Momentum Housing Data · Home Values · Bay County
Every figure below is from recorded MLS closings in Top Of The Gulf Condo. (Panama City Beach, FL) — not an algorithm’s estimate. Medians, the 15-year price history, market time, and what the record says about selling here now. Window ending 2026-07-28; refreshes as new closings record.
In the current window, sellers accepted a median 92.0% of original asking; the median sale took 66 days (window ending 2026-07-28).
| Year | Median sold | Median $/sqft | Median DOM | Sales |
|---|---|---|---|---|
| 2026 | $219,900 | — | 66 | 13 |
| 2025 | $230,000 | — | 23 | 5 |
| 2024 | $249,450 | — | 32 | 16 |
| 2023 | $250,000 | — | 29 | 11 |
| 2022 | $226,450 | — | 11 | 22 |
| 2021 | $161,000 | — | 15 | 17 |
| 2020 | $140,500 | — | 47 | 16 |
| 2019 | $133,250 | — | 15 | 12 |
| 2018 | $103,750 | — | 81 | 18 |
| 2017 | $90,000 | — | 106 | 21 |
| 2016 | $70,000 | — | 71 | 15 |
| 2015 | $70,500 | — | 176 | 21 |
| 2014 | $65,325 | — | 42 | 16 |
| 2013 | $64,000 | — | 11 | 7 |
| 2012 | $52,900 | — | 102 | 11 |
Over the recorded series, Top Of The Gulf Condo.’s median sold price moved from $52,900 (2012) to $219,900 (12 months ending 2026-07-28) — +316% over that span, with every year’s figure from recorded closings, not a model.
The recorded series starts in 2012 at $52,900. The 2020–22 run-up did what it did everywhere — Top Of The Gulf Condo.’s median moved +70% from 2019 to 2022. Against the 2023 peak of $250,000, the current median stands at -12%. Annual sales volume here has ranged from 5 to 22 closings a year (10-yr average 15.1). Small-community medians move in steps, not curves — a handful of unusual sales can swing a year, which is why the sales count sits next to every figure in the table above.
What actually trades here: 100% condominium in the current window. Price-per-square-foot is the cleaner yardstick when comparing your home to the medians — it corrects for the size mix in any given year.
Momentum’s market-heat index for Top Of The Gulf Condo. reads 28/100 (computed from DOM, sale-to-list, and absorption; 2020–21 peaked in the 70s here).
Cash bought 0% of recorded Top Of The Gulf Condo. sales in the window ending 2024-07 (0 of 4) — a fact worth knowing before assuming every buyer needs an appraisal to close. For buyers, the same table reads the other way: the sold medians above are what the market has actually been paying — an asking price meaningfully above the recent closed record, in a community absorbing at the rates shown, is an opening position, not a value.
The pattern in the statewide failure data applies here too: homes priced against the latest closed sales sell; homes priced against hope join the 201,552 that didn’t. The table above is the closed-sale record to price against.
We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A Momentum agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.
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More Top Of The Gulf Condo.: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing
Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures