Polk County real estate, your questions answered.
Short answer: as of 2026-09-24, Polk County scores 56/100 (buyer value) on our buyer-value scale, the typical home is worth $223,245, the market looks about 6% overvalued.
Answers update from live data (2026-09-24). For the full numbers, see the Polk County housing scorecard.
| Momentum Market Score | 56/100 (buyer value) |
|---|---|
| Typical home value | $223,245 |
| 1-year price change | 3.1% |
| Overvaluation vs local income | about 6% overvalued |
Is now a good time to buy a house in Polk County?
As of 2026-09-24, our Momentum Market Score for Polk County is 56 out of 100, which reads buyer value, meaning the market is leaning to the buyer on price and leverage. Prices are rising (3.1% over the past year) and the area looks about 6% overvalued versus local incomes. A higher score means more buyer value and negotiating leverage; see the full Polk County scorecard for the breakdown.
Is Polk County a buyer's or seller's market?
Polk County currently reads buyer value on our 0 to 100 score (56/100), so it is leaning to the buyer on price and leverage. The score blends home value versus local incomes, price cuts, inventory trend, affordability and rent yield.
Are home prices going up or down in Polk County?
The typical home in Polk County is worth $223,245 (Zillow, 2026-09-24). Prices are rising over the last year (3.1%) and have moved about 5.9% a year over five years.
Is Polk County housing overvalued?
On price versus the area's own long-run relationship with local income, Polk County looks about 6% overvalued, with a price-to-income ratio of 4.04x. This compares the current typical value to its historical norm, not to other markets.
How much does a house cost in Polk County?
The typical Polk County home is worth about $223,245 as of 2026-09-24, against a county median household income near $55,308.
Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED, IRS migration, Citizens Property Insurance. Scores by Momentum Realty. Informational only, not investment, legal or insurance advice. Polk County scorecard · all county Q&A · all scorecards.