Momentum Housing Data · Home Values · Bay County
Every figure below is from recorded MLS closings in Bay Front (Panama City, FL) — not an algorithm’s estimate. Medians, the 15-year price history, market time, and what the record says about selling here now. Window ending 2026-07-28; refreshes as new closings record.
In the current window, sellers accepted a median 97.4% of original asking; the median sale took 17 days (window ending 2026-07-28).
| Year | Median sold | Median $/sqft | Median DOM | Sales |
|---|---|---|---|---|
| 2026 | $325,000 | — | 17 | 3 |
| 2025 | $275,000 | — | 53 | 5 |
| 2024 | $308,750 | — | 37 | 4 |
| 2023 | $288,750 | — | 21 | 6 |
| 2022 | $253,000 | — | 22 | 10 |
| 2021 | $205,000 | — | 4 | 11 |
| 2020 | $205,000 | — | 7 | 7 |
| 2019 | $169,900 | — | 20 | 11 |
| 2018 | $167,700 | — | 7 | 5 |
| 2017 | $155,000 | — | 57 | 3 |
| 2016 | $150,000 | — | 13 | 9 |
| 2015 | $135,500 | — | 102 | 6 |
| 2014 | $152,500 | — | 50 | 4 |
| 2013 | $109,900 | — | 43 | 7 |
| 2012 | $112,500 | — | 199 | 4 |
Over the recorded series, Bay Front’s median sold price moved from $112,500 (2012) to $325,000 (12 months ending 2026-07-28) — +189% over that span, with every year’s figure from recorded closings, not a model.
The recorded series starts in 2012 at $112,500. The 2020–22 run-up did what it did everywhere — Bay Front’s median moved +49% from 2019 to 2022. Annual sales volume here has ranged from 3 to 11 closings a year (10-yr average 6.5). Small-community medians move in steps, not curves — a handful of unusual sales can swing a year, which is why the sales count sits next to every figure in the table above.
What actually trades here: 100% singlefamilyresidence in the current window. Price-per-square-foot is the cleaner yardstick when comparing your home to the medians — it corrects for the size mix in any given year.
Momentum’s market-heat index for Bay Front reads 64/100 (computed from DOM, sale-to-list, and absorption; 2020–21 peaked in the 70s here).
For buyers, the same table reads the other way: the sold medians above are what the market has actually been paying — an asking price meaningfully above the recent closed record, in a community absorbing at the rates shown, is an opening position, not a value.
The pattern in the statewide failure data applies here too: homes priced against the latest closed sales sell; homes priced against hope join the 201,552 that didn’t. The table above is the closed-sale record to price against.
We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A Momentum agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.
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More Bay Front: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs
Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures