St Johns Harbor Bostwick
Homes for Sale in Palatka, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Price here comes down to a housing stock that spans built years 1900 to 2024, with a median build year of 1986 and median living space of 1,512 square feet. That wide mix of vintage and layout is why per-square-foot pricing ($139.47) does more of the explaining than the $159,000 median price on its own. With only 3 closings in the tracked window, that median is a thin read, not a deep statistical one, and any specific listing needs to be judged on its own condition and lot rather than assumed to track the community number.
Posture right now is buyer-leaning: 12 months of supply against just 3 active listings, a median 265 days on market, and prices essentially flat year over year (-0.5%). That is a market where sellers should price to the comp rather than to hope, and buyers who are patient can negotiate on time instead of urgency. The longer view tells a different story — prices are up 298% since 2012 — so this reads as a community that has rewarded holding, not quick turnarounds.
St Johns Harbor Bostwick right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 23, 2026. Confidence: Medium (2 active and pending listings, 4 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($159K) is down 0.5% from the prior 12 months ($160K) and up 298% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 23. Confidence: Low (4 and 8 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 23, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
St Johns Harbor Bostwick market snapshot (as of August 23, 2026): the median sale price is about $159K ($149 per sq ft over the trailing 12 months of closed sales), a median 244 days on market for closed sales, and 6.0 months of supply, a balanced market. The trailing-12-month median is down 0% from the prior 12 months and up 298% since 2012, computed from record-level realMLS closed sales (4 closings in the current window).
St Johns Harbor Bostwick is a small, long-established community of 639 homes in Palatka, Putnam County, with houses built across more than a century (1900-2024) rather than a single-era subdivision — and current inventory is limited to a handful of active listings, not a broad rotating supply.
The setting & the homes.
Aerial and on-site photos of St Johns Harbor Bostwick. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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St Johns Harbor BostwickPhotos from realMLS listings in St Johns Harbor Bostwick; content deemed reliable but not guaranteed.
Who St Johns Harbor Bostwick is best for.
Best for
- Buyers comfortable evaluating homes case-by-case across a wide build-year range (1900-2024) rather than a uniform product
- Buyers with flexible timelines who can work with a 265-day median time on market
- Long-horizon buyers focused on hold-period value given the 298% appreciation since 2012, rather than a quick resale
Probably not for
- Buyers who want a large pool of active listings to compare before deciding — only 3 are currently active
- Buyers needing a fast closing in a market with a 265-day median days-on-market
- Buyers expecting a defined amenity package — none is identified from current MLS listings
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 23 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($159K) IS the median in the snapshot above, and the move from 2025 ($160K) IS the -0.5% one-year change.
Windows contain 4 to 16 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
St. Johns Harbor Market Scorecard
St. Johns Harbor is currently a balanced market. About 4.0 months of supply, a median asking price of $195,000, and homes go under contract in about 75 days.
Typical home value in the 32177 ZIP is $209,978, about 11.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in St Johns Harbor Bostwick
Live MLS inventory for St Johns Harbor Bostwick. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending St Johns Harbor Bostwick listings as of 2026-08-23, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
St Johns Harbor Bostwick on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
How far is everything?
Everyday stops around St Johns Harbor Bostwick are close: the nearest dining is about 13 minutes away.
- Boxcar Diner · Dining13 min
- Tanglewylde Nature Park · Parks15 min
- Hall's Superette · Groceries16 min
- North Central Florida Hospice · Health16 min
- Middleton Shopping Center · Shopping19 min
- This and That Cafe · Coffee21 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Putnam County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Melrose Elementary SchoolFLDOE grade A · K-6 -- confirm zoning by address with Putnam County SD
- Palatka Jr.-Sr. High SchoolFLDOE grade C · 7-12 -- confirm zoning by address
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Putnam County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any St Johns Harbor Bostwick address.
The St Johns Harbor Bostwick buying strategy.
If we were buying in St Johns Harbor Bostwick today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Johns Harbor Bostwick.
A Century of Homes, a Handful of Listings
The 639 homes here were built anywhere from 1900 to 2024, with a median build year of 1986 and a median 1,512 square feet of living space. That range means two houses on the same street can differ sharply in age, systems, and condition, which is part of why the per-square-foot figure ($139.47) is the more reliable pricing anchor than any single median. No community amenities are identified from current MLS listings, so buyers should evaluate each property on its own facts rather than assume a shared amenity package.
With months_supply at 12 and only 3 active listings against 3 closings in the tracked window, this is officially a buyer-leaning market with very little transaction volume to triangulate from. The median 265 days on market confirms that homes here sit rather than move quickly, and prices have held nearly flat year over year (-0.5%). Zoomed out, the community has appreciated 298% since 2012, which is a long-run trend distinct from this year's quiet pace.
The location and the amenities are priced into every listing in St Johns Harbor Bostwick. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in St Johns Harbor Bostwick buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.0). Basis: Long-Term Appreciation +298% since 2012; Recent Direction -0.5% year-over-year; Liquidity & Demand 6.0 months of supply; Pricing Power 79.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With just 3 active listings and only 3 closings in the tracked window, there is not enough transaction volume here to lean on an automated number — pricing has to be hand-built from the specific home's condition, age, and lot, set against a build-year range that runs from 1900 to 2024. That is a case-by-case valuation job, and it is the kind of work that benefits from a local agent walking the comps in person rather than reading them off a screen.
St Johns Harbor Bostwick in 15 seconds.
HOA, CDD & Fees
- No CDD
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a St Johns Harbor Bostwick buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Johns Harbor Bostwick sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St Johns Harbor Bostwick, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St Johns Harbor Bostwick home worth?
Get a no-obligation home value based on real comparable sales in St Johns Harbor Bostwick, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in St Johns Harbor Bostwick on the map →
Price History: What Homes Here Have Actually Sold For
Median sale prices in St Johns Harbor Bostwick year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
What is the median home price in St Johns Harbor Bostwick?
How long do homes in St Johns Harbor Bostwick take to sell?
Is St Johns Harbor Bostwick a buyer's or seller's market right now?
Have St Johns Harbor Bostwick home prices gone up?
What schools serve St Johns Harbor Bostwick?
Who is the best real estate agent for St Johns Harbor Bostwick?
How do I find a top Palatka real estate agent who knows St Johns Harbor Bostwick?
Can Momentum Realty connect me with an agent for St Johns Harbor Bostwick?
Should you buy in St Johns Harbor Bostwick?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near St Johns Harbor Bostwick with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 23, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 23, 2026 |
| Under-contract shares | realMLS records, as of 2026-08-18 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2002 (151 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how St Johns Harbor fits the bigger picture — live prices, inventory, and Momentum Scores: