Lake City Home Values (2026): What Houses Are Actually Selling For
Lake City, Columbia County, Florida · Momentum Research · updated 2026-09-16
Homes in Lake City sold for a median of $328,450 over the last 12 months (176 recorded sales), $198 per square foot, and prices are down 24.9% year over year. The typical sale took 44 days to go under contract and closed at 90.7% of the original asking price. No algorithm can price your specific house from that; a records-based valuation can. The data first, then how to get one.
Lake City home values year by year
Median recorded sale price, price per square foot, days to contract and sale-to-ask for every year we hold Lake City sales.
| Year | Median sale | $/sq ft | Days to contract | Sale-to-ask | Sales |
|---|---|---|---|---|---|
| 2026 | $320,609 | $185 | 44 | 90.7% | 176 |
Where the Lake City market is tight, by price band
Months of supply is active inventory divided by the monthly sales pace; under about four months favors sellers, over six favors buyers. Find your band before you price.
Lake City home values by ZIP code
Active listings and list medians from our feeds today; the typical value and one-year change are Zillow’s ZHVI for the ZIP, which tracks the whole housing stock rather than only what sold.
| ZIP | Active listings | Median list | Typical value (ZHVI) | 1-yr change | Listings with a price cut |
|---|---|---|---|---|---|
| 32024 | 36 | $396,075 | $324,385 | +0.4% | 26% |
| 32055 | 11 | $349,000 | $222,850 | -0.1% | 31% |
| 32025 | 10 | $292,250 | $233,282 | +0.3% | 23% |
Home values by community in Lake City
The communities with the most recorded sales in the last 12 months. Each links to its own home-value page with the full price history.
| Community | Median sale | Year over year | Days to contract | Sales (12 mo) | Active |
|---|---|---|---|---|---|
| Springfield | $390,000 | n/a | 63 | 49 | 0 |
| Highlands | $183,500 | n/a | 30 | 40 | 0 |
| Callahan | $288,900 | n/a | 38 | 29 | 0 |
| Creekside | $557,500 | n/a | 31 | 19 | 0 |
| Cobblestone | $335,000 | n/a | 44 | 13 | 0 |
| Hidden Lakes | $328,450 | n/a | 43 | 8 | 0 |
| Osceola Forest | $210,000 | n/a | 35 | 7 | 0 |
| Highland | $222,000 | n/a | 22 | 4 | 0 |
| **verifying Subd** | $176,500 | -24.9% | 80 | 4 | 0 |
| FOREST COVE | $320,000 | n/a | 88 | 3 | 0 |
What moves the sale price in Lake City beyond the medians
New construction was 2% of sales, which sets the ceiling on what resale buyers will pay for a comparable resale. Sellers have been closing at 90.7% of original asking, so the list price is a negotiation opener, not the number. Zillow’s ZIP metrics put the city’s price-to-income ratio near 4.93 and five-year appreciation near +5.4%. Property mix: Single Family Residence 93%, Manufactured Home 7%. Condition, lot, roof age, insurance quote and the specific street’s last three closings move an individual house well outside these ranges.
What is my house worth in Lake City?
Not a number this page can give you, and not one an automated model can either: every value above is a median of many Lake City sales, and the spread inside it is wide. A records-based valuation pulls the recorded closings on your street and in your community, adjusts for size, condition, lot and what your home has that the comps do not, and comes back as a written range with a net sheet showing what you would clear at each price after commissions, Florida doc stamps, title and payoff. Momentum Realty does that for Lake City owners at no cost through the form below; the Messtimate gives a square-footage range in the meantime, and the seller net proceeds calculator runs the arithmetic on any price you are considering.
Selling in Lake City: next steps
- Best time of year to sell in Columbia County
- Seller net proceeds calculator
- Columbia County property tax rate and calculator (what a buyer will pay after your sale)
- Homes for sale in Lake City right now (your competition)
- Lake City housing market: live data and trends
- How Momentum sells homes
Frequently asked questions
What is the median home price in Lake City, FL?
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Which Lake City communities hold value best?
Figures are recorded closed sales and active listings from the MLS feeds behind our Lake City pages, aggregated by Momentum Research as of 2026-09-16; ZIP typical values from Zillow (ZHVI). Community-level aggregates only; nothing on this page is a valuation of any specific property, an appraisal, or an offer. Deemed reliable but not guaranteed. EAB RE Investments LLC dba Momentum Realty, a licensed Florida real estate brokerage. Equal Housing Opportunity.