Momentum Housing Data · Home Values · Bay County
Buying here? See Treasure Island Resort homes for sale and the Treasure Island Resort community guide (Panama City Beach).
Treasure Island Resort (Panama City Beach, FL): 17 recorded closings in the 12 months ending 2026-09-20, a 14-year price record, and the year-by-year record — every number from recorded MLS closings, none from an estimate model.
In the current window, sellers accepted a median 95.5% of original asking; the median sale took 102 days (window ending 2026-09-20).
| Year | Median sold | Median $/sqft | Median DOM | Sold ÷ original ask | Sales |
|---|---|---|---|---|---|
| 2026 | $580,000 | — | 102 | 95.5% | 17 |
| 2025 | $605,000 | — | 170 | 93.2% | 7 |
| 2024 | $640,000 | — | 24 | 95.5% | 9 |
| 2022 | $617,500 | — | 46 | 98.2% | 18 |
| 2021 | $520,000 | — | 17 | 100.0% | 36 |
| 2020 | $409,750 | — | 153 | 96.4% | 19 |
| 2019 | $410,000 | — | 43 | 95.3% | 17 |
| 2018 | $374,500 | — | 54 | 95.3% | 18 |
| 2017 | $317,500 | — | 158 | 95.6% | 13 |
| 2016 | $312,000 | — | 98 | 93.0% | 9 |
| 2015 | $310,000 | — | 128 | 92.1% | 11 |
| 2014 | $293,500 | — | 95 | 96.8% | 14 |
| 2013 | $285,000 | — | 102 | 95.0% | 15 |
| 2012 | $240,000 | — | 75 | 100.0% | 9 |
Over the recorded series, Treasure Island Resort’s median sold price moved from $240,000 (2012) to $580,000 (12 months ending 2026-09-20) — +142% over that span, with every year’s figure from recorded closings, not a model.
The recorded series starts in 2012 at $240,000. The 2020–22 run-up did what it did everywhere — Treasure Island Resort’s median moved +51% from 2019 to 2022. Against the 2024 peak of $640,000, the current median stands at -9%. Annual sales volume here has ranged from 2 to 36 closings a year (10-yr average 15.6).
From the live MLS feed as of 2026-10-01: The homes listed or recently sold were built between 2005 and 2005 (median 2005); 4 of 4 listed or recently sold homes report an HOA, median $779/mo; 2 of 3 geocoded listed or recently sold homes sit inside a FEMA special flood hazard zone (A/V), which buyers’ lenders will price into insurance; median elevation 17 ft. See the current Treasure Island Resort listings →
At Treasure Island Resort’s $580,000 median and Bay County’s adopted 12.28 mills (FY2025-26), a home assessed at that price carries roughly $7,120 a year in property tax before exemptions, or about $6,640 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Bay County tax page.
Current asking prices run a median $612,000 against the $580,000 recorded sold median (+6%) — the gap between what sellers hope and what the record shows. Demand check: 20% of Treasure Island Resort’s listings are under contract, against 14% for ZIP 32407 and 17% for Bay County as a whole — the community is absorbing faster than its surroundings. Momentum’s market-heat index for Treasure Island Resort reads 38/100 (computed from DOM, sale-to-list, and absorption; 2020–21 peaked in the 70s here).
Asking and recorded sold prices are within a few percent of each other here, so the table above is close to what a Treasure Island Resort buyer will actually pay; the spread on any single home comes down to size, condition and timing.
We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A local agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.
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Communities buyers shopping Treasure Island Resort are also weighing (nearest by map distance), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.
| Community | Median sold | Median $/sqft | Median DOM | Sales |
|---|---|---|---|---|
| Seychelles Resort Condominium | $400,000 | — | 44 | 8 |
| Treasure Island | $462,500 | — | 49 | 10 |
| The Commodore | $515,000 | — | 85 | 12 |
| Gulf Lagoon Beach | $874,900 | — | 85 | 7 |
More Treasure Island Resort: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing
Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures
Content on this page is compiled from public records, MLS data, and automated data sources, and may contain errors or be out of date. It is provided for general information only and is not a representation about any specific property, community, builder, or association. Verify all information independently before relying on it.