Momentum Housing Data · Home Values · Putnam County
Buying here? See St Johns Harbor homes for sale and the St Johns Harbor community guide (Palatka).
St Johns Harbor (Palatka, FL): 4 recorded closings in the 12 months ending 2026-10-28, a 12-year price record, and the year-by-year record — every number from recorded MLS closings, none from an estimate model.
In the current window, median closings ran near original asking (100.0%); the median sale took 8 days; new construction was 25.0% of recorded sales — builder pricing competes with resales here (window ending 2026-10-28).
| Year | Median sold | Median $/sqft | Median DOM | Sold ÷ original ask | Sales |
|---|---|---|---|---|---|
| 2026 | $159,000 | $149 | 8 | 100.0% | 4 |
| 2025 | $175,000 | $100 | — | — | 5 |
| 2024 | $144,500 | $123 | — | — | 3 |
| 2023 | $155,000 | $156 | — | — | 6 |
| 2022 | $160,000 | $127 | — | — | 10 |
| 2021 | $85,000 | $88 | — | — | 3 |
| 2020 | $40,000 | $46 | — | — | 5 |
| 2019 | $214,500 | $115 | — | — | 4 |
| 2018 | $56,000 | $43 | — | — | 6 |
| 2017 | $84,000 | $83 | — | — | 6 |
| 2016 | $100,000 | $67 | — | — | 4 |
| 2015 | $46,500 | $34 | — | — | 4 |
Over the recorded series, St Johns Harbor’s median sold price moved from $46,500 (2015) to $159,000 (12 months ending 2026-10-28) — +242% over that span, with every year’s figure from recorded closings, not a model.
The recorded series starts in 2015 at $46,500. The 2020–22 run-up did what it did everywhere — St Johns Harbor’s median moved -25% from 2019 to 2022. Against the 2019 peak of $214,500, the current median stands at -26%. Annual sales volume here has ranged from 0 to 10 closings a year (10-yr average 5.2). With roughly 5.2 closings a year, St Johns Harbor’s medians move in steps, not curves — a handful of unusual sales can swing a year, which is why the sales count sits next to every figure above.
From the live MLS feed as of 2026-10-29: The homes listed or recently sold were built between 1986 and 2026 (median 2024), 2 of them new construction; 3 of the current listings state there is no HOA; 1 of 7 geocoded listed or recently sold homes sit inside a FEMA special flood hazard zone (A/V), which buyers’ lenders will price into insurance; median elevation 10 ft. See the current St Johns Harbor listings →
At St Johns Harbor’s $159,000 median and Putnam County’s adopted 16.89 mills (FY2025-26), a home assessed at that price carries roughly $2,680 a year in property tax before exemptions, or about $2,010 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Putnam County tax page.
Current asking prices run a median $224,900 against the $159,000 recorded sold median (+41%) — the gap between what sellers hope and what the record shows. The market is carrying about 9 months of supply at the current sales pace. Demand check: 0% of St Johns Harbor’s listings are under contract, against 20% for ZIP 32177 and 16% for Putnam County as a whole — the community is currently absorbing slower than its surroundings, which is negotiating information.
With asking prices running +41% over the recorded sold median, a St Johns Harbor listing priced against the closed record above stands out against its competition; one priced against the asking crowd joins the statewide list of homes that never sold.
We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A local agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.
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| School | Level | FLDOE grade |
|---|---|---|
| Melrose Elementary School | K-6 -- confirm zoning by address with Putnam County SD | A (2025-26) |
| Palatka Jr.-Sr. High School | 7-12 -- confirm zoning by address | C (2025-26) |
Assignments and grades as recorded/published; both change — verify current zoning with the district before relying on it. Grades are the state’s official FLDOE ratings, reported as published.
More St Johns Harbor: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing
Source: Data provided by realMLS. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. Site designed by Move With Momentum LLC, © 2026. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Disclosures