St Johns Harbor Bostwick
Homes for Sale in Palatka, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
St Johns Harbor Bostwick right now
🟢 Buyer-leaning market. 12.0 months of supply and 25% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Medium (4 active and pending listings, 3 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($159K) is down 0.5% from the prior 12 months ($160K) and up 298% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Low (3 and 8 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
St Johns Harbor Bostwick market snapshot (as of July 14, 2026): the median sale price is about $159K ($139 per sq ft over the trailing 12 months of closed sales), a median 265 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 0% from the prior 12 months and up 298% since 2012, computed from record-level realMLS closed sales (3 closings in the current window).
St Johns Harbor Bostwick is a community of 639 homes in Palatka, Putnam County, built between 1900 and 2024 (median 1986.0), with a median living area of about 1,512 square feet. 41% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of St Johns Harbor Bostwick. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
St Johns Harbor Bostwick
St Johns Harbor Bostwick
St Johns Harbor Bostwick
St Johns Harbor Bostwick
St Johns Harbor Bostwick
St Johns Harbor BostwickPhotos from realMLS listings in St Johns Harbor Bostwick; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 14 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($159K) IS the median in the snapshot above, and the move from 2025 ($160K) IS the -0.5% one-year change.
Windows contain 3 to 14 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
St. Johns Harbor Market Scorecard
St. Johns Harbor is currently a balanced. About 4.0 months of supply, a median asking price of $195,000, and homes go under contract in about 75 days.
Typical home value in the 32177 ZIP is $210,600, about 11.1% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in St Johns Harbor Bostwick
Live MLS inventory for St Johns Harbor Bostwick. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 8 daysTop listing
Active · 7 days
Active · 85 days
Pending · 34 daysActive and pending St Johns Harbor Bostwick listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
St Johns Harbor Bostwick on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
How far is everything?
Everyday stops around St Johns Harbor Bostwick are close: the nearest dining is about 13 minutes away.
- Boxcar Diner · Dining13 min
- Tanglewylde Nature Park · Parks15 min
- Hall's Superette · Groceries16 min
- North Central Florida Hospice · Health16 min
- Middleton Shopping Center · Shopping19 min
- This and That Cafe · Coffee21 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Putnam County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Melrose Elementary SchoolFLDOE grade A · K-6 -- confirm zoning by address with Putnam County SD
- Palatka Jr.-Sr. High SchoolFLDOE grade C · 7-12 -- confirm zoning by address
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Putnam County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any St Johns Harbor Bostwick address.
The St Johns Harbor Bostwick buying strategy.
If we were buying in St Johns Harbor Bostwick today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Johns Harbor Bostwick.
The location and the amenities are priced into every listing in St Johns Harbor Bostwick. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in St Johns Harbor Bostwick buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (4.0). Basis: Long-Term Appreciation +298% since 2012; Recent Direction -0.5% year-over-year; Liquidity & Demand 12.0 months of supply; Owner Commitment 41% owner-occupied; Pricing Power 79.5% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- No CDD
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a St Johns Harbor Bostwick buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Johns Harbor Bostwick sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St Johns Harbor Bostwick, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St Johns Harbor Bostwick home worth?
Get a no-obligation home value based on real comparable sales in St Johns Harbor Bostwick, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in St Johns Harbor Bostwick on the map →
Frequently Asked Questions
What is the median home price in St Johns Harbor Bostwick?
How long do homes in St Johns Harbor Bostwick take to sell?
Is St Johns Harbor Bostwick a buyer's or seller's market right now?
How many homes are in St Johns Harbor Bostwick?
What share of St Johns Harbor Bostwick is owner-occupied?
When were the homes in St Johns Harbor Bostwick built?
Do cash buyers compete in St Johns Harbor Bostwick?
Have St Johns Harbor Bostwick home prices gone up?
What schools serve St Johns Harbor Bostwick?
Who is the best real estate agent for St Johns Harbor Bostwick?
How do I find a top Palatka real estate agent who knows St Johns Harbor Bostwick?
Can Momentum Realty connect me with an agent for St Johns Harbor Bostwick?
Nearby Communities
Explore more neighborhoods near St Johns Harbor Bostwick with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending July 14, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (15 streets, ZIP 32112/32117/32177)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2002 (150 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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