost in Lumpkin County?
The typical Lumpkin County home is worth about $391,466 as of 2026-09-24, against a county median household income near $72,388.
Is Lumpkin County a good place to invest in rental property?
The gross rent yield (cap-rate proxy) in Lumpkin County is about 4.96%, with typical rent near $1,617 a month on a $391,466 home. Run the full numbers, including taxes and insurance, in our Georgia investment property calculator.
Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED, IRS migration, Citizens Property Insurance. Scores by Momentum Realty. Informational only, not investment, legal or insurance advice. Lumpkin County scorecard · all county Q&A · all scorecards.